Mistakes made by you and donot want other new desis to make
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Posted on: 08-05-06 21:12:15
Lana, If you do a search for 'SCAMS' you will see a thread that deals with the same.
Another Tip to new immigrants:
If ever you are having a problem with a customer service agent/teller etc...and arrive at an impasse, ask to speak to the manager. Do not waste time arguing/fighting with people who may not be in a position to grant your request. Your request/demand...if reasonable will most probably be granted if you ask to speak with the manager/supervisor.
e.g from personl exp...had to cash someone elses amex chq(made to my wife), the teller would not do it without the person being present. I knew that it could be done because I had the funds to cover the amount in my account at the same bank(though a different branch) besides doing a lot of other banking with them for a long time. The teller could not authorise the trnasaction...I asked for the manager. Theteller spoke to the manager and my request was granted...even without me talking to the manager.
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Thank you all....this post is very informative.
TK thats a good one:
8. In Garage sale, never eat eatable stuff kept on the table like cookies, lemonade etc.. Every thing is chargable. Some small kid willcome and ask for $0.25 for each cookie that you ate 
Another 5* entertaining post...
What ever, it is very very interesting...
Pal, May be we should together to plan some sitcoms.
Quote:
Originally posted by tamilkuravan
1. Thought that 1-900 calls were free but were not .
2. Had Basic cable and Internet lite (By Rogers). Went into a 3 or 2 year contract with them for a 15% discount each month in the bill. (I did not notice the fine print) but they upgraded it into Ultimate which ended me paying 10% extra (even with the 15% discount). I got some more channels but was not really interested in that.
3. Signed up credit cards without seeing the annual fee.
4. Signed up many PC financial Master cards at Loblaws for a $3 cookie packet. They offer only one card per person and this might have affected my credit rating ( experts to offer advise on this one)
5. Did not say sorry, excuse me, please to some canadians on various occasions. This landed me in some tight spots.
6. Sometimes when you buy things, they will ask , what pop do you want or what dipping sauce do you need. Say NO to them. It will be extra charge.
7. Before going to any Buffet ask the price for that day. They will say 6.99 buffet and you will eat your fill. Later you will find that on night it will be $7.99 and that on weekends, it might be $8.99.
8. In Garage sale, never eat eatable stuff kept on the table like cookies, lemonade etc.. Every thing is chargable. Some small kid willcome and ask for $0.25 for each cookie that you ate.
9. if you get a parking ticket, never act smart leaving it over night on the car, thinking that the inspector might think that he had already ticketed the car and that he will not ticket you once more. He will ticket you upto 3 times and then arrange to tow your car.
10. Never park near hydrants. it will get you a fine.
11. Always use ING bank, ICICI bank, PC financial bank for service. it is better than the big 5 banks which charge you a monthly fee for low balance and /or too many withdrawals
12. Never sign a paper with a realtor and then try to go to another realtor withing the signed period. They can put legal action against you.
13. If in a regulated profession, never put your indian title. They can sue you. I put the titile of architect and then went and fought with the Ontario association of architects for offering no jobs at all. They sent a lawyers notice advising me that they will sue me , if i still use the title in Canada. I had to go to a lawyer pay $500 to send notice to the ontario asso. of architects that i will not use that title.
14. always negotiate the price before giving the work. I gave my car for repaits like changing oil filter, gas filter,, transmission fludi change etc.. to a private mech. without asking the price. The bill came to 550$ incl. tax. All in my office said that the work was not more than $300. He did not give bill too.
15. When buying laptop or other 2nd. hand stuff, get in writing the warrenty period. I bought a laptop 2 years back for $1200 and it broke down in 10 days (when i bought it he said verbally that there was 30 day warrenty.) He refused to repair it free of charge. Paid $350 for the repairs.
16. I met a classmate of mine in Toronto and took him around town in TTC 3 years back. Since he was my friend, i put my hand on his neck in the TTC Subway train. I noticed that people were giving me funny looks and some of then went away from me. It was then i realised that we canot touch each other as we did in India. So it was a lesson.
17. I have PC financial Master card. This gives me 1% in points for every purchase that i make. So i devised a plan. I used to cash withdraw ($800 max a day) and then deposit it in my bank (TD). Night i used to go and again pay by electronic transfer to my PC master card account. I thought that i will get 1% in points for each withdrawal. It was not the case. for cash withdrawals, it seems that there is no points. At the end of the month i got charged $5 as interest for my cash withdrawals and TD charged me $5 for exceeding my min. withdrawals. So i advise people not to do this.
TK
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The cowards never started,
The weak died on the way,
Only the strong arrived.
http://www.youtube.com/watch?v=_yK1i9cLAMM
This comes from the HR manager at a place. I remembered this while posting on another thread.
The person said that the people who often ask for less than what they are worth are Immigrants and Single Mothers. On an average, the budget for the position, was atleast 10k more than these people ask for. This lady being a kindly soul especially identifies with single moms(having been one herself), sometimes suggests(as subtly as possible) that they could ask for more...they end up asking for 1k more 
.
Know what you are worth and ask for it. Do not settle for second best. At the very least negotiate a salary appraisal in the short term(3 months).
NOTE: Have all the points entered in your employment contract. If you are switching jobs...sign the approved contract/offer before you switch.
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Yes, immigrants are the people who ask for the least pay package. I have committed similar mistake too. Fear of not getting job is the reason. I still do not know how to over come that fear. HR lady was trying to push my figures high and I was worried of not losing the offer which had come my way. I guess it is good to pick signals from HR person for salary range in that particular company.
I would like to request CD member experience in HR for a Canadian company explain role HR person plays. I felt during my negotiation, HR person try to get you a fair deal or it was a personal experience for me.
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Quote:
Originally posted by Charlie
I would like to request CD member experience in HR for a Canadian company explain role HR person plays. I felt during my negotiation, HR person try to get you a fair deal or it was a personal experience for me.
I'm not an hr person...but I love the negotiating process(salary, car buysing etc)...and mostly end up making good deals for myself(andthose close to me)...so heres my take:
I will say it differs from HR person to HR person. Most HR people want to see you happy. A few(like the one I mentioned above) go the extra mile by entering a higher asking price on behalf of the jobseeker(even though they ask for only 1k more!...I dont get that). The HR person will often know the budget for the position so any feelers from them should be taken seriously.
About the fear...remember that a negotiation is a dance room...no one should enter without expecting to take a few steps forward and/or backwards. Your employer already knows this. You should too! Do not be inflexible...if its not salary negotiate vacation time or other benefits, salary review after probation period etc.
I'm sorry if this sounds tacky or formulaic but a good book to read about making a deal is- Art of the deal by Donald Trump
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Quote:
Originally posted by jake3d
This comes from the HR manager at a place. I remembered this while posting on another thread.
The person said that the people who often ask for less than what they are worth are Immigrants and Single Mothers. On an average, the budget for the position, was atleast 10k more than these people ask for. This lady being a kindly soul especially identifies with single moms(having been one herself), sometimes suggests(as subtly as possible) that they could ask for more...they end up asking for 1k more
Know what you are worth and ask for it. Do not settle for second best. At the very least negotiate a salary appraisal in the short term(3 months).
NOTE: Have all the points entered in your employment contract. If you are switching jobs...sign the approved contract/offer before you switch.
Well there is another side to this coin. here it is.
few months back I was trying to get into Canadian market, thinking if I find a suitable opportunity I will move over. with simply 4-5 submissions I got three calls and 1 went on for a final interview. By the time the client had agreed to pay the asking salary with a bit of compromise(since it was a full time job in Vancouver).
Then there were two interviews.... which went very well .
and then there was silence..... no words from the other side.
After about 10 days, I got a call from the Recruiting Agent expressing regrets and he said the client had recruited another person who agreed for a 20% lesser salary than me and asked me if I can match that. I told him point blank that I am not on road and am still on a pretty long term project and so would not compromise. there ended the story.
So "some times" your theory could back fire.
just a word of caution.
What I am suggesting is being ambititous is NOT BAD
but at the same time one should understand that "Building Castles in the Air" is NO GOOD either.
The bargaining power is dictated with the "kind of situation" you are in.
Your thoughts ??
