Hi New desi in Town,
You are correct.
Re self- directed account- TD might be charging a yearly fee to keep the accounts, not sure. Please do check it out.
To avoid these fees should there be one, best to direct your RESPs thru a financial advisor who does these RESPs all front end at no cost to you.
Unless of course you are contemplating GICs, even then a finacial advisor can help you get better rates than the bank.
If TD does not charge a fee- then TD mutual funds are dash good, their GIC rates are not the best.
Quote:There's no fee for e accounts.
Originally posted by investpro
Re self- directed account- TD might be charging a yearly fee to keep the accounts, not sure. Please do check it out.
TD funds will also have an MER to feed their people.
Anyway, its your call.
Quote:yes but it's like < 0.5% compared with >= 2% in other cases
Originally posted by investpro
TD funds will also have an MER to feed their people.
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