Auto insurance


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sudesingh   
Member since: Jul 04
Posts: 2085
Location: Toronto

Post ID: #PID Posted on: 11-05-15 19:14:51

Quote:
Originally posted by Fido

I think one needs to declare licensed drivers in the house .... and perhaps by default they go as secondary driver .

Whether you can get the secondary driver removed or not is something I am not aware of.



You can ask for the secondary driver to be removed. You need to fill in a form and it has t be signed by both the primary & secondary driver. It goes right on your policy, that the secondary driver is not allowed to drive under any circumstances, and if they do so, chances are your insurance will be cancelled.

Speaking from recent experience.


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SS
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JRF   
Member since: Jul 04
Posts: 1853
Location: GTA, Ontario

Post ID: #PID Posted on: 11-05-15 20:37:34


So as soon our kids go 16 and get the license, the insurance company needs to be updated and start paying the tax... whether they touch the car or not..


Quote:
Originally posted by sudesingh

Quote:
Originally posted by Fido

I think one needs to declare licensed drivers in the house .... and perhaps by default they go as secondary driver .

Whether you can get the secondary driver removed or not is something I am not aware of.



You can ask for the secondary driver to be removed. You need to fill in a form and it has t be signed by both the primary & secondary driver. It goes right on your policy, that the secondary driver is not allowed to drive under any circumstances, and if they do so, chances are your insurance will be cancelled.

Speaking from recent experience.


-----------------------------------------------------------------
The cowards never started,
The weak died on the way,
Only the strong arrived.
http://www.youtube.com/watch?v=_yK1i9cLAMM


sudesingh   
Member since: Jul 04
Posts: 2085
Location: Toronto

Post ID: #PID Posted on: 11-05-15 21:06:32

Quote:
Originally posted by JRF


So as soon our kids go 16 and get the license, the insurance company needs to be updated and start paying the tax... whether they touch the car or not..




You need to call the insurance company and provide the new drivers details. If you do not want to pay additional premium, you can ask the insurance company to exclude the new drivers, by filling in the form.

As an FYI, the additional premium is not much, it's advisable to include the child's name, so they build up their driving history, even if they rarely drive.


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SS
Reiki Grand Master


JRF   
Member since: Jul 04
Posts: 1853
Location: GTA, Ontario

Post ID: #PID Posted on: 11-05-15 21:41:56

Good information.
Here I will be waiting for the day to add another driver, to get a free pick up and drop for the younger one.


-----------------------------------------------------------------
The cowards never started,
The weak died on the way,
Only the strong arrived.
http://www.youtube.com/watch?v=_yK1i9cLAMM


lestir   
Member since: Aug 12
Posts: 7
Location:

Post ID: #PID Posted on: 15-05-15 20:33:58

Thank you all for your suggestions and input! Really great information!!

lestir



Contributors: tamilkuravan(2) sudesingh(2) JRF(2) lestir(2) Delhite(2) hchheda(1) Fido(1)



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