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MISSISSAUGA: New 1 BR Basement for Rent. Location!! Mavis and Bristol Intersection
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SCARBOROUGH: One Bedroom Basement apartment Available for rent
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SCARBOROUGH: Paying Guest Accommodation Available immediately [for MALE only]
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MISSISSAUGA : All Inclusive Furnished Bedrooms for Lease
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ETOBICOKE : 1 BR Basement Apartment for Lease
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NORTHYORK: Basement for rent
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COIMBATORE: Best Colleges in Coimbatore
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BRAMPTON: 2 rooms in a house in Brampton for rent
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BRAMPTON: Affordable Life Insurance and Critical illness Insurance
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BRAMPTON: Office for Rent
HALIFAX: **URGENT** Get Your Canadian PR With Full-Time Jobs at HALIFAX!
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MISSISSAUGA: Prepare for high paying jobs: Get certified in S4HANA Finance
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MISSISSAUGA: SAP S/4 HANA Sourcing and Procurement (SAP MM) Certification Training
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MISSISSAUGA: QA Training !!!
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MISSISSAUGA: ECBA - Business Analyst Training- Making tomorrow better
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ONTARIO: Online Security Guard Training Including First Aid Across Ontario
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MISSISSAUGA : 1 Bedroom Basement for Rent (Mississauga)
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BRAMPTON: Mortgages refinance no job no credit no problem
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SCARBOROUGH: Shared Basement for Rent
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ETOBICOKE: Basement bachelor apartment for rent
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Latest Replies

My Mortgage renewal is coming in September

Raaj23: Better go with 1.80 for fixed 4 years. Rate is less than 2 percent. Its peace of mind for 4 years.
sudesingh: My preference would be VRM, but considering they're also offering 1.8% for a fixed, that's a good deal too. Almost guaranteed, the VRM will cross 1.8% within 4 years. Hmmm...tough choice. I'm now leaning towards the fixed.
Panasonic: Today, my bank offered me 1.4 VRM 5 years and 1.80 for fixed 4 years. Kindly give your sincere advise.
sudesingh: I renewed with CIBC last month and got a rate of 1.43% for a 5 year VRM. Try and negotiate with them. Also check with Tangerine, they have good rates too. At this point I suggest keep it VRM unless if they give you something under 2% for a fixed rate.
Garvo Gujarati: I would wait and meanwhile shop around with other banks. Once you have one offer on hand, it helps to negotiate with others. :)
Panasonic: Thank you for reply. No they said if you take right now there is no penalty you will get new rate but problem is that they giving me higher price.

Long Covid - There's health insurance that can help

Garvo Gujarati: Good information. I believe people would prefer to wait and watch before jumping into any conclusion. There are lots of uncertainties at the moment.
foresters: Please let me know if this was informative. Questions?
foresters: Only a relatively small percentage of people who catch covid19 die. Most people who catch it either recover quite quickly, or experience no symptoms at all. But a significant percentage of people who contract covid get quite bad symptoms, which last for weeks. In the UK, they are calling this 'long covid'.

STUDENT VISA and WORK PERMIT. Please read and get to know, then EXPLORE.

Garvo Gujarati: Thanks for the update.
Full House: THIS IS A MAJOR ANNOUNCEMENT. It is a change to the Normal Study Courses a student takes in a CANADIAN Educational Institution and it OPENS-UP a lot of avenues for all of the Indian Students from India and they can accomplish a lot from their own end. You might miss out on a few of the experiences, exposures and mingling, but the times-are-a-changing and if it becomes permanent, then, you are the very first batch to enjoy this privilege.


Surti: It's a really nice collection of songs. Thanks for sharing. :clap:
Full House: ENJOY LISTENING TO THIS GAZAL.. 270 million and counting. The range and the flawless performance merits a review. LINK FH. From COKE Studio. Please use SUB TITLES. UPDATE.: 10th OCT 2020. Afreen Afreen is a ghazal song written by Javed Akhtar and composed by Nusrat Fateh Ali ...

Claiming capital Gains in year property is sold

hchheda: Hello: I am not an accountant but would share my 2 cents. The tax will be calculated for the year it is sold. The repainting and roof will be applied to repairs and maintainence account since that is what it is. Only expenses that go to Capital cost will be those that are done to increase the 'value'
Garvo Gujarati: I understand it now. Apologies. I am not expert, so let's wait for someone else who know this to comment on this. Thanks.
wexit: The question is does it get claimed as a capital cost or, Line 8960 – Repairs and maintenance? A Proud Western Canadian
Garvo Gujarati: Any of the expenses occurred should be counted, so I don't know really what is your question.
wexit: I am selling a property (duplex) on the West Coast. This specific property has been in my name 2 years. I will be looking at a $100,000 capital gain. As a tenant has just moved out, it has been repainted $3200, and I am thinking of doing the back half of the roof for $7,000. This specific unit will be kept empty until sold, to allow easy access for prospect buyers.

India Discussions

India's political landscape

Garvo Gujarati: The states elections are supposed to be thrilling in many sense. While the BJP is supposed to expand it's national footprint, the states the elections are being fought (except Assam) are always about the state and state based political parties.
Full House: Up until an year ago I used to hear about tik-tok in a lot of news and announcements. Then all of a sudden they all changed it to Quick-Take. I never investigated it to find the right reason. Now tik-tok is a thing of the past.
Flexderec: Why is tiktok being blocked in India? I see post here xxxxxx What do you think about it? How to bypass blocking?
Flexderec: Raghav are really entertaining
Garvo Gujarati: I really feed bad about good people who blindly supported Kejriwal even after his numbers of U-turns. Anyway things get corrected over the period of time and now the true colors of the demon are surfaced.

Covid-19 test requirement for travelers from Toronto to Ahemdabad

Full House: Nucleic acid-based testing is also called PCR, or molecular testing. This test is the gold standard used in Canada and abroad to diagnose active COVID-19 infection in patients with symptoms.Aug 26, 2020 Take
RBO: Hello, My parents had a pre-booked tickets for 23rd August, 2020 to fly from Toronto to Ahmadabad but Air India canceled their flight because of ongoing Coronovirus issue. Now Air India asking to

Delhi Elections - AAPic Battle

zindabad: LINK Kejruddin refuses to raise hands
Text-align: I don't expect anything better from brainless people. This the comedy I like. Thanks for doing it.
zindabad: BJP Vote Share in Delhi 32.3% in 2015 38.8% in 2020. 6.5% Increase AAP vote share in Delhi 54.3% in 2015 53.6% in 2020 . 0.7% Decrease Why no journalist is calling it moral victory like they do every time when BJP win ?
metouk: आखिरकार कांग्रेस की शतरंजी बिसात

AdharCARD - OCI- MutualFund in INDIA

fertooos: Every country can turn your life in a mess with their contradicting rules and regulations. I am from the UK, LINK Though it is a highly developed country, there are also many queer demands and bureaucracy that make a lot of obstacles to people in certain questions.
ChandraGupt: those OCI card holders without AdharCard still have Mutual funds in india-its time to sell MF as 31st march2018 is last date to link adhar & save Capital gain tax LINK क्या
MITRON: Its just an automated email, which they keep sending, so ignore it.
ChandraGupt: CAMS- Mutual Funds service-keep sending such emails to all customers-I received 4th time I guess. - Dear Investor, As per Prevention of Money-Laundering (Maintenance of Records) Second Amendment

Newest Posts

No advertising in Charcha

noiresit: Please post ads in classified sections.

Citizenship of Malta available for investors

Garvo Gujarati: For those who are looking for acquiring a citizenship of another country for a better life, Malta can provide a great opportunity. Especially for those who have enough money. The citizenship comes with lots of benefits such as EU Passport and travelling to most of the world Visa free. The entire family can get residency immediately and citizenship after 3 years. Malta is an island, situated in the beautiful Mediterranean sea. They have a limit on the number of applications per year. It's an English speaking country as well! Investment Requirements Qualifying investments is any amount between CD$ 1M to 2M (INR 6 Crore to 12 Crore). Investment 1: Contribution Any individual or his family member applying is supposed to contribute to the National Development and Social Fund organized by the Government and run by a board of trustees.

Anyone appeared in technical exam with PEO for his P.Eng recently

Hasni: Dear friends, If anyone has appeared in technical exam with PEO for his P.Eng, please share your experience as to how did you do the preparation, where did you get the material / old questions papers from, was it an open book. Also is it true that if you are assigned 4 subjects and you clear two scoring more than 60%, rest gets exempted. I will greatly appreciate all this info. Would be of great help to me as i am a mechanical engineer and about to start this journey. Thank you !

Need ride from ottawa to toronto

premlata s kambli: Hi

ladies 50+ from Delhi/Mumbai. Wants to form a small friends group?

goodgirl: Hi: Its very hard to find like minded people however; lets try. I'm looking for educated, working mind, professional, homely yet outgoing type of ladies whom I could hang around with. We all need one or two like minded friends just to chill, stress-busters, to have spark of few laughter once in a while. If that's something you are also looking for? pls respond. Toronto, Mississauga, Brampton..really doesn't matter..we all drive.. Thanks,


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