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India Discussions

Bank accounts in India

dan: Not yet extended for bank accounts.
new_migrant: Has the last date for linking Aadhaar card to bank accounts been extended to 31st March, 2018. Please confirm.
rajcanada: You have contact a Chartered accountant who is registered with Income Tax in India. They will prepare form 15CA and 15CB. You have to take those forms and submit paperwork like source of funds and outward remittance form to the bank in India to remit funds to Canada.
new_migrant: Thanks for the advise given by members. Can anyone guide on the exact process and procedures to be followed for remitting funds from NRO A/c in India to Canada.
MITRON: True. No point in bringing your hard earned Indian rupees into this broke country called Canada. It should be the other way round, send money to India from Canada. All my friends in USA send money

Indian Bank : FACTA declaration

dan: Sept 2018 and all financial info will be shared between CRA and indian tax authorities-the link above says it all
gollu: Just received a FATCA notification from ICICI Bank where I have a NRE/NRO acc. Is this now mandatory, even for Canadian citizens with OCI? This looks like its more targeted towards the US citizens with
soberflier: Hey Fido, Did you work or have a mailing address in the US ever and share that with that bank? Cheers
Many: Thank you Pendse Saheb.
pendse: NRO/NRE account guys, irrespective of which country they reside in. They should only be sending it to US citizens, US Green card holders & not NRI's in other foreign countries. So ignore the letter. When
Many: If I don't comply with the FATCA requirement (sent by my Indian bank); Can the Income-Tax guys stop my Refunds? Thus far I get refund for the TDS on my NRO deposits after I file Indian I-T returns.

Aadhar Card

ChandraGupt: thanks
Full House: For your INFORMATION..: Inability to link AAdhaar Card to PAN Card or any other system that all of the Banks and Financial Institutions are demanding that the NRI's, PIO's and OCI's do it. Is it feasible OR Really Required?
Smiley: You need to tell them that you are an NRI /foreigner and Aadhar is not required for you . They may ask you to close the Mutual funds/bank accounts etc as you are not eligible for them since you are an NRI now
ChandraGupt: I am Canadian citizen with OCI - I have 2 regular accounts in INDIA-no NRO/NRE account-never updated(opened 15 years back). I have mutual fund investment thru CAMS &CAMRY - I got today this message
smiley1: What about linking phone sim card to adhaar.
smiley1: What about linking phone sim card to adhaar.

ADHAR Card for OCI card holder / NRI

MITRON: The only reason they are asking is because they have NO clue that you are a Canadian citizen and no longer an Indian citizen, hence don't have an Aadhaar card. For them you are just a regular Indian
Smiley: - Well put , Could not have said it better myself
ChandraGupt: Yes I understand that - but my issues is that my MutuaFund managing Company(CAMS) asking me Adhar card (as per above email) which I never had as I'am Canadian Citizen with OCI
MITRON: You don't have to close the existing accounts. You JUST have to change the designation on it to NRO from Regular. Everything else remains the same, the account numbers etc. So the money will still be sent to that account after the designation change.
ChandraGupt: few misunderstandings -let me clear again My banks never asked me any Adhar card -CAMS(mutual fund manager org) asking for it -I copy/pasted their email above. regarding Bank - I asked them many


Latest Replies

My experience moving back to India

poorme: If you share THE REASON that made you chose Canada as future home, most answers can be found there itself. For hard working people with good attitude Canada has been proven heaven over and over again. Re rooting is never easy and come here only if you are ready for atleast 5 years of hardship. If you
crish: Hi Jai, Individual realities are different, in general speaking: 1) Schooling till 12th my personal opinion is better in India, no complaints there. 2) I run my own business, in terms of satisfaction I feel better than job in Canada. 3) Health wise, its same 4) Work timings, these are bit negative
back2roots: Hello, WE are also thinking of moving to Chandigarh from Canada. Could you please share your latest experiences and any difficulties kids might face. How is job market there. Any guidance shall be appreciated. Thanks, Jai
ramar2005: You are very right. We are going through a transition period. Especially, politicians must recognise this and reinvent themselves. People now have access to cable tv and internet and any wrong doing news travels fast even to remote villages. With majority of the voters age below 35, they want to know what good the leaders would do rather than mere drama or cinema punch line speeches.


samna1978: Only prescription medications will be covered for kids effective Jan 2018. You will need your employment insurance for Dental and Optometrist services. BUt on the other hand kids under 18 who have no coverage under their parents insurance are provided once a year dental care and eye care as well.
MITRON: Dental care, Eye care like prescription glasses won't be covered by OHIP. Even some other special stuff like orthopedic shoes, physiotherapy,occupational therapy,braces etc are generally not fully covered by OHIP, not that your 2 year old will need it. Usually the kid & spouse are included for a nominal price under your company coverage.
prince77: Hello All, i have good benfit plan with my company and my 2 year old kid in included in it.Now that medication is free under OHIP for kids does that mean that i don't need to use my company coverage anymore for my kid?or is it that....if I have a coverage than govt forces me to use it? Please explain

Home Security Camera- with wire or Wireless

loveall: regarding the internet based camera, if you want stability, security, ease of configuration, cloud recording etc then I suggest wait till next June or July because this space is still evolving, many established companies are coming out with the camera such as ring , nest , amazon , skybell , netgear etc and the price is still on a higher side my guess is if competition increases then price should fall by 20 to 30 % by the next June or July
Full House: If you are thinking of internet based system for monitoring etc., it holds good. Some of the systems that I saw were CLOSED LOOP systems. They are self contained. Some even have their own back up with storages to take care of your day to day recordings. the ones that I saw were 10 day/weekly reloading and retrieval system. Some of the Cameras which are new, and fall in the wireless category has a base perched on the roof top.
loveall: My 2 cents, i would suggest steering clear of these aliexress or Chinese made cameras for the time being till they update the firmware / hardware on the camera. Recently there was a mirai botnet attack and this mirai botnet converted most of these cameras into zombie and used it to launch this massive

Help!!Suggestions for buying a home in Barm-West(missisuag Border) area

san-hugo: Read your posts again.. you seems obsessed.
MITRON: Who said I wanted to ?
san-hugo: MITRON and househunter Do not come to Brampton anymore. We do not want low IQ desi bugger like ya no more who hate their own. lol . .Stay Away, ya'. No use no own brain, you go by wat other people say, thats the culture I heard.
househunter123: I just figured out the house no. 2 is re-listed at 665,000 on this webiste. This price looks really good considering the age of the house and other factors.. LINK They have open house this Saturday and Sunday.
MITRON: , not just the listing price of all the similar houses ( semi-detached ) in the past 1 year in that area. It will give you an idea of, what offer to put in and whether you are over paying or under paying for the house. The RE agents have an access to that data from the MLS - Realtor website. General public is not privy to that information.

Help required PEO Industrial Engineering subject 98-IND-A6

Full House: The latest version of the same book, or the EDITION of the year 2015 will be the one you are looking for. 2014 will be there in the library. Two copies have been deposited into the library by the WILEYS. One is the counter copy, it cannot be taken out. The second one will be in circulation. For solutions you will have to obtain the ISBN Number and ask the librarian to see if it is provided to them by the WILEYS.
hpp: Hello, Any one has study material for 98-IND-A6 for quick review. Exam this week Wednesday 6-12-2017. Regards, HP
hpp: Thank you FH, The book has only 2 chapters and actual book contains 13 chapters. Yes, you are correct need more time to cover this contents. Regards, HP
Full House: To get a hard copy of this book, you will have to print this PDF file and compile it into a ring binder. If you go double sided it will only take about 80 pages. But I would advice you to go with single sided 160 pages. Please get it into a jump drive and take it to a friendly printer who will do it for you for 3/4 cents per page.

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The Diamonds

Full House: I wish to compare all of the new comers into canada to a diamond in the rough. The reason being, they all have stood up and helped others in their own way and currently shine bright like a diamond. Now we enter into... The age of Prosperity. Why the Albatross .. Nothing symbolizes this pioneering spirit like that of the albatross. These birds travel very long distances around the world, undauntedly, all while maintaining a special connection to their place of birth. Their life is a journey worthy of noting and comparison. Being constantly on the move, albatrosses use their formidable wingspan to cross oceans and fly for hours without rest. When they do land, they do behave like sociable creatures that enjoy the company of others. Like all of the desi's here, Albatrosses also have to face the challenges of an itinerant lifestyle.

Tips to buy Indian Ethnic Wear Online

ethnicemall: There are plenty of stores are available for Bollywood designer dresses, indian ethnic wear, wedding sarees and bridal lehengas.

Express Entry.. EDIT 1

Full House: Are you the lucky one !! Immigration, Refugees and Citizenship Canada (IRCC) has invited 2,000 candidates in the Express Entry pool to apply for Canadian permanent residence in a draw that took place the morning of Wednesday, November 8. The Comprehensive Ranking System (CRS) score of the lowest-ranked candidate issued an Invitation to Apply (ITA) was 458. This latest draw, the 77th to take place since Express Entry was first introduced in January, 2015 and the 27th so far this year, is the first draw to operate under a new procedure whereby in the event that multiple candidates have tied CRS scores, profiles are ranked according to the date and time of submission of the profiles, with profiles that have been in the pool longer being prioritized for invitation over newer profiles. This tie-break policy was first unveiled by IRCC as a possible future strategy last June.

Toronto Man Becomes ISIS Suicide Bomber

RaOne: ... Toronto man who disappeared 3 years ago surfaces on Interpol list of feared ISIS suicide bombers LINK Dear Canada, you are the next Europe :down:

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