Need cheap car insurance urgent


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shubi13   
Member since: Mar 06
Posts: 73
Location:

Post ID: #PID Posted on: 29-11-06 11:31:01

Ok ...this may sound stupid.

I bought a car and then tried to get insurance. Belair (the cheapest rate) need 14 days to process the application.

Does anyone...anyone know how to get an insurance immidiately and good prices at that.It braks my heart to see the car sitting in the dealers lot.

Have a G licence but dont have an insurance record in Canada and have had the licence for only 7 months.

mail me the responces please

Regards

Shubi


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Iceberg   
Member since: May 05
Posts: 919
Location: GTA and beyond

Post ID: #PID Posted on: 29-11-06 11:44:54

I have my insurance with TD Meloche Monnex. I faced a similar problem when I was getting my insurance the first time. PC asked me to send in an application to get a quote:confused:

So I contacted Meloche Monnex and got a online quote. Liked it and got the insurance over the phone with immediate effect.

You can get an online quote at http://www.melochemonnex.com/



hchheda   
Member since: Aug 05
Posts: 2245
Location: Woodbridge

Post ID: #PID Posted on: 29-11-06 13:05:01

Quote:
Originally posted by Iceberg

I have my insurance with TD Meloche Monnex. I faced a similar problem when I was getting my insurance the first time. PC asked me to send in an application to get a quote:confused:

So I contacted Meloche Monnex and got a online quote. Liked it and got the insurance over the phone with immediate effect.

You can get an online quote at http://www.melochemonnex.com


TDMM ins is only if you are member of any of thier corporate accounts/associations. Try TD bank. Also the advert of Belair direct is very misleading - they promise quote of upto 5 competitors, but you cannot select the companies, they give only those that they select and most of the times it is those that are higher in premiums over Belair - and when I tried, I got just one offer from competitor..so dont know how they promise 5.

Check the site for other discussions on car insurance...its a very often discussed topic.

All the best.
Hiren



tamilkuravan   
Member since: Jun 05
Posts: 5775
Location: God's own country

Post ID: #PID Posted on: 29-11-06 14:02:07

ING Bank gives immediate insurance as it is done by brokers but the rate is very high. Statefarm can also give you immediate license as it is also handled bu brokers/ agents.
IMO, Just drive the car from the Dealer to your house and park it there till you get a cheap quote. That is what i did . If you are afraid to drive in the traffic, pay a friend of yours (who has driving exp.) to do it for you.
You can get plate no. and registration done through your dealer without any insurance.
Hope this helps.
TK A


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sudesingh   
Member since: Jul 04
Posts: 2085
Location: Toronto

Post ID: #PID Posted on: 29-11-06 14:19:33

Try Johnson Insurance (http://www.johnson.ca). I just moved to them this week. I can PM you the contact of the person I spoke with


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Reiki Grand Master


Maharaj   
Member since: Oct 02
Posts: 1721
Location: Brampton

Post ID: #PID Posted on: 29-11-06 14:33:51

Quote:
Originally posted by tamilkuravan
You can get plate no. and registration done through your dealer without any insurance.
TK A



I am not sure if this is True.
You might be able to use Dealer Plate, but I dont think you can get New Plate.
Again I can very well be wrong !



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regar   
Member since: Aug 06
Posts: 135
Location:

Post ID: #PID Posted on: 29-11-06 17:03:46

Try Insurance agents they can get you reasonable rates through TDMM
1. they make you member of a organisation there is fees for this
2.They get you group rates which are a lot cheaper .
3.Full coverage is cheaper than the rates for third party from other sources.
4. Do not buy Insurance in a hurry take your time shop around ,for someone doing it the first time it will save a lot of hard earned money



Contributors: regar(2) Maharaj(2) shubi13(1) Desi # 1(1) Iceberg(1) soberflier(1) hchheda(1) tamilkuravan(1) sudesingh(1)



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