Dental Plan for USA


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dfwrp   
Member since: Feb 04
Posts: 434
Location: GTA

Post ID: #PID Posted on: 23-02-05 12:58:20

Hi,

One of my friends wants to go to USA for a couple of months. He is a Canadian citizen and wanted to know how he can get Dental and Medical insurance in USA. He currently has a Maritime life Dental/Drug coverage in Canada.

Can he use this coverage in USA?

Thanks in advance for your replies.


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Your attitude, not your aptitude, will determine your altitude.


pratickm   
Member since: Feb 04
Posts: 2831
Location: Toronto

Post ID: #PID Posted on: 23-02-05 14:26:20

If the insurance is for emergency purposes, then travel insurance is pretty cheap.
2 months is not a long time, and it shouldn't cost that much.

Curiously though - if he is going only for 2 months, why does he need *dental* insurance?


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"Mah deah, there is much more money to be made in the destruction of civilization than in building it up."

-- Rhett Butler in "Gone with the Wind"


dfwrp   
Member since: Feb 04
Posts: 434
Location: GTA

Post ID: #PID Posted on: 23-02-05 14:32:46

I am not sure.. He was asking me.. if he can use his Maritime Drug/Dental plan in USA to get drugs and dental treatments.. He may have to stay there longer.. what would be prefered dental plan for USA.?


-----------------------------------------------------------------
Your attitude, not your aptitude, will determine your altitude.


pratickm   
Member since: Feb 04
Posts: 2831
Location: Toronto

Post ID: #PID Posted on: 23-02-05 15:04:21

Quote:
Orginally posted by dfwrp
I am not sure.. He was asking me.. if he can use his Maritime Drug/Dental plan in USA to get drugs and dental treatments..

Instead of asking you, he should call and ask the insurance company :)
Quote:
He may have to stay there longer.. what would be prefered dental plan for USA.?
I am sure there are several, but most of them are employer-sponsored.
I am sure residents of US can purchase private dental coverage if there is no employer coverage.

But I don't know if there are any insurance plans for covering dental expenses as part of travel insurance for 2 months.

Your friend should call his insurance company and work it out with them.

There is no point in getting non-essential treatment in the US and then having the claim denied by the insurance company and be left with a huge bill, and dental services are very expensive in the US.


-----------------------------------------------------------------
"Mah deah, there is much more money to be made in the destruction of civilization than in building it up."

-- Rhett Butler in "Gone with the Wind"


dfwrp   
Member since: Feb 04
Posts: 434
Location: GTA

Post ID: #PID Posted on: 23-02-05 16:04:02

Thanks Pratick.. I just talked to my friend and told him to get all treatments before he leaves and for any further details he can call his Insurance company.


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Your attitude, not your aptitude, will determine your altitude.




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