Which is good credit card for new immigrant


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Amvk   
Member since: Aug 09
Posts: 52
Location: GTA

Post ID: #PID Posted on: 06-12-09 22:51:25

I am looking for credit card and i don't want secured card, so pls suggest me some basic credit card with no hidden charges etc



pratickm   
Member since: Feb 04
Posts: 2831
Location: Toronto

Post ID: #PID Posted on: 07-12-09 10:46:53

It will probably be easiest to get a card from your primary bank - most likely one of the Big 5.
Get a no annual fee, no gimmick, plain simple Visa or Mastercard to start with.
If you have most of your banking accounts at one of the 5 major banks and a FT job, they'll issue you a credit card.


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rajcanada   
Member since: Jul 03
Posts: 2713
Location: Kitchener, ON

Post ID: #PID Posted on: 07-12-09 12:06:36

If your bank refuses the card, better go with secured if the purpose is to build a history. Your each application for credit goes in your history.


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ftfl   
Member since: Jul 06
Posts: 2335
Location:

Post ID: #PID Posted on: 07-12-09 15:23:35

They are providing to Students and New arrivals here in Canada.

For Students MBNA : https://wwwa.applyonlinenow.com/CACCapp/Ctl/entry
Their website is a secure website and does not permit to copy and paste, so please use MBNA in Google and proceed.

PC No Frills Company : http://www.pcfinancial.ca/whyjoin1/
Also gives you free grocery. Please check.

http://canada.creditcards.com/bank-of-montreal.php

Please read the fine print if you have the time. Some of them are unbelievable.

Freddie.



newboyo   
Member since: Nov 05
Posts: 253
Location: TO

Post ID: #PID Posted on: 08-12-09 10:06:01

RBC also has a secured Visa card programme.





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