Pls suggest.... Car insurance is too high !
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Insurance cost hump is something that every one has to go through but after some years (3 or so) it comes down.
Buy a used car (sedan) initially . Try Des Jardin & Johnson and others as well . Reduce your coverage and increase your deductible plus pay lump sum.
After a couple of years when your premium comes down , change your car.
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Fido.
Agree with Fido.
By the way, why are you buying a Van? If you have two kids and are 4 members in the family, a sedan can easily and quite comfortably suit your needs. Plus, you will end up saving gas.
If you're really insisting upon the mini-van, then try Mazda 5. Same size as the sedan, but with 6 seats. Having said that, it's a bit tight when using all seats and you end up losing the trunk space. I am sure you will have the same insurance as the Car, and seating capacity for 6 passengers. Another option is Toyota Matrix - Hatchback, if you're looking for a good trunk space, and all-folded down seats.
Sedan would be the best option for you.
On a lighter note and on the risk of being labelled as a cringe inducer: Move to Vancouver. It has a Govt. Insurance, which is way cheaper than ON. Plus you won't have to install winter tires. Sorry guys for a bit of digression.
Location: Brampton, Ont, Canada
Posted on: 27-02-15 18:09:26
Get dodge journey ... nice SUV - its good on GAS , cheap on price and low maintenance cost ..
Van cost lot of gas
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'Some goals are so worthy, it's glorious even to fail.' (Param Vir Chakra awardee Lt. Manoj Pandey)
Hw36,
Trying to find one for myself too. Realtors are aplenty, but finding an ethical and trustworthy is hard. Will let you know as soon as I find one.
Quote:
Originally posted by happywoman36
Febpreet...can u send me few realtors of Vancouver who are ethical and trustworthy.??
Realtors just work for their commission. That's all they care about. They want to close the sale as quickly as possible & move on. But when its their own house, they do proper research & try to get proper price.
The seller's agent is usually worse than the buyer's agent, as the seller is paying the commission to both the agents . Usually 2.5 % to Sellers agent & 2.5 % to Buyer's agent...both paid by the seller.
Real scam artist these guys. Don't get into some stupid bidding war when you are buying, through them.
HW36 is coming to Vancouver with her rental properties & also Houston & Toronto
Realestatewoman36 has arrived in Vancouver
This is a very immature post. Why would you say that all realtors are scam artists? Are you jelly that they make good money? Dont the buyers and sellers have the option to buy/sell on their own?
It like any other profession, the hard working people are more successful that the mediocre ones. I know some mediocre ones who have gone to India. .... ....
Quote:
Originally posted by adamthorat
Quote:
Originally posted by happywoman36
Febpreet...can u send me few realtors of Vancouver who are ethical and trustworthy.??
Realtors just work for their commission. That's all they care about. They want to close the sale as quickly as possible & move on. But when its their own house, they do proper research & try to get proper price.
The seller's agent is usually worse than the buyer's agent, as the seller is paying the commission to both the agents . Usually 2.5 % to Sellers agent & 2.5 % to Buyer's agent...both paid by the seller.
Real scam artist these guys. Don't get into some stupid bidding war when you are buying, through them.
HW36 is coming to Vancouver with her rental properties & also Houston & Toronto
Realestatewoman36 has arrived in Vancouver
Quote:
Originally posted by northyork_desi
This is a very immature post. Why would you say that all realtors are scam artists? Are you jelly that they make good money? Dont the buyers and sellers have the option to buy/sell on their own?
It like any other profession, the hard working people are more successful that the mediocre ones. I know some mediocre ones who have gone to India. .... ....
Making good money & making money the ethical way are 2 different things.
They have formed an illegal CARTEL , which is hard to break.
MLS.CA now known as realtor.ca , gives no information to people, who want to sell or buy on their own. They keep the price for which a house was sold & the prices of the houses in that area, a closely guarded secret, just to protect their real estate agent's.
They put barriers & road blocks at every step, when you try to sell on your own. For the work they do, they are extremely over paid.
Do you know when a Real Estate agent when he sells his own house, he gets way more for it, than the same house he tries to sell for his client. He wants to get it over with as quickly as possible , when its someoneelse's house..he doesn't really want to work hard for his money. He wants easy & quick money aka commission.
Lot of times they are unethical, have poor business practices, have conflict of interest in the properties sold, & are unprofessional ..the list is endless. Not any better than used car salespeople.
Intelligent ones have gone back to India
..like TK
