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  Canada Immigration Forum > Immigration & Citizenship > Ask Immigration Expert > Planning for a move to Canada - Scope, Struggle, Probability
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Planning for a move to Canada - Scope, Struggle, Probability




Hello Everyone,

I am from Mumbai, Business analyst by profession and have 7 years of BA experience majorly into Investment banking (IB). I have total of 10 years of experience which includes Middle office and back office operations (IB). I am currently enrolled for CCBA certification (IIBA). Did M.Com and Post Graduate Diploma in Financial Market (one year).
And my wife has done a Full time MBA (PG - Finance)+MCom. She now runs her own job consulting firm from home.

-Based on above details, could you please suggest me what is the scope for me or my wife finding a job in respective profession ?
-Which Provinces offer more opportunity specific to my job profile? I have cued in on New Brunswick (open for any province) , as Atlantic province are running PNP (NB currently closed for foreign national).
-I was looking at the data on CIC site and maximum # of PR issued were for NOC 2171 (2015 & 2016). Does that mean BA have a better probability of finding a job? What could be the struggle
- How do I network with people from my profession?, any BA on this Forum?

I would really appreciate you advice on the above queries.

Thanks in advance.


 
sandy1234

Junior Desi
Member since: Aug 17
Posts: 5
Location:

Post ID: 235791 08-08-17 07:15:25
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pendse
Senior Desi
Member since: Jun 17




Posts: 118
Location:


Quote:
Originally posted by sandy1234

Hello Everyone,

I am from Mumbai, Business analyst by profession and have 7 years of BA experience majorly into Investment banking (IB). I have total of 10 years of experience which includes Middle office and back office operations (IB). I am currently enrolled for CCBA certification (IIBA). Did M.Com and Post Graduate Diploma in Financial Market (one year).
And my wife has done a Full time MBA (PG - Finance)+MCom. She now runs her own job consulting firm from home.

-Based on above details, could you please suggest me what is the scope for me or my wife finding a job in respective profession ?
-Which Provinces offer more opportunity specific to my job profile? I have cued in on New Brunswick (open for any province) , as Atlantic province are running PNP (NB currently closed for foreign national).
-I was looking at the data on CIC site and maximum # of PR issued were for NOC 2171 (2015 & 2016). Does that mean BA have a better probability of finding a job? What could be the struggle
- How do I network with people from my profession? , any BA on this Forum?

I would really appreciate you advice on the above queries.

Thanks in advance.



Your wife has next to nothing prospects in Canada. Both her MBA & MCom won't be recognized here.

She has basically become a home based job recruiter, where she gets a commission for placing clients in various firms. So mostly like a Human Resources professional.

These type of jobs are mostly given to WHITE people in Canada, as job seekers are more comfortable dealing with them and understand their accent.

You also don't come here till you finish CCBA from IIBA. That's an international BA certificate, so it will be recognised over here.

But the rest of your Indian education like PGD in Financial Market & M. Com has NO value over here.

How much are both of you combined making in Aamchi Mumbai after tax i.e NET income ? Based on that I will tell you whether its worth it to come here or not.

Both of you are working in your respective professions in Mumbai. So don't give that up to come and work pay check to pay check in some low level job in Canada, where neither your expertise, skills, qualifications, experience or education is recognised.

If you are living between Andheri & Churchgate on WR or even between Thane Station to VT ( CST )on CR in Mumbai, don't bother coming here.

If you are Middle middle class or Upper Middle class in Mumbai, don't bother coming here. If you are lower middle class only then think of Canada.

If you have an ownership flat in Mumbai, 100 % don't come here. But if you are renting in Mumbai, & you are lower middle class, maybe you can think of coming here.

You don't network here based on your profession. You network here based on your Race. White people don't want to have anything to do with you. Same with Chinese people and Black people.

So basically you will just have some Desi network & friends, most of whom are cab drivers, truck drivers, warehouse/factory workers, retail store clerks, security guards, McDonalds workers etc. You will find lot of Indian MBA's, BA's , CA's, Engineer's, Doctor's among them. So network with them.


 
Post ID: 235793 08-08-17 10:27:00
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sandy1234
Junior Desi
Member since: Aug 17




Posts: 5
Location:


Thanks for the reply.

-What is the kind of salary range should I expect? (Based on IIBA certification & exp.)
- For a BA role, do you suggest any specific Province?
- And learning french (me & wife) will help? Do Canada require expert level french
-What kind of jobs could my wife expect, if she has to work?
-Do you have any idea about the day care cost and how are they?
-Taking Canadian citizenship and then going back to India.....How is it beneficial?
- where can I network with the BA's, Could you suggest any sites?





 
Post ID: 235799 08-08-17 15:23:09
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raj1008
Junior Desi
Member since: Feb 07




Posts: 34
Location:


For a BA General market is 60k-100k depending on industry. I presume you would be about 70-75k. There are some Indian companies that could help get your first break. After a few years you can start contracting.
Check glassdoor.ca for salary ranges.

Agreed, do your iiba if you can. Not end of the world if you can't. Domain knowledge will be key too. Market is good but depends on your communication skills. Agile is big now too.

For any degrees from India you can get credits for course done and equivalent degree evaluation here. Depends on what you want to pursue.

Opportunities for BA for financial and health are in Ontario. I heard of opportunities in Alberta as well but not sure if it's only oil and gas domains .

French not needed unless you want to work for government or Quebec. But always an advantage.

I am not sure what your wife's experience is so cannot comment.

Day care is expensive so you will need to see if it makes sense for wife to stay at home or work part time.

As you may notice, you will find people with all sorts of experience with the system. Though i will agree it is a struggle moving to a new country. If you have any specific questions please feel free to ask.


 
Last edited by: raj1008 on 08-08-17 22:32:39
Post ID: 235802 08-08-17 21:25:19
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pendse
Senior Desi
Member since: Jun 17




Posts: 118
Location:


Right now only 3 things are guaranteed for you, if the 3 of you come to Canada.

Rest are all a hit or miss - like job in your field for both of you, settling down, networking, social life, professional life etc. Some immigrants do well here, but MOST don't.

3 Guaranteed things :

1. $ 533 (CCB ) + $ 113 (OCB) = $ 646 per month from Canadian gov. for your Kid.

2. FREE education for your Kid up to Grade 12 .

3. FREE health care / medicare for ALL of you. Any doctor, any hospital, any medical test, any surgery, any operation will be free.
--------------------------------------------------------------------------------------
A. WELFARE ( Optional ) - $ 1,100 for a family of 3

B. Food Banks for free food ( Optional )

C. Subsidized housing ( Optional ) - Usually a big waiting list for it .

---------------------------------------------------------------------------------------

Another thing you might want to look into is WELFARE from the Canadian gov. But first your settlement funds have to be ALMOST exhausted before you can apply for welfare.

For a family of 3 you can't have more than $ 5,500 in your bank, otherwise you can't apply for WELFARE. So bring the money down to that level before applying for welfare.

There is a reason why they ask you to come with SETTLEMENT funds, so that you can't apply for welfare right from day one. The settlement funds has nothing to do with your settlement in Canada. Its to protect Canada, so that you can't apply for welfare. They are very smart that way.

You can get about $ 1,100 in WELFARE from the gov. for a family of 3.

Also FOOD banks will give you free food once a week. Depending on how much you eat, the food might not last a week, so for 2-3 days you will have to buy groceries from your pocket or go hungry for a couple of days.

Welcome to Canada !


 
Post ID: 235803 09-08-17 10:17:09
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pendse
Senior Desi
Member since: Jun 17




Posts: 118
Location:


Right now your income can be :

1. $ 1,100 per month Welfare aka Social Assistance from the Government.

2. $ 646 per month for your kid aka Baby bonuses aka Child benefits.

You can also do cash jobs on the side and not show it the government, so they don't cut it from your welfare. Basically welfare fraud, but you gotta do what you gotta do to Survive and put food on the table for your family & roof over their head.


 
Post ID: 235804 09-08-17 10:24:32
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pendse
Senior Desi
Member since: Jun 17




Posts: 118
Location:


Minimum wage is becoming $ 15/hr very good news for immigrant Engineers, Doctors, MBA's, CA's, Ph.D's, Scientists, Architects who work as Cab drivers, Pizza delivery guys, Watchman, Warehouse workers, Factory workers,McDonalds, Shopping mall clerks, Sales people in retail stores, Cleaning ladies etc.

 
Post ID: 235805 09-08-17 10:37:39
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rahul_singh23
Senior Desi
Member since: Apr 05




Posts: 1013
Location:


If conditions are so bad then how people can afford 500k+ home in GTA and get mortgage approval. Does govt not see 500k+ home with a car before providing all these tax payers stealing program (Social Assistance)?


Quote:
Originally posted by pendse

Right now your income can be :

1. $ 1,100 per month Welfare aka Social Assistance from the Government.

2. $ 646 per month for your kid aka Baby bonuses aka Child benefits.

You can also do cash jobs on the side and not show it the government, so they don't cut it from your welfare. Basically welfare fraud, but you gotta do what you gotta do to Survive and put food on the table for your family & roof over their head.





 
Post ID: 235807 09-08-17 15:12:32
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pendse
Senior Desi
Member since: Jun 17




Posts: 118
Location:


Quote:
Originally posted by rahul_singh23

If conditions are so bad then how people can afford 500k+ home in GTA and get mortgage approval. Does govt not see 500k+ home with a car before providing all these tax payers stealing program (Social Assistance)?





People can't afford $ 500 K houses, its the low mortgage interest rates from banks and very little down payment required in Canada that gives people the FALSE impression that they can afford houses. Its not good salaries which make people afford houses.

Canada has a CREDIT and borrowing mentality, while India still has a CASH mentality. Canadians are busy paying their CREDIT card bills and home Mortgages, with NO savings in their bank accounts.

Mortgage aka Home Loan in India.

Canada : Only 5 % down payment required, so 95 % borrowing.
India : At least 20 % down payment required. Lot of 20:80 schemes.

Canada : 1.9 % Mortgage rate ( Variable aka Floating rate )
India : 9 % Mortgage aka Home Loan rate

Canada : 25 Years Mortgage amortization
India : 20 year Mortgage amortization

So 2 people doing minimum wage survival jobs and working pay check to pay check buy a $ 500 K with only 5 % down payment i.e only $ 25 K , then take 25 years to pay it off at 1.9 % mortgage rate.

For 25 years they live a horrible & miserable & stressful life, to show off their so called $ 500 K , BORROWED/ & on LOAN house in Canada.

Lot of times they can't even keep up with those payments & credit card bills and declare bankruptcy .

Now do you know, how people can afford to buy those so called 500 K houses ? Easy credit & Debt & low interest rates , not good jobs & good salaries. Its NOT their house, its the bank's house. They have very little Equity in that house, most of it is banks money & loans.

Don't be fooled by the big houses & fancy cars DESI people have in Canada, most of them are in DEBT, bought on loans & financing & leasing & borrowing & credit.

Very little of it is bought in cash or paid off. Eventually it all collapses as all those bills, interest charges, borrowing piles up & the house of cards collapses :cry:

Indians in India might not have big houses & fancy cars, but at least most of them are not in debt and have cash mentality, not credit mentality. Most of their things are paid off & not on credit card, loans, borrowing, financing,leasing.


 
Post ID: 235811 09-08-17 23:44:41
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Full House
Senior Desi
Member since: Oct 12




Posts: 2253
Location:

Please go through this and see if your NOC Number has cropped up.
Saskatchewan Reopens Occupations In-Demand Immigration Sub-Category for Skilled Workers

August 9, 2017 by Hugo O'Doherty


The Canadian province of Saskatchewan will welcome up to 1,200 new applications under the International Skilled Worker Occupations In-Demand sub-category of the Saskatchewan Immigrant Nominee Program (SINP) during an intake period that began on August 9.

Applications to this base sub-category, which is not aligned with the federal Express Entry immigration selection system, are received on a first-come, first-served basis. No job offer is required in order for an eligible person to submit an application.

A successful application will result in a provincial nomination certificate being issued; with this nomination, the applicant (as well as an accompanying spouse/common-law partner and any dependent children, if applicable) may then apply to Immigration, Refugees and Citizenship Canada (IRCC) for permanent resident status.

The current intake period is the third intake of 2017.

EDIT..:
Also the job that you currently do and the job description at work should match the descriptions provided in the NOC Numbers. If they do, then you are in luck. The location that you will be entering will be AN ICE BOX. It will be most of the time in the minus column. The sun light will be a short four hour window. The salary will be comparatively good. Tax break for those who live in the Northern areas is also given. Gas is a few cents cheaper per liter. Good place for starters. Weigh your pros and cons before entering. More on your queries when time permits. I am on a project, so you need to wait. fh.


FH.

https://www.cicnews.com/2017/08/saskatchewan-reopens-occupations-in-demand-immigration-sub-category-skilled-workers-089465.html
---
Quote:
Originally posted by sandy1234

Hello Everyone,

I am from Mumbai, Business analyst by profession and have 7 years of BA experience majorly into Investment banking (IB). I have total of 10 years of experience which includes Middle office and back office operations (IB). I am currently enrolled for CCBA certification (IIBA). Did M.Com and Post Graduate Diploma in Financial Market (one year).

And my wife has done a Full time MBA (PG - Finance)+MCom. She now runs her own job consulting firm from home.

-Based on above details, could you please suggest me what is the scope for me or my wife finding a job in respective profession ? -Which Provinces offer more opportunity specific to my job profile? I have cued in on New Brunswick (open for any province) , as Atlantic province are running PNP (NB currently closed for foreign national).

-I was looking at the data on CIC site and maximum # of PR issued were for NOC 2171 (2015 & 2016). Does that mean BA have a better probability of finding a job? What could be the struggle - How do I network with people from my profession?, any BA on this Forum?

I would really appreciate you advice on the above queries.

Thanks in advance.





 
Last edited by: Full House on 10-08-17 11:06:00
Post ID: 235814 10-08-17 10:49:15
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Contributors:
Full House(3)  pendse(5)  rahul_singh23(1)  raj1008(1)  sandy1234(5)  
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