I need suggestions from fellow CDS. I am planning to buy house/Condo.
1. Is it necessary to preapprove the mortgage from the Bank?
2. How long preapproval of mortgage will be valid?
3. If I do not buy the property after preapproval of mortgage will affect my credit histroy and can I apply for second time for preapproval or not?
4. How to find good real estate agent? On what basis?
5. How to decide which area is good for raising family and also future appreciation of the property?
6. Which is better option house or condo?
Thanks a lot everbody for your time and valuable suggestions in advance.
Real Estate Agent is as good as you want him to be.
Do your research. At any time there are many options available.
Dont make a decision based on emotions.
Avoid fly by night agents. Guys who do it part time / on the side.
Plenty around. They just want to make money and run away.
Do an independent inspection. Very important.
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I once made a mistake, but I was wrong about it.
Answers to your first 3 questions are as under:
Quote:
Originally posted by metallurgy
I need suggestions from fellow CDS. I am planning to buy house/Condo.
1. Is it necessary to preapprove the mortgage from the Bank?
Quote:
2. How long preapproval of mortgage will be valid?
Quote:
3. If I do not buy the property after preapproval of mortgage will affect my credit histroy and can I apply for second time for preapproval or not?
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Pramod Chopra
Senior Mortgage Consultant
Mortgage Alliance Company of Canada
I can discuss with you in detail and explain you which way to go. Please PM me.
Please follow some more tips for first time buyer:
• Know your budget and pre-qualify with a lender.
• Consider what is most important to you and your family.
• Do your homework. Surf the web and come in educated.
• Consider quick-delivery homes and ask about incentives.
• Schedule appointments with your sales representative.
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I'm a lefty and after letting a left handed Ruger slip through my hands bought a Howa. Although it is a right handed rifle it has a semetric stock.
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Quote:
Originally posted by EmeraldTaylor
I'm a lefty and after letting a left handed Ruger slip through my hands bought a Howa. Although it is a right handed rifle it has a semetric stock.
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