Posted on: 28-03-05 13:21:45
The organization has an Extended health care and dental benefits plan like many others. There is an option of coordination with spouse's plan.
What does coordination mean? Is it something worth doing or does it reduce the benefits in any way? Is it better to have a stand alone!
What are others doing in such a situation?
Thanx in advance!
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smile ...
I am not sure, but I think it means that if your spouse is also employed and is covered by plans, your employer and hers have to know about it. That way the cost of insurance is not borne by one employer only. It is more for the employers' benefit than yours actually.
Read more here:
http://healthclaimservice.com/active_cob.htm
Google is your friend
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Diogenes
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The Cynic
Hi,
When the OHIP gives you a free medical coverage, can anyone please tell me why do we need the employer's medical and dental insurance?
Thanks.
OHIP is a primary health cover. It does not include drugs, dental care, eye exams( in most cases) & other many things. For areas not covered under OHIP , either you have to take private health insurance or pay from your own pocket.
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Driller the thriller
Quote:
Orginally posted by desi_driller
For areas not covered under OHIP , either you have to take private health insurance or pay from your own pocket.
Or have extended coverage provided by your employer.
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Diogenes
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The Cynic
The Co-ordination of Benefits option in Group insurance plans is a very useful feature. By exercising this option you can get back upto 100% of your expenses. The rules for sharing expenses between the primary and secondary carriers are a bit involved but your insurance company can take care of it.
For information on health insurance you can read the following publication from the Canadian Life and Health Insurance Association.
http://www.clhia.ca/download/Health_Brochure_EN.pdf
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