We are a family of 5 with only one person below 18 years. I understand mother, father and one child aged 15 can avail of family coverage and our two children above 20 will need separate single health coverage. We all are in fairly good health. Would it be safe to take C$25,000 coverage for family (3 of us) and C$15,000 for each of the 2 children above 20? The total cost (for 5 of us) amounts to C$680 approx for 90-days private health cover. Is it a good deal? Please advise.

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