Prepaid travel cards from Icici bank/encashment

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elmer fudd
Member since: Jan 10

Posts: 458
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Post ID: #PID

Posted on: 21-03-15 22:02:25

On a side note, I had a tough time trying to withdraw USD from an Indian Visa travel card(ING-Vy, issued in USD) in Toronto. Didn't work. This was a few years back.

Many
Member since: May 13

Posts: 113
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Post ID: #PID

Posted on: 21-03-15 22:29:05

yes, I know of reps getting confused on this subject.
elmer fudd: I had tried this card at a US airport/ATM; cannot recall how much but the charges looked stiff; so I declined the transaction( a year ago)

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Many

adamthorat
Member since: Aug 11

Posts: 1041
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Posted on: 22-03-15 07:39:20

ICICI UK has pre paid RUPEE travel cards for India, which you can buy beforehand in UK with British pounds, before you even go to India.

I don't know why ICICI Canada doesn't have the same.

Its very convenient , so when you are in India you DON'T have to carry lot of cash with you in Rs. Easy to store & also safe.

Also you don't have to use your own credit cards & debit cards on India. Lot of credit cards & debit cards get compromised in India & your PIN is stolen, Card is skimmed etc.

Just use the pre paid Rs. card to shop or withdraw money from any ATM in India. ICICI Canada needs that soon !

Fido
Member since: Aug 06

Posts: 5286
Location: Canada
Post ID: #PID

Posted on: 23-03-15 11:13:27

OP

Did you try other Banks also like CIBC / TD / BMO and how was their withdrawal limit / transaction fee - please share feedback.

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Fido.

adamthorat
Member since: Aug 11

Posts: 1041
Location:
Post ID: #PID

Posted on: 23-03-15 11:32:50

Usually most banks & credit cards & money transfer services & ATM's make about 2.5 % on the exchange rate.

This is NORMAL and the cost of doing business.

Some charge administrative fees & service charges on top of it. Those guys rip you off , as they make money BOTH on the exchange rate & the various fees they charge.

But DON'T be fooled by NO fees , bcoz sometimes they make up for that in exchange rates. So see BOTH the exchange rate & fees charged and go for the best option.

Many
Member since: May 13

Posts: 113
Location:
Post ID: #PID

Posted on: 23-03-15 12:07:44

adamthorat: good info; thanks.
Fido: those suggestions are under consideration/perhaps at first opportunity; will share !

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Many

Many
Member since: May 13

Posts: 113
Location:
Post ID: #PID

Posted on: 24-03-15 11:24:58

Have some more info on the subject.
CIBC: max CAD 300 w/drwable + $3 transaction fee ( i declined the transaction)
TD: max CAD300 w/drwable / no transaction fee but inferior exchange rate it appears.
here end to end: I withdrew CAD 300; was charged USD251.24 at ICICI end

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Many

Contributors: Many(10) adamthorat(5) irock(3) Fido(3) Full House(1) uk(1) elmer fudd(1)

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