Lien on the car?


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DesiGuy1981   
Member since: Mar 07
Posts: 282
Location:

Post ID: #PID Posted on: 12-11-08 18:45:31

Hello everyone,
I am buying a second hand car. Its a private sale. Its 95 civic. I check the car..has scratches here and there which im ok with...The problem is..how can you find out if theres any lean on the car?
The lady who is selling it to me would come with me to MTO...will i be able to find out on the spot at MTO if theres any lean on the car?
im not looking for any surprises later on..
Can sum1 plz provide me some advise who went thru private sale?
Thank you very much for any help.



hchheda   
Member since: Aug 05
Posts: 2245
Location: Woodbridge

Post ID: #PID Posted on: 12-11-08 22:07:40

One of the documents the seller is required to provide the seller is a copy of the UVIP - Used Vehicle Information Package which is available from any MTO office or Kiosk for $20.00. You need the VIN number of the vehicle to get that package. The package shows the latest owner of the vehicle and if any lien is pending. You will need the package anyways to transfer the title and if you dont have one, they will charge it to your account alongwith the GST receipt. So let the seller provide you one before the sale and take it with you to the MTO office for the transfer.

Good luck.
Hiren



ftfl   
Member since: Jul 06
Posts: 2335
Location:

Post ID: #PID Posted on: 13-11-08 15:36:46



A vehicle of that vintage will have to pass a few good ACID tests.

1) Rust FREE test. Got to get that done before the owner can even sell it. (might pass)

2) It has to pass the SAFETY Test. Which means it has to have brakes, suspension, steering,wipers, electrical circuits, tires et all...

3) It has to PASS an Emission test.

Don't forget, you are the BUYER, the one who own it currently is the SELLER.

The seller has to provide the buyer with the UVIP.

Now the next question, may be redundant. Are you picking it up "AS IS"?, Here is one more. Is she paying you to take it off her hand or have you got to open your wallet? If it is the former, then give her a nice big hug and a squeeze. If it is the latter, price the vehicle first. Because, it is going to cost you well over a thousand bucks to get it moving for the FIRST year. And it will increase as you get to own it. You will not even get a part for it in a scrap yard. Just out of curiosity call a few of the scrap yards and see the reaction. It is ripe for Razor Blades.

Don't forget the Insurance cost too. That will eat your heart. It will be twice as much as the cost of he car!! (If you have a clean record ******)

Good Luck.

Freddie.



pratickm   
Member since: Feb 04
Posts: 2831
Location: Toronto

Post ID: #PID Posted on: 13-11-08 15:58:22

Quote:
Originally posted by ftfl
Now the next question, may be redundant. Are you picking it up "AS IS"?, [snip]
2) It has to pass the SAFETY Test. Which means it has to have brakes, suspension, steering,wipers, electrical circuits, tires et all...
[snip]
Don't forget the Insurance cost too. That will eat your heart. It will be twice as much as the cost of he car!! (If you have a clean record ******)

It's only 13 years old - can it be that bad?
Aren't these Hondas supposed to last for years and years?
Unless the car's been abused, why would anyone give it away for free?


-----------------------------------------------------------------
"Mah deah, there is much more money to be made in the destruction of civilization than in building it up."

-- Rhett Butler in "Gone with the Wind"


DesiGuy1981   
Member since: Mar 07
Posts: 282
Location:

Post ID: #PID Posted on: 13-11-08 15:58:52

Quote:
Originally posted by hchheda

One of the documents the seller is required to provide the seller is a copy of the UVIP - Used Vehicle Information Package which is available from any MTO office or Kiosk for $20.00. You need the VIN number of the vehicle to get that package. The package shows the latest owner of the vehicle and if any lien is pending. You will need the package anyways to transfer the title and if you dont have one, they will charge it to your account alongwith the GST receipt. So let the seller provide you one before the sale and take it with you to the MTO office for the transfer.

Good luck.
Hiren


Thanx Hiren for the quick reply. She was aware wih it and said she wud get one for me soon.
Thanx again



ftfl   
Member since: Jul 06
Posts: 2335
Location:

Post ID: #PID Posted on: 13-11-08 16:56:22


I don't know if all of the links will become links or open up. If they do you can see the actual results.

Some people maintain a car well and sitting a thousand miles from the actual location will not help decide with the purchase, one has to see and take a test drive and inspect. A safety check costs 35 bucks, and in this case it is well worth the investment, if he buys it or not. Atleast the current owner will know the exact condition of the vehicle.

NO parts are available for this vehicle and so they steal this type of car. See NICB Reports.

Currently USED Car Market has TANKED.

http://www.consumerreports.org/cro/search.htm?header_health_search.x=25&header_health_search.y=13&query=1995+honda
Results 1-10 of 15
Grand theft auto–The most stolen vehicles: Consumer Reports Cars ...
... According to the National Insurance Crime Bureau’s (NICB) statistics, the 1995 Honda Civic is the vehicle most reported stolen for 2007 and only two out of ...
Category: Consumer Reports Cars Blog
http://consumerguideauto.howstuffworks.com/1992-to-1995-honda-civic.htm
1992-1995 Honda Civic
More Photos

Price Range:
$600 - 2,400

Class:
Compact Car
_______________________________________

zip code 60606
http://www.kbb.com/kbb/UsedCars/1995_Honda_Civic_Trade-In.aspx?r=860895087002069100
Fair , 220000 miles. $640.00 us
Select the model you are buying. Then hit a fair condition and the actual mileage, not klicks.
http://www.kbb.com/kbb/UsedCars/1995_Honda_Civic_Trade-In.aspx
-----------------------------------
http://www.kbb.com/KBB/UsedCars/PricingReport.aspx?YearId=1995&Mileage=220000&VehicleClass=UsedCar&ManufacturerId=18&ModelId=123&PriceType=Trade-In&VehicleId=7784&SelectionHistory=7784|29356|60606|0|0|&Condition=Fair&QuizConditions=

If you have fallen in love with a vehicle and its price, then no one can persuade enough to change the mind.

It is OP's Call.

Freddie.






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