Bank?


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tammudu   
Member since: Nov 02
Posts: 240
Location: USA

Post ID: #PID Posted on: 30-04-03 14:31:26

Currently I got account with TD Canada, but their fees are too much. They charge you at every opportunity.

In USA, lot of banks offer free banking if you maintain the enough Balance ($1000).

Anyone suggest me good bank with less fees or better free banking in the GTA area?



Garvo Gujarati   
Member since: Nov 01
Posts: 3111
Location:

Post ID: #PID Posted on: 30-04-03 14:34:17

Are you talking about business account? Then probably you have to pay some money every month and if you exceeds your limit you have to pay more.

On personal accounts, I have scotia money master, and if you maintain some balance you don't have to pay anything. They also have Powerchecking with same feature.


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A Proud Indian Canadian


tammudu   
Member since: Nov 02
Posts: 240
Location: USA

Post ID: #PID Posted on: 30-04-03 14:37:17

I am talking about Personal account, Business account and US Dollar account.

What's the monthly fee for your Scotia Money Master? What's the minimum balance requirement?



Garvo Gujarati   
Member since: Nov 01
Posts: 3111
Location:

Post ID: #PID Posted on: 30-04-03 16:46:54

I don't remember anything at this time - but will check past statements and let you know.

Better to check the web site - not sure they are having enough information or not.


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A Proud Indian Canadian


tammudu   
Member since: Nov 02
Posts: 240
Location: USA

Post ID: #PID Posted on: 01-05-03 10:46:29

I found this.

President Choice Financial (Amicus bank) which is in Fortinos stores.

They offer no fee bank account.

More info:
http://www.banking.pcfinancial.ca/en_ca/templates/accounts_and_products/daily_banking.jsp



Garvo Gujarati   
Member since: Nov 01
Posts: 3111
Location:

Post ID: #PID Posted on: 01-05-03 13:15:04

I think this President Choice is very aggresive.

I got good mortgage rate from BMO, but recently I noticed that PC is also giving very good rate - 4.95% fixed for 5 years. I never show anybody advertising such a low rate.

Usually their posted rate is different than the negociated rate - so I think their rate rate should be much lower!



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A Proud Indian Canadian


sunilosharma   
Member since: Dec 02
Posts: 188
Location: Niagara Falls

Post ID: #PID Posted on: 02-05-03 15:17:04

CIBC offers no service charge in personal accounts if u maintain $1000 balance.


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Sunil Sharma, P.Eng.




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