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MITRON: The renewal process will take the same amount of time as a brand new first time application. So give it about 2 months, don't expect it any sooner, just because it is a renewal. Don't book any plane tickets till you have the OCI in hand.
MITRON: BLS Brampton has an in house photo service if you want to use it. BLS In house Photography services : BLS visa and passport application center has an in-house photo-booth facility which enables
samna1978: Has anyone renewed OCI for their kids recently at the brampton location? Is there any place near the BLS centre which can take OCI pictures and upload it for us? thx

India's political landscape

zindabad: psychopath - shameless Kejru begging to Sheila Dixit and Congress to do " Gathbandhan " . I remember there was an old movie " Delhi ka Thug " .. This psychopath believes that delhi people are chu**ya ...
elmer fudd: All accused in the 2G scam acquitted by CBI special court (CBI is under govt. control). Looks like BJP and DMK might be forging an alliance. I wonder how Modi will slink out of this, considering it has happened right under his nose.
zindabad: वक्त कितनी जल्दी निकल जाता है पता ही नहीं चलता .
Delhite: Found this around 2 years old program clip. Very funny and creative. Don't take it otherwise - purely for entertainment purposes. LINK

Wifi Internet in India

tamilkuravan: There are strict verification of ID for purchasing any Wifi items. Aaadhaar card is asked these days. So you have to buy this, using your parents as a front. Only tops ups / monthly payements are a breeze.
MITRON: If you are just going to use internet 3-4 hrs a day, the phone as a hot spot will be more than enough. But if you are going to use it 10 hrs a day, better to have a WiFi dongle or stick. Leave the dongle behind for your parents and for your future visits.
MITRON: Yes, you can use that. But generally the phone battery drains faster when you use it as a hot spot and phone also heats up a bit. So either you have to keep the phone plugged in while using it as a
captainbeam: Thanks Mitron for your informative posts. I have to check what kind of coverage Jio has in my area in Delhi. Airtel should have good coverage. do you think it is better to just buy a 4G enabled cell phone with lots of data and just use that as a hotspot around the house?

PIO to OCI conversion in 2019

MITRON: Apply for a brand new OCI in India. Don't do PIO to OCI conversion. LINK
GlobalIndian: I am aware of three white girls who married Indian men in India and got OCI; during the entire process of obtaining OCI, they never had to leave India. So, TK I think you should be able to convert your PIO to OCI without leaving India, if you do not wish to leave.
zindabad: Just check with BLS , I think there should not be any issue to convert PIO ~ OCI in India ******** How do you become/convert to an OCI? You can apply through the Indian embassy in your country of
tamilkuravan: i have a PIO. Living in india. for conversion i need to come to Toronto, which i canot. I plan to land in Canada in may. So what are my options? Murali


Latest Replies

Right time to buy air ticket

uday62: tks
sudesingh: You should have bought the ticket my now. You're just about 5 to 6 weeks away from the departure date. Are you expecting prices to drop in the near future. With Jet Airways pulling out, ticket prices may be inching up.
uday62: Hi, I am going to india during the last week of may, 2019 and have plans to comeback after 3 months. What is the right time to buy air ticket?
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Online site to book ticket to india

uday62: tks
MITRON: Expedia.ca
uday62: can you suggest an online site to book ticket to india from vancouver

SAP training

ictgcanada: Hi We offer Professional Training with Hands On Experience in Supply Chain Management, Material Management and Finance Modules of SAP Systems. We will train you Complete Business Cycle through our Professional Training System. Please send your Resume in MS Word Format for next Info sessions starting soon۔
ninju77: How can I help you in Canada. We may discuss more in detail on phone about consulting of SAP modules, teaching etc... I don't even know your name. So pl mention your name and phone if you have one, so that we can take it from there. Ranjan
canjob: Hi Ranjan, As you relat with SAP training then please let me know if you can help me to get right track. I am SAP finance Consultant and finished contract in USA and back to Canada. I had exp of teaching like almost 6 batches. If you can help me enroll again in this area that would be great. My contact canjob @ yahoo .ca Regards

Errors and Issues on this site

Garvo Gujarati: Thanks very much for letting us know about this. I have removed the spam postings. Working on tightening it little bit to avoid this.
Agwagle: Thanks for fixing the problem Administrator:)
Agwagle: I have been trying to put my listing on the accommodation section I tried 6/7 times but I am getting continues message as... Is their any problem on the site. then I tried on ''contact us'' section then also same message occurred so I am conveying my message to the site Administrator through this section please fix the error. thanks Archana.
Full House: Thanks GG. Today it let me get in and post a response or two. Had a quiet evening and watched CNN. FH.
Garvo Gujarati: There was an issue reported to me that some of the users were not able to log-in. I have fixed that issue. Please try. Thanks.


nari: As a general rule you should never borrow more than 3X of your income. I personally like to say 3X of your net income. If you borrow more than that you are highly leveraged.
peacock1: Hello CD friends, Any one, expert in the field of mortgage, what are the current income requirements for new mortgages? In the event of an individual paying 60% upfront, of the cost of the property, what shall be the minimum income required to borrow for the next 40 % of balance cost of the property?

Newest Posts

Toronto Real Estate Market Watch report - March 2019

sanjeevm: Dear CDs, Toronto Real Estate Board (TREB) has released the figures for March 2019 for the residential transactions done through TREB MLS system. Highlights: * Total sales in March 2019 are in-line with the sales figures in March 2018 (7187 and 7188, no difference). * However, for first quarter of 2019, sales are down by 1% as compared to Q1 of 2018. * Supply of New Listings in March 2019 declined by 5% (Year over Year), indicating still a Seller's market. Q1 listings are down by 1% though. * Since the supply of new listings has remained tight, it is supporting price growth. * Average sale price increased from $784,514 to $788,335 (year over year) * There is still competition among the buyers in many pockets of GTA which is resulting in Multiple offers situation. * Townhouse segment has shown double digits growth in Sales in March 2019 (Year over year) * Detached homes are positive in Sales but price wise, still in negative.

Toronto Real Estate Market Watch report - February 2019

sanjeevm: Dear CDs, Toronto Real Estate Board (TREB) released the figures for February 2019 for the residential transactions done through TREB MLS system. Highlights: - Total GTA sales in February 2019 were down by 2.4% (year over year) - February 2019 Vs February 2018 - The OSFI mandated mortgage stress test is one of the reasons for lower sales. - New listings also declined by a greater annual rate, creating the tight market (Supply-Demand) condition. - Resulting in average price growth year over year. - MLS home price index and average selling price - both were up modestly. - The prices of Semi Detached type of properties lead the way this month, in terms of growth. The year over year increase in the average selling price for Semi detached was: 9.9%, followed by Condo apartments which saw an increase of 6.1% - Average selling price for Detached properties slided down by 2.1% (year over year) - However, ASP for townhouse remained more or less same. It may still be a good time to upgrade from Semi Detached to Detached property.

Current situation on Housing market in GTA area, what will happen next...?

RBO: Toronto real estate prices rose 1.7% YoY in January to a new average price of $748,328. Thats good news for sellers in the GTA, however it is a big irritation for homebuyers who have lead to believe government action would benefit them and create opportunities to buy. The GTA market is still a big market and only the Montreal housing market has a chance to outperform the GTA housing market through 2020. Housing markets in Calgary and Vancouver are down significantly. We are back to about spring 2016 prices. Speculators drove the prices from 2014 onward. So many people not able to close the house deal or just walking away. The value of the home just dropped by at least $200k in some of the GTA Area. All investors outside of GTA were propping up demand cause of easy money. Many regular families bought being greedy.

Suggestions on area, nearer to GTA

peacock1: Hello Friends, Looking for suggestions, for good smaller cities around Toronto, from London, Kitchner, waterloo, cambridge, Hamilton, Niagra falls, Barrie, Oshwa, pickering, peterborough. Houses, under 350-400 k

Toronto Housing Market Outlook for 2019

sanjeevm: 2019 Outlook Summary for Toronto Housing Market The following points summarize TREBs outlook for 2019 and results of the Ipsos Home Owners and Home Buyers surveys: 83,000 sales are forecast to be reported through TREBs MLS System in 2019 a moderate increase compared to 77,375 sales in 2018. This moderate increase will be underpinned by an uptick in the number of people considering a home purchase, as reported by Ipsos, which will be supported by continued population growth, low unemployment rate and lower average fixed-rate borrowing costs compared to 2018. Slightly tighter market conditions, similar to those observed in the second half of 2018, will support a moderate pace of price growth in 2019. The average selling price in the Greater Toronto Area will increase to $820,000 close to the peak reached in 2017 and up from an average of $787,195 in 2018.

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