Addition of occasional driver

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rsbagwell
Member since: Jul 08

Posts: 211
Location: Brampton
Post ID: #PID

Posted on: 14-10-10 10:33:48

Pramod Ji,
Thanks for clarification

rajcanada
Member since: Jul 03

Posts: 2713
Location: Kitchener, ON
Post ID: #PID

Posted on: 14-10-10 12:55:40

Quote:
Originally posted by rsbagwell

Quote:
Originally posted by rajcanada

Car insurance companies will definitely create a problem if the car is in accident as important information about number of drivers in the household was not disclosed.

No. of drivers in the household could more but if I am giving my car on loan basis to a family member (say once in week in a irrregular pattern), will that be a problem?
Also, my wife does not drive my Van even occasionally. However, she drives it probably 2-3 time in a year in case of emergency. Will that be considered car loaning? If so, Can I remove her name and potentially save some money.
I know I can find this out from my insurance company but let's see what CD's think abt this.

Pramod Ji,
Thanks for the response.

Generally speaking, insurance company insures you on the basis of information that you provide. If that information turns out to be not true, they would have a right to deny your claim.

Though a different topic from car insurance, you should see the CBC Marketplace's video at http://www.canadiandesi.com/read.php?TID=20714&page=1#119849

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desi_driller
Member since: Sep 04

Posts: 419
Location:
Post ID: #PID

Posted on: 14-10-10 21:29:24

All,
as already made clear as Mud by Pramodji. It is simple as that. All drivers having valid license ( Not G1 ) has to be disclosed to Insurence company. Like in my case , we have 2 cars ( one registered in my name & 01 in my wife name) . We have 3 drivers in home ( me , wife & daugters ) . me & wife are G & our daughter is g2. It does not matter who drives what car, for insurence company , for first car my wife is principal driver & my daughter in occasional driver. For second car , I am principal driver & my daughter is occasinal driver.
when we were having only 01 car, my wife was principal driver, i was second driver & our daughter was occasional driver.
I know , most of the people do not disclose all info to insurence companies.
we pay around 350 per month for 2 cars with 3 drivers.

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Driller the thriller

rsbagwell
Member since: Jul 08

Posts: 211
Location: Brampton
Post ID: #PID

Posted on: 15-10-10 10:57:52

Thanks guys! It's all crystal clear now

Contributors: rsbagwell(4) Pramod Chopra(2) rajcanada(2) febpreet(1) morning_rain(1) desi_driller(1)

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