Hi ,
It is long time I wanted to put my story from Landing till now but Job search is so tiring , i could not get time to contribute .
Recently and now again i came across with the term Credit Check. What exactly this is ? Is this something Bad for future?
New in Canada
Quote:
Originally posted by Oimnadniia
Hi ,
It is long time I wanted to put my story from Landing till now but Job search is so tiring , i could not get time to contribute .
Recently and now again i came across with the term Credit Check. What exactly this is ? Is this something Bad for future?
New in Canada
Thanks for information and i really appreciate your answer.
In other words it is nothing but it is check to check , How good you are paying back!!!!
Credit check is not only for giving loans.
Employers often do credit checks, and so do insurance and utility companies.
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"Mah deah, there is much more money to be made in the destruction of civilization than in building it up."
-- Rhett Butler in "Gone with the Wind"
Thanks Pratickm for information
I know about banks, FI, Credit card, employers for credit history
But why Insurance as well Utility companies ?
For example -
in the year 2008, I did my personal insurance as I bought house
Due to house - utility comes into picture
I had 3 different services from 3 different utility companies
( Electricity, Gas, water )
Is that mean my credit history was checked at least 4 times in the year 2008 ?
Why I want confirmation, as I had Credit report for 2008 & nothing says about Insurance as well Utility companies
Is something wrong with report ?
Just to clarify
Quote:That means they did not run a credit check.
Originally posted by m2611
Why I want confirmation, as I had Credit report for 2008 & nothing says about Insurance as well Utility companies
Is something wrong with report ?
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"Mah deah, there is much more money to be made in the destruction of civilization than in building it up."
-- Rhett Butler in "Gone with the Wind"
Hi m2611
I work for a utility company and what we do is we request customers to get a credit check done by either equifax or transunion and then submit the score to us in order to waive deposit(credit score needs to be over 700).We do not do it by ourself(as it is going to cost the company).Hope this helps
cheers
prince
Quote:
Originally posted by m2611
Thanks Pratickm for information
I know about banks, FI, Credit card, employers for credit history
But why Insurance as well Utility companies ?
For example -
in the year 2008, I did my personal insurance as I bought house
Due to house - utility comes into picture
I had 3 different services from 3 different utility companies
( Electricity, Gas, water )
Is that mean my credit history was checked at least 4 times in the year 2008 ?
Why I want confirmation, as I had Credit report for 2008 & nothing says about Insurance as well Utility companies
Is something wrong with report ?
Just to clarify
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