Posted on: 24-11-12 13:06:46
I have no insurance , dental or medical or extended plan. Could anyone please suggest-
a. am having terrible pain in the gums- have not been able to sleep at all for the past three days- i had some anitbiotics from home, but it is not a full course of medicine- and i need to take the full course asap. being a weekend I am at a loss as to what to do, any advise or information will be very helpful.. am at my wits end.
b. any good health plan that they have been using for a while, dental, health and extended for me and my wife.
I live in Toronto. Thanking all in advance.
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Mehra
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Mehra
Please browse the forum - Generally some dentists offer the first treatment complimentary - call some dentists and ask them if it is so with them - I am sure you will find some .. Please use the search feature in 'charcha' ... Pasting below some threads ....Read them and confirm first free consultation / treatment before visiting .... It is a money making business and this is like an advertisement .
http://canadiandesi.com/read.php?TID=24008
http://canadiandesi.com/read.php?TID=30762
http://canadiandesi.com/read.php?TID=24925
http://canadiandesi.com/read.php?TID=24215
http://canadiandesi.com/read.php?TID=26285&page=1#154780
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Fido.
Thanks Sir, I have gone through all the forums, but I was wondering if anyone had suggestions largely for dental/health insurance plans that they have used and are satisfied with, whether it is advisable to get dental plans on ones own..am not sure how financially viable it is. also being a weekend i may need to go to a doctor asap.. wondering if it is possible if anyone could suggest a dentist that also looks at patients on sundays.
Thanking you in advance.
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Mehra
Can you PM me your Number. I can guide you.
You will have to do your own findings as each situation is subjective ... However check out gms.ca ... I have used them in the past for health insurance / travel insurance & would not hesitate to recommend them .
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Fido.
Quote:
Originally posted by Dotty
I have no insurance , dental or medical or extended plan. Could anyone please suggest-
a. am having terrible pain in the gums- have not been able to sleep at all for the past three days- i had some anitbiotics from home, but it is not a full course of medicine- and i need to take the full course asap. being a weekend I am at a loss as to what to do, any advise or information will be very helpful.. am at my wits end.
b. any good health plan that they have been using for a while, dental, health and extended for me and my wife.
I live in Toronto. Thanking all in advance.
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Mehra
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You have to be there at 07:30 with all of your Immigration papers and anything that will identify you as to who you are and ask them to provide you with help. If the tooth needs to be removed they will also tell you. They will also provide you with Antibiotic Prescription if the situation calls for. They are your best help.
Since I do not know where you are, You find all of the details from the links provided and appear there at the MOBILE FREE CLINIC location.
Good Luck.
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Low cost dental service clinics :
http://www.toronto.ca/health/dental/pdf/ds_low_cost.pdf
MOBILE :
http://www.toronto.ca/health/dental/locations.htm
http://wx.toronto.ca/inter/it/newsrel.nsf/7017df2f20edbe2885256619004e428e/d170639616a18a2685257aae00633ee6?OpenDocument
IF You cannot afford. :
Eligibility for dental services
Good oral health is important for overall health. Yet, for some, regular dental care may not be affordable.
How do I know if I am eligible?
If you live in Toronto and cannot afford to pay for a dentist, contact one of our dental clinics near you. Our staff speak many languages and are happy to assist you. Assessments for eligibility must be done at a Toronto Public Health dental clinic.
Free dental care. :
Toronto Public Health offers free dental services in our clinics. We also work with many community health centres, community agencies and private dentists throughout the city to make sure you get the treatment you need.
Can everyone get free dental care?
We offer dental services to eligible children and youth (0-17 years), adults enrolled in selected Toronto Public Health programs, and seniors (65 years and older).
Find out if you are eligible.
What services are available?
We offer basic dental services such as:
examinations
x-rays
fillings
cleaning
some root canal treatments
extractions
emergency and urgent dental care to treat issues like dental pain or cavities
Full or partial dentures are also covered but clients are asked to pay the full laboratory cost for dentures or denture repair.
How do I book an appointment?
Contact one of our dental clinics near you. Our staff speak many languages and will help determine if you are eligible for service. You must come into a Toronto Public Health clinic in person to be assessed. You will be required to bring documentation to determine eligibility. The type of documentation required to prove eligibility varies depending on your situation, so always call first.
If you are not eligible for free services, you may qualify for dental care at a reduced cost at another facility.
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They will only do one tooth per day. May have to return back or go back again onto the line to get the second one. Hope the line is not long. Or come back the next day.
Pick all the free literature and Insurance company brochures while standing in the line.
FH
http://www.useblue.com/assurance-sante/en/soumission/etape2.html
http://www.useblue.com/assurance-sante/trouver-produit/liste-protections/blue-choice-balance/blue-choice-balance.en.html#10279734
Here is one of BLUE CROSS Brochure.
This plan covers, Health, Dental, Prescription and Hospitalization.
(Caveat Emptor) There may be deductibles in their plan. Please ask.
They may also have an Annual Limit and a life time limit too.
List of products
Blue Choice - A comprehensive health plan
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Core Health Benefits
Prescription Drug Benefit (optional)
Dental Benefit (optional)
Hospital Benefit (optional)
Core Health Benefits
If you're not covered by a company health plan, Blue Choice is the cost-effective way to ensure you're protected. It provides coverage that compliments your provincial health plan, with a wide range of extended health care benefits like vision care, hearing aids, nursing care, dental, prescription drugs and hospital coverage at an affordable monthly premium.
Benefits based on a yearly schedule commencing from the effective date of your policy.
Coverage for residents of Ontario only. Limitations may apply, see contract for details.
All Blue Choice contracts with Core Health Benefits include the following:
Blue Cross Assistance Program
We are pleased to provide our clients with the Blue Cross Assistance Program. This new program includes Health Consulting and Support Services, Information and Prevention Services, and Partner privileges and discounts.
When you enroll in a health plan from Ontario Blue Cross, you automatically have access to these services 24 hours a day, 7 days a week.
Our staff will provide you with:
• Access to a Registered Nurse to answer your questions and provide advice and guidance on your health related questions
• Home Support Services following a hospital stay
• Referrals to specialists and health organizations in your area
• and much more
Blue Cross Assistance offers exclusive benefits with our health care partners and as part of this essential program, you also have access to quality services at discounted rates through Ontario Blue Cross partnerships.
Upon enrollment, all customers will receive a booklet detailing the benefits of this exciting new program along with an Assistance Program card. Simply present your card, and enjoy quality products and services at a preferred rate.
Blue Cross Assistance. Another unique and valuable feature added to your health care plan.
Extended Health Care
The following benefits are reimbursed at 80%, up to specified maximum. Amounts refer to each covered person.
Hearing Aids (3 month waiting period) - up to $300 every 5 calendar years
Orthopaedic shoes up to $175 per calendar year
Medical Equipment and Supplies - up to $2,500 per calendar year
Nursing Care - up to $2,500 per calendar year
Ambulance Services - amount not covered by OHIP
24-hour Toll-Free Health Assistance Hotline
The following benefits are reimbursed at 100%, up to specified maximum. Amounts refer to each covered person.
Accidental Dental - up to $2,000 per calendar year
Vision Care (3 month waiting period) - up to $150 every 2 calendar years
Emergency Out-of-Province Travel Coverage - up to $5 million (available up to age 75)
Registered Therapists and Specialists
Costs and number of appointments vary for visits to an Acupuncturist, Chiropodist, Chiropractor, Massage Therapist, Naturopath, Osteopath, Physiotherapist, Podiatrist, Psychologist and Speech therapist.
Specialist Initial Visit Subsequent Visit Max. Number
Acupuncturist $20 $20 25
Chiropodist $20 $20 25
Chiropractor $20 $20 25
Massage Therapist $20 $20 20
Naturopath $20 $20 25
Osteopath $20 $20 25
Physiotherapist $20 $20 25
Podiatrist $20 $20 25
Psychologist $75 $60 20
Speech Therapist $60 $40 12
Benefits are payable only after the yearly maximum allowed under the Ontario Health Insurance Plan (OHIP) has been reached.
A written recommendation from a physician is required for massage therapy.
Travel Insurance - 15-day medical coverage (Available only to persons under 75 years of age)
Enjoy a 15-day annual travel plan with all Blue Choice Core Health Benefit Plans
Our plan provides emergency medical coverage while travelling outside the province and includes:
Benefits paid at 100%
An unlimited number of trips per year (15-day maximum per trip)
Emergency hospital and medical expenses
Worldwide Assistance Service
No deductibles
Available Top-up coverage
Emergency financial assistance
Up to $5 million in coverage
Accidental Death and Loss of Use (available only to persons under 75 years of age)
Maximum payable amount:
$25,000 per applicant
$25,000 per spouse
$5,000 per child
Prescription Drug Benefit (optional)
Available up to age 64
Ontario Blue Cross pays 80%
Pay Direct Drug Card
$10,000 per person, per year maximum
Dental Benefit (optional)
Available for purchase online up to age 74
For individuals 75 years of age and older, please call to apply: 1-866-732-2583
Current ODA Fee Guide
Year 1 - 70% Basic, $750 per calendar year
Year 2 - 75% Basic, $1,000 per calendar year
Year 3 - 80% Basic, $1,250 per calendar year including 50% Major Restorative, up to $500/calendar year
Hospital Benefit (optional)
Blue Choice with Optional Hospital Coverage includes:
$200 per day
90 days per year
Semi-private/private room
Benefits are not paid for hospitalization due to pregnancy or pregnancy-related conditions during the first eight-months following the effective date of coverage.
FH
