ADVISE BEST AUTO INSURANCE AVAILABLE in Ontario


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sudesingh   
Member since: Jul 04
Posts: 2085
Location: Toronto

Post ID: #PID Posted on: 07-04-11 12:25:24

I've been with Johnson for about 3 years now, they do offer good rates.

As ashedfc mentioned, I'm a member of a professional body and hence get some additional benefits on top of the competitive rate.


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Reiki Grand Master


jigz787   
Member since: Aug 04
Posts: 773
Location: Toronto

Post ID: #PID Posted on: 07-04-11 12:31:57

Exactly, I am also member with OACETT and hence I can get group rates with the Personals, but Johnson since last 3 years offers more benefits with less premium.



hchheda   
Member since: Aug 05
Posts: 2245
Location: Woodbridge

Post ID: #PID Posted on: 07-04-11 13:52:24

Quote:
Originally posted by kakaji

you got max pt 10 and because of your wife who got G in 2010 , insurance is high.I am not a big fan of switching every year but now feels, I have been ripped off.We have 2 cars 96 Camry and 2010 Carolla, was paying only $125 and now it is > 450.




If you do have 10 demerit points, I feel the $450+ insurance is not bad. Most insurers will not even accept your application with so many demerit points.

Hiren



DesiBabu70   
Member since: Feb 04
Posts: 213
Location: St. Catherines ON

Post ID: #PID Posted on: 07-04-11 16:10:02

Quote:
Originally posted by kakaji
I never imagined my insurance will go that much high 350% on buying new car , Toyota corolla. I am little disturbed on the premium charged. Every insurance company has different rules to evaluate. my existing one says you got max pt 10 and because of your wife who got G in 2010 , insurance is high.I am not a big fan of switching every year but now feels, I have been ripped off.We have 2 cars 96 Camry and 2010 Carolla, was paying only $125 and now it is > 450.

dude, you gotta stop buying this imported Japanese junk cars.
i've said before on the forum in other threads, there is no benefit to buying Japanese garbage any more.
most of the stuff is made in US/Canada anyway and the insurance companies screw you over on the insurance rates.
you are overpaying for the car, overpaying for the maintenance, overpaying for the servicing and overpaying for the insurance.

try getting a similar insurance quote for a Chevy or Ford.
for the same amount of money you could have had a bigger, better and newer car.

someone mentioned statefarm and TD Meloche Monex are having claim problems this year.
boss, that's because statefarm has been running an insurance scam for years and years.
they only insure drivers with no claims and no tickets.
the moment you get a ticket or make a claim, they jack up their rates so much that the customer has to drop them.
i am with them in the US and this is the scam they are running.
it is finally starting to catch up with them.
Geico ran this many years ago and got hit with the rebound as well.

car insurance is the biggest scam running in Canada now.



kakaji   
Member since: Nov 09
Posts: 39
Location: Toronto

Post ID: #PID Posted on: 07-04-11 21:02:15

I do not have any demerit points


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Kaho,Piyo,Jiyo aur Maze se Zindagi bitao. ,Keep networking , CD's are doing great job !


hem_13   
Member since: Apr 06
Posts: 113
Location: GTA

Post ID: #PID Posted on: 08-04-11 09:01:31


I just went through this exercise and got no choice than to stick with my existing insurance co. (The Personal)..

Found this and that helped understand why am I paying so high premiums.
Also, I'd a minor accident + a speeding ticket .. Live in Brampton (high claims community, as the insurance co. says, etc)

http://www.insurancehotline.com/article/1167?utm_source=April_2011_Newsletter&utm_medium=email&utm_campaign=April_2011_Newsletter_03

You got nothing but to keep quiet, curse and keep paying the ripped off amounts from them.. My sympathy for all high auto-insurance premium payers!!

(if the election is campaigned over just this reason, the opposition party can win over with a huge margin.. ha ha ha! provided they come out with a resolution and in favor of tax-payers.


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Like you - a Canadian .. but still DESI :)


kakaji   
Member since: Nov 09
Posts: 39
Location: Toronto

Post ID: #PID Posted on: 08-04-11 14:45:55

I feel this is the universal response of most companies - location . I live in Scarborough and get the same answer on every hike in premium . i.e I want to understand these practices, from Insurance Companies/Brokers/ Agents can be nailed and get good rates.
How come with same status other communities get better rates than us.Can our Desi Brokers/ Agents.


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Kaho,Piyo,Jiyo aur Maze se Zindagi bitao. ,Keep networking , CD's are doing great job !


Contributors: kakaji(5) jigz787(2) hem_13(2) chekram_04(1) shaz(1) sudesingh(1) san_sai(1) hchheda(1) Fido(1) DesiBabu70(1) indocanadian1(1) imwhoever(1) Gapodi(1)



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