Most of the times, I have to use my Credit Card for US dollars in other countries. Any suggestion for a good credit card handeling US currency; so as to avoid about 4-5 %, I pay now in service fee and exchange rate.
Ben
Quote:
Originally posted by Trinity
4 different credit cards later (and from my experience), I am sticking with a zero annual fee credit card with a cash back of 1%.
Trinity
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Quote:
Originally posted by G13
Quote:
Originally posted by Trinity
4 different credit cards later (and from my experience), I am sticking with a zero annual fee credit card with a cash back of 1%.
Trinity
So which credit card would be the best credit card with zero annual fee and with max. cash back?
In my very very humble opinion, NO credit card is the BEST credit card. Why go for debt. Use debit. Interac is everywhere. Unfortunately, I have old school thoughts that say no to debt - but they work for me.
Credit card is the best way to establish your credit record. As long as you pay off your balance in full every month, you should be okay. Also, I don't mind getting a few perks with the convenience of not carrying cash around and borrowing money interest free for a month
In my opinion, it's better to get a card with no annual fee and the best one out there is PC Financial mastercard if you shop at Loblaws. 1% cashback in form of PC points that can be redeemed at any Loblaws stores.
Citi Mastercard (Get cash 1% back at the end of year). Also, much better service than PC in my personal opinion.
Quote:
Originally posted by febpreet
In my very very humble opinion, NO credit card is the BEST credit card. Why go for debt. Use debit. Interac is everywhere. Unfortunately, I have old school thoughts that say no to debt - but they work for me.
-----------------------------------------------------------------
No trees were killed by this post, but a large number of electrons were terribly inconvenienced.
__________________________________
George Malley: Hey, would you, uh, love me the rest of my life?
Lace Pennamin: No. I'm gonna love you for the rest of mine.
__________________________________
None of us knows God until someone introduces us - Life of Pi
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