Do insurance go up if claimed in no fault accident?

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DesiGuy1981
Member since: Mar 07

Posts: 282
Location:
Post ID: #PID

Posted on: 22-08-08 17:16:36

Hi Guys,
I had a no fault (was rear ended) accident in jan 2009 and i had claimed just for body injury through my insurance since i was driving a rental car. The rental car insurance company covered the car damage. Now my insurance was renewed this year in july and it did not go up..but went down. now im thinking the reason it did not go up because the case is not settled yet?
My question to CDs is, if any ever had a no fault accident and they claimed and their insurance went up or not?
any help will be appreciated.

rsbagwell
Member since: Jul 08

Posts: 211
Location: Brampton
Post ID: #PID

Posted on: 22-08-08 18:47:11

I have been in similar situation couple of time. No increase in insurance

ftfl
Member since: Jul 06

Posts: 2335
Location:
Post ID: #PID

Posted on: 22-08-08 20:53:30

You both are way out into the future... Scares me.

Desi # 1
Member since: Dec 03

Posts: 1420
Location: Mississauga
Post ID: #PID

Posted on: 22-08-08 22:38:27

Quote:
Originally posted by ftfl

You both are way out into the future... Scares me.

I had couple of accidents - rear ended. In one instance, the car was total loss. The insurance went down as the no-fault accident does not count. I got letter from Insurance co - 0% liability

canadatrust
Member since: Jun 06

Posts: 52
Location: planning to move in Ottaw
Post ID: #PID

Posted on: 23-08-08 16:51:55

The most important t thing insurance companies are looking if you are at fault or no fault. No fault accident does not count for premium increase. and some companies even ignore one small accident too. Different underwriting consideration of different companies. They have stat. to predict loss and reason of loss.

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gagan

DesiGuy1981
Member since: Mar 07

Posts: 282
Location:
Post ID: #PID

Posted on: 23-08-08 17:50:13

Thanx everyone for ur replies...helped me feel better a lil bit
thanx again

snehaparekh
Member since: Nov 08

Posts: 31
Location:
Post ID: #PID

Posted on: 20-11-08 00:21:58

Quote:
Originally posted by Desi # 1

Quote:
Originally posted by ftfl

You both are way out into the future... Scares me.

I had couple of accidents - rear ended. In one instance, the car was total loss. The insurance went down as the no-fault accident does not count. I got letter from Insurance co - 0% liability

Hi

my hubby just got an accident ,,,it was a heavy snow and because of that car was slept and one car also strucked with it from the back side...the other car got some loss...and my hubby's car too...

so what will be with insuarnce? will it go up??if yes then how much approx?
and will it be any prob with my hubby's licence?

please reply

Contributors: DesiGuy1981(2) Desi # 1(2) snehaparekh(1) yanksingh(1) rsbagwell(1) tigercanada(1) ftfl(1) canadatrust(1)

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