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India Discussions

Child travel with OCI on old Canadian passport

cdn_dude: We do it ALL the time - never had an issue. Do not bother about getting a new OCI booklet just to have a new passport number. Try minimizing your number of interactions with the Indian Consulate.
Full House: I found a good link for you to browse and ask them for details. FH. LINK - xxxx EDIT.: Bureau of Immigration ( India ) Guidelines regarding OCI Card holders. 1. ...
konax: Hi, Can someone with actual experience or confirmed knowledge please let me know if my 8-year old daughter would be able to travel with her existing OCI booklet that has her old Canadian passport number?

Open Letter from Mayank Gandhi to AAP Volunteers

Full House: India risks US sanctions following $5 billion Russia defence deal. : Russia, India set to sign $5 billion arms deal New Delhi (CNN)India could soon be faced with the threat of US sanctions following
Full House: ARM TWISTING OR IS IT GOING TO BE A THREAT? Mattis and Pompeo to Seek India Accord Amid Threat of Sanctions Tony Capaccio September 03 2018, 7:00 AM September 04 2018, 6:28 AM (Bloomberg) - U.S.
rajcanada: IAS officers in Delhi report to LG who is central government's representative which is unlike any state where IAS officers report to state government. If orders come from "above" to stall the work, what will the IAS officers do?
zindabad: Again Kejriwal is on Dharna ... SOONER KEJRIWAL GOES THE BETTER. All is now in the hands of Delhites. A person with nuisance value is highly accepted in Trade Union and Politics but when it comes to governance, such persons are required to be shown the door.

Foreign Indicia - CRS & FATCA declaration . Should I say Yes or No ?

goldeneye: I have been asked the same as well. if we do not respond they will mark our accounts un documented it seems
MITRON: I guess NO should be the answer. Am I right ?
MITRON: So I have been asked for the CRS declaration by Indian bank for NRO/NRE accounts. There is a question regarding "Foreign Indicia" - Yes or No ?? The question preceding that is, Are you

Sell Property with Aadhar Card being required

Smiley: Great link .. Thanks
Many: 20% plus some small cess.
Smiley: Do you know what the TDS rate is for an NRI ?
Many: It helps to have a real-estate agent to execute a sell-buy transaction. He takes care of all required formalities for a consideration of course(commission). Yes there is TDS for an NRI (Mumbai experience)
Smiley: Thanks for your Info I need to sell and not buy ...
Full House: Here is what I heard today. So, please verify the same as soon as you can. Reason is.: That the Real estate Transaction is an illquid asset with low yields and high cost of sales transaction. It is not so easy to find a buyer.


Latest Replies

Money transfer to India

musicgold: Remitly is much better than ICICI and SBI. LINK
Ash20: If you need INR in India (not CAD/USD for FCNR) then I will suggest you to convert CAD to INR here in Canada with any Indo-Canadian Bank (ICICI/SBI). If amount is larger than 10K then you can negotiate the rates with them (around 25-50 paisa/$). You will get better exchange rates here in Canada. More than likely banks won't charge you any transfer fees too (or may like $10). You will know what you will get in INR in advance.
ashedfc: Risk is for example - if you use Money2india.com, then you get the exchange rate of 5th day of transferring the funds, which can be very different then the actual day of the transfer. & Money2india.com is a legit option..
high vision: What is the risk in transferring funds? They will give the rate and I will transfer it. What I would like to know is getting a better rate. I know everyone will charge a bit of charges to transfer funds. That's why I wrote "best legit option" as I do not want to use hawala options.

Compare Money Transfer Services to India

musicgold: I prefer Remitly over ICICI and SBI any day. LINK
adamthorat: All of them give you an indicative rate. The final rate when its actually posted is always different. Some charge fees for transfer , some don't . If they don't charge a fee they make up for it in the exchange rate. If its not a big amount usually it doesn't make a big difference a few pennies
Full House: - This week end, being a long one, did not have ample time at my disposal to give you a current list. I am on my way out through the door as I drop this to you. This one is THREE months old and I know that there are better ones that I have found since then. Please do your own DD and move forward.
uday62: Is there any website which compare CAD money Transfer rate to India. I found one but it is only for US dollars

Money transfer to India

musicgold: Remitly is my favorite. LINK
chandresh: When you say current rate - what exactly do you mean? Is it RBI rate or something else. IMO, if the interbank rate is 51.26 and you get 51.18, it is a great rate. But I would like to know what exactly does the current rate mean?
zindabad: Check PM
tamilkuravan: Sir, Hawala is the best to pay. Next will come Western union. If you send$ 500 or $ 1000 per time, then you need not provide proof of anything. Try to send it in multiples of $ 500 or $ 1000. Try different stores at different time. I once received black money payment for a property that I sold.
mrpandya: Hi, Thanks HF,GlobalIndian,RAJCANADA I am going to invest all money to buy a house in india, immediately, As u know ,in india when u buy a house u need to pay some white money for legal documents and remaining amount pay as a black money. I already pay white money to the seller , need to pay remaining amount immediately. Thanks again Manoj

I have $ want rupee

musicgold: Remitly offers a better rate and service than ICICI and SBI. LINK
Many: Thanks FH; have PM'd you MRK
mkannuri: I can help if some one is sending money to india as i am in the process of exchanging INR to CAD myself. PM me with the details
Full House: What I will be providing you here is not an INSTANT Quote. I am giving you what I am seeing NOW. Which is 0.12 or 12np more. Which means that you lose. The market is in a constant state of flux and you have to go by what the person who exchanges there pays you for a Canadian Dollar. I would say that it is in the ball park.
Many: I have to pay someone in India INR equal to CAD 500. One site now shows 1CAD=INR 51.418 says mid-market rate. question: is this the rate I should be paying the person in India ( from my NRO account perhaps Please advise

How do you send money to India?

musicgold: Remitly gives a better rate than ICICI and SBI. LINK
pendse: Transwerwise, Remitly , Xoom , ICICI Money 2 India , SBI NRI remittances are one of the more popular ones.
pendse: In India you can get about 8 % interest on a Fixed Deposit . FD is called GIC in Canada. You will be lucky to get even 2 % on a 1 year GIC in Canada. The FD can pay monthly, quarterly or yearly interest. Someone I know sends money to his parents for monthly expenses. What he has done is he transferred one lump sum amount to India when the exchange rate was good.
pendse: TransferWise is a good option. LINK At the end of the day they are all pretty much the same. So go for one which has the best exchange rate and minimum fees and convenience. Try to stick with the big companies for security & safety reasons. Some will advertise a good exchange

Newest Posts

Remitly offers far better exchange rate than ICICI and SBI

musicgold: Hi, I just wanted to narrate my recent experience of transferring money to India and how dealing with Remitly was a breath of fresh air as compared to ICICI Bank Canada. ICICI locks your account if you don't login for 3 months and it can be reactivated only by calling them. They walk you through a process and tell you that it will be active in 30 minutes. So inconvenient! Moreover their call center agents are so unprofessional. When I asked a Toronto agent to connect me to his manager, he played a joke on me by transferring me to his female colleague and she kept telling me that she was not able to hear me. I was so upset, I started looking at alternatives. SBI is no better alternative either and needed an account with them. Then I found Remitly.com. The process was so smooth that within 10 minutes I finished the transfer; I got an exchange rate two rupees higher than what ICICI and SBI were offering ; I didn't have to open an account; and got prompt follow up service.


Full House: Winning recipe. BUTTER CHICKEN LASAGNE. Rick Matharu's butter chicken lasagne recipe. Mmmmm GOOD.! TORONTO A Brampton man is $250,000 richer after his recipe won the grand prize on the Food Network Canada show Recipe to Riches. Rick Matharu received the highest number of online votes from Canadians for his Butter Chicken Lasagna on the season finale of the competitive reality series Wednesday night. I just want to thank Canada for this amazing opportunity. Its a dream come true for me and it wouldnt be possible without the support of Canada, so thank you, a jubilant Matharu said from his home Thursday. What will they think of,,NEXT? Anybody wants to come up with a good one!! FH. LINK

Jobs available

smiley1: WestRock (paper and packaging company) at Etobicoke (730 Islington Ave) is currently looking for 30 permanent machine operators to start immediately. Must be available to work rotating shifts per week (morning, afternoon, night). Starting wage: $16.53 per hour, union plant, with excellent benefits and wage increases. If interested, please send in your resume at Natasha.khanna@westrock.com.

Where to advertise

Panasonic: We recently moved to Cambridge city Ontario. My wife is Henna/Mehndi Artist. Is there any place where she can advertise, any website in waterloo region. Where she can get maximum response.

Discussion on article: Tips for getting Canadian Student Visa

Ishu3088: Article is located here: /article.php?SID=2&AID=17 HI , Good evening to all of you out there. i am all set to apply for a master course in one of the university in canada. i want to understand that if whether i can get a family visa( which includes my 23 months old daughter & my husband(for work visa)) to support me while i am studying.

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