help needed regarding car accident, pls write something


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pshekhu   
Member since: May 08
Posts: 4
Location:

Post ID: #PID Posted on: 07-05-08 13:54:06

Quote:
Originally posted by canadatrust

Most probably, if you are in private property or in parking lot, they generally go for 50-50 fault but you are not at fault, and accident happened in Ontario your automobile loss is covered under section 3(Direct compensation property damage) of Ontario Automobile policy # 1 . You can get accident benefits from your own OA
policy regardless of your fault and your insurance premium will not go up. If you are at fault and do not have collision or All peril optional coverage you might not anything for your automobile property damage.
Might help you.


thanks gagan, but u didn't answer my question.
- how they ( crc) gonna decide who is at fault.
- and they gonna issue the ticket later or no.
- how long this usually takes.
- they contact via mail or phone.
thanks guys i know its kind of frustating to answer these kind of question, but it helps when u got a one positive answer. thanks for the help



Desi # 1   
Member since: Dec 03
Posts: 1420
Location: Mississauga

Post ID: #PID Posted on: 07-05-08 14:40:43

Quote:
Originally posted by pshekhu

Quote:
Originally posted by canadatrust

Most probably, if you are in private property or in parking lot, they generally go for 50-50 fault but you are not at fault, and accident happened in Ontario your automobile loss is covered under section 3(Direct compensation property damage) of Ontario Automobile policy # 1 . You can get accident benefits from your own OA
policy regardless of your fault and your insurance premium will not go up. If you are at fault and do not have collision or All peril optional coverage you might not anything for your automobile property damage.
Might help you.


thanks gagan, but u didn't answer my question.
- how they ( crc) gonna decide who is at fault.
- and they gonna issue the ticket later or no.
- how long this usually takes.
- they contact via mail or phone.
thanks guys i know its kind of frustating to answer these kind of question, but it helps when u got a one po
sitive answer. thanks for the help



1. As I said earlier there are fault determination rules on Ontario Govt Website
2. There will be no ticket to you. If there would have one it would at spot
3. NA
4. NA



pshekhu   
Member since: May 08
Posts: 4
Location:

Post ID: #PID Posted on: 07-05-08 14:55:36

Quote:
Originally posted by Desi # 1

Quote:
Originally posted by pshekhu

Quote:
Originally posted by canadatrust

Most probably, if you are in private property or in parking lot, they generally go for 50-50 fault but you are not at fault, and accident happened in Ontario your automobile loss is covered under section 3(Direct compensation property damage) of Ontario Automobile policy # 1 . You can get accident benefits from your own OA
policy regardless of your fault and your insurance premium will not go up. If you are at fault and do not have collision or All peril optional coverage you might not anything for your automobile property damage.
Might help you.


thanks gagan, but u didn't answer my question.
- how they ( crc) gonna decide who is at fault.
- and they gonna issue the ticket later or no.
- how long this usually takes.
- they contact via mail or phone.
thanks guys i know its kind of frustating to answer these kind of question, but it helps when u got a one po
sitive answer. thanks for the help



1. As I said earlier there are fault determination rules on Ontario Govt Website
2. There will be no ticket to you. If there would have one it would at spot
3. NA
4. NA



Thanks u Desi #1, u made my day. m not worried bout insurance, i know forsure there gonna be a jump on renewal. hope for the best/
thanks again guys for taking out some time to help me.



canadatrust   
Member since: Jun 06
Posts: 52
Location: planning to move in Ottaw

Post ID: #PID Posted on: 07-05-08 15:32:13

you still get your automobile damage if u are not at fault and accident in Ontario. under DCPD section.
Best of luck.


-----------------------------------------------------------------
gagan


chandresh   
Member since: Mar 03
Posts: 2606
Location: Toronto

Post ID: #PID Posted on: 07-05-08 15:34:47

Quote:
Originally posted by pshekhu

Thanks u Desi #1, u made my day. m not worried bout insurance, i know forsure there gonna be a jump on renewal. hope for the best/
thanks again guys for taking out some time to help me.



How do you know that for sure? If the other guy does not claim, why would your insurance go up.

While you have been asking question after question, you do not seem to give regard to questions by persons wanting to help you. Like - do you think the damage to any vehicle is major and will cost more than $1,000? If not, CRC is not bothered to be involved.

Have you guys also exchanged your insurance policy details? Is the other guy sure as you that you are at fault? Could it be that he thinks he is at fault because of his speed?


-----------------------------------------------------------------
Chandresh

Advice is free – lessons I charge for!!


Contributors: pshekhu(4) canadatrust(3) Desi # 1(2) 905Desi(1) sudesingh(1) chandresh(1)



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