CD's,
Recently, I have been flooded with Citi Mastercard which offers 0.9% interest on Balance transfers + 1% service charge until Oct 2007. I took the offer and yesterday i was called upon by a CSR and told that i qualify for Citigold mastercard (No annual fees) and that in this card i can do balance transfer for 3 credit cards.
As usual, this was an offer that i could not resisit but since i am a very poor fine print reader, I request prudent CD's to advise me if they have taken this offer and if they see any negetive fine prints.
I leave the floor open to CD's discussion.
TK A
Sidenote : A prudent investment would be to deposit it in ING direct which offers 3.5% interest rate and keep on paying the min. amounts from the ING savings account. By Aug. 2007, if you finish paying off the balance then you will actually have some profit just by doing nothing and this will also increase your credit history. and BTW any idea as to why Citi group is offering such low rates? Are they betting on the people to use the cash on luxury and fail to pay off before Oct. 2007 as a result of which citi group will bill you 18.5% rate? and also this is the lowest unsecured rate that i have ever seen in my life.

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I am a Gents and not a Ladies.

Hey TK

Sounds good.
You just need to make sure that you dont miss a payment on the balance transfer.
You may also like to ask them for their cash back card too; you will get ( i think) 1% of all purchases on your card.

Cheers