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Sell Property with Aadhar Card being required

Smiley: Great link .. Thanks
Many: 20% plus some small cess.
Smiley: Do you know what the TDS rate is for an NRI ?
Many: It helps to have a real-estate agent to execute a sell-buy transaction. He takes care of all required formalities for a consideration of course(commission). Yes there is TDS for an NRI (Mumbai experience)
Smiley: Thanks for your Info I need to sell and not buy ...
Full House: Here is what I heard today. So, please verify the same as soon as you can. Reason is.: That the Real estate Transaction is an illquid asset with low yields and high cost of sales transaction. It is not so easy to find a buyer.

RRSP after returning to India

Full House: It is always a privilege to be of service to you. Hope it helps you a little bit. Now taking into account that the interest that you pay there for Principal borrowed, you will do better by just taking
goingbacksoon: I am a Canadian with OCI status. I will be leaving for good in a few years. I will be returning in my 40s so I assume the age related deductions you referred to won't apply. I expect I will need to withdraw my RRSP amount (could be close to 75K) within an year of arrival to buy a property.
Full House: I know that you are an NRI. Are you a Canadian Citizen with an OCI Card? Are you leaving Canada for Good or just moving out for Six/Seven months of the year like the SNOWBIRDS do. Knowing that you are
goingbacksoon: Thanks for your advice. I also looked at the avenue of finding an accountant, who deals with such things but an hour of google search didn't lead me anywhere. I think it confirms your statement that it

All we need to know about NRE / NRO Account

Full House: We all get hammered now and then..: Here is a Bolt from the Blue (Or is it from the Blacks?) "LONG TERM CAPITAL GAINS EXCEEDING RS 1 LAKH WILL BE TAXED AT 10% WITHOUT INDEXING " Read more
ChandraGupt: LINK in my case I have few Fixed Deposits(in rupees) & planning to sell my Mutual funds in India(in rupees) so can't convert ordinary account to NRE , only option is
MITRON: If you are sending money from Canada to India in CAD $ i.e foreign exchange coming in from abroad, NRE is better. On NRE there No tax, No TDS, No need to file a return to get TDS back with Indian IT,
ChandraGupt: I think NRO account is better for OCI card holders like me (as per my situations)..

AdharCARD - OCI- MutualFund in INDIA

ChandraGupt: those OCI card holders without AdharCard still have Mutual funds in india-its time to sell MF as 31st march2018 is last date to link adhar & save Capital gain tax LINK क्या
MITRON: Its just an automated email, which they keep sending, so ignore it.
ChandraGupt: CAMS- Mutual Funds service-keep sending such emails to all customers-I received 4th time I guess. - Dear Investor, As per Prevention of Money-Laundering (Maintenance of Records) Second Amendment
Full House: Quoting of Aadhaar is now mandatory for performing many important tasks. *"Are you aware that you can also receive a copy of your Aadhaar card in digital form?" You can use the digital Aadhaar


Latest Replies

Looking for a good criminal defense lawyer, Brampton

Full House: I think you mean ALTERCATION, and if there ares NO Police Charges against him and you any Lawyer would be able to take the case and resolve the same for you. All of them are good and they also charge a LOT and if you are perturbed about this, please also see a Doctor and seek proper remedial help from him too.
susan7880: Hi Guys, My friends and my boyfriend were partying hard at my cousins Birthday and one of them made some nasty comments about me. My boyfriend was intoxicated, and he had assaulted that guy very badly that he is in ICU. His mother cannot afford the hospital expenses and along with the criminal case

London Friends

Full House: First, Please find a very nice school, suitable for their GRADES that they want to enter into. Then look for a place to reside close by. (The catchment area.) That is the way to go. You will always get good rental apartments/condos there in London Ont. Hope this helps. FH. Please click on SCHOOLS in LONDON ONTARIO.
nishant3112: Hello My Dear Desi Friends, Might be relocated to London, ON. Any suggestions on housing , school from our desi perspective? thanks a lot

Duct Cleaning useful or useless?

abrarstar: Full house Complete Package of Duct & Furnace Cleaning. $249.99 you Just Need to pay after the Job Done Once you Are fully Satisfied with our Job Have you done RENOVATIONS with drywall or sanding that have caused dust in your home? If this fine dust is not extracted it will keep cycling through your
jigz787: What is the best time to have duct cleaning ? And why ? I guess Oct-Nov, just before the winter ?
word: anyone know any good duct cleaner?
Americanchai: It would be really great if someone had positive experience from the duct cleaner..to share with us.. we were victim before..took money and did almost nothing....
peacock1: Hi friends, Pls share some hints on the good and the poor duct cleaners , guiding whom to avoid and who to go for
AshwaniG: I beg to differ totally . Intake air sucks what ever is in the house and than rotate it back . So if you want your air quality to be good ducts must be cleaned alongwith the house . Try to shop around well as there are too many BAD duct cleaners in business . I myself had a very bad experience

Duct Cleaning

abrarstar: Full house Complete Package of Duct & Furnace Cleaning. $249.99 you Just Need to pay after the Job Done Once you Are fully Satisfied with our Job Have you done RENOVATIONS with drywall or sanding that have caused dust in your home? If this fine dust is not extracted it will keep cycling through your
Gurram: Duct cleaning will not improve the quality of the air. There will be more dust for some time after the cleaning.
Delhite: You can get the numbers from any local yellow pages and Desi # 1 has already anticipated that I am running a duct cleaning company. I will say it is your personal choice when you want to get it clean. There is no rule. Similar to how many time a week one should take bath....every day, or few times or once a week - purly matter of personal choice.
comp: Thanks desi # 1 and Delhite. My house is 5 to 6 years old. Delhite could you please give me the guy who did your house? I live in brampton.

My experience moving back to India

Blue_Peafowl: Depends on the conditions if you own the property or you are renting it. If you have your own property then 40K is sufficient enough to leave simple life. You can put 50 lakh in some secure investment which give u about 8% to 10% interest rate - as secure income. which you can withdraw every month for daily expenses. You will not sit down there ...
crish: @zindabad: I am not sure which cities come in tier 3, but for an upper middle class life in India in cities like Chandigarh, Pune, Hyderabad the current pension need of 60K INR per month will be needed. This is assuming that you have your own apartment. Usual expenses per month are: Society Fees
zindabad: How much we have to save to retire/ settle peacefully in India ? I would be happy with upper middle class life there in India in tier-3 city .
Blue_Peafowl: I am also getting out by end of this year... going back my hometown Gujarat. starting my Dairy Farming business. Family will stay here for couple more year till i get settle down. I have no complain with Canada, it has given us enough opportunity But as Febpreet said my decision is emotional.

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ExpressEntryNEW. EDIT 6+*

Full House: Are you the lucky one !! Immigration, Refugees and Citizenship Canada (IRCC) has invited 2,000 candidates in the Express Entry pool to apply for Canadian permanent residence in a draw that took place the morning of Wednesday, November 8. The Comprehensive Ranking System (CRS) score of the lowest-ranked candidate issued an Invitation to Apply (ITA) was 458. This latest draw, the 77th to take place since Express Entry was first introduced in January, 2015 and the 27th so far this year, is the first draw to operate under a new procedure whereby in the event that multiple candidates have tied CRS scores, profiles are ranked according to the date and time of submission of the profiles, with profiles that have been in the pool longer being prioritized for invitation over newer profiles. This tie-break policy was first unveiled by IRCC as a possible future strategy last June.

Diamonds. E 1

Full House: I wish to compare all of the new comers into canada to a diamond in the rough. The reason being, they all have stood up and helped others in their own way and currently shine bright like a diamond. Now we enter into... The age of Prosperity. Why the Albatross .. Nothing symbolizes this pioneering spirit like that of the albatross. These birds travel very long distances around the world, undauntedly, all while maintaining a special connection to their place of birth. Their life is a journey worthy of noting and comparison. Being constantly on the move, albatrosses use their formidable wingspan to cross oceans and fly for hours without rest. When they do land, they do behave like sociable creatures that enjoy the company of others. Like all of the desi's here, Albatrosses also have to face the challenges of an itinerant lifestyle.

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