10 km/hr over speed limit

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rsk12
Member since: Dec 06

Posts: 275
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Post ID: #PID

Posted on: 08-09-11 12:59:45

Hi group

Got a speeding ticket in Toronto for doing 70 on a 60 km/hr zone.
The ticket is for $40 and the officer said there are no demerit points.
This is the first speeding ticket since I came to Canada 5 yrs ago.

Do you guys think it will impact my insurance. Should I take it to the coury.

Thanks in advance for any help
rsk

jigz787
Member since: Aug 04

Posts: 773
Location: Toronto
Post ID: #PID

Posted on: 08-09-11 15:28:25

My friend had similar situation, he gave it to traffic tickets specialists... they simply went in the court and pleaded guilty with explaination...
Which will now stay in his driving record.
About the insurance, it may or may not afffect your premium depending on the company's policy... But it will definitely show on your records if you plead guilty with explanation or simply pay off the ticket...

Desi # 1
Member since: Dec 03

Posts: 1420
Location: Mississauga
Post ID: #PID

Posted on: 08-09-11 15:32:37

Quote:
Originally posted by rsk12

Hi group

Got a speeding ticket in Toronto for doing 70 on a 60 km/hr zone.
The ticket is for $40 and the officer said there are no demerit points.
This is the first speeding ticket since I came to Canada 5 yrs ago.

Do you guys think it will impact my insurance. Should I take it to the coury.

Thanks in advance for any help
rsk

yes you should take it to court. it will be dropped for sure.

It will not impact the insurance until you change the insurance companies.

bhootnath
Member since: Mar 11

Posts: 969
Location:
Post ID: #PID

Posted on: 08-09-11 16:27:15

Quote:
Originally posted by rsk12

Hi group

Got a speeding ticket in Toronto for doing 70 on a 60 km/hr zone.
The ticket is for $40 and the officer said there are no demerit points.
This is the first speeding ticket since I came to Canada 5 yrs ago.

Do you guys think it will impact my insurance. Should I take it to the coury.

Thanks in advance for any help
rsk

I think Fido recently fought it and you can beat it too..$40 is not a big deal but the insurance will bite you later..so fight it as not guilty. Dhandha bana rakha he....Judges are little lenient.

san-hugo
Member since: Aug 10

Posts: 2009
Location:
Post ID: #PID

Posted on: 08-09-11 16:55:49

Quote:
Dhandha bana rakha he....

LOL...

rajtem
Member since: Mar 08

Posts: 37
Location:
Post ID: #PID

Posted on: 11-09-11 10:54:07

It will affect the insurance it appears. I got a ticket in April for speeeding in a school zone above 15 km and was charged $85. Going to court helped me reduce the amount to $40/- but it is showing on my record( I pleaded guilty). I came to know about this when I called the insurance (state farm) agent about my acquiring 'G' licence last month. I thought I would get my insurance premium lowered with a 'G' but they told me that it might increase due to the ticket instead of a reduction.

bhootnath
Member since: Mar 11

Posts: 969
Location:
Post ID: #PID

Posted on: 11-09-11 11:34:57

Did you plead guilty as a prt of deal offered by crown/prosecutor? no matter what they will try to cut a deal for you to please guilty. Don;t do that. They will intimidate, scare you to plead guilty. There will 5-6 giant cops lurking around in the court house as if you committed a murder or something...

Quote:
Originally posted by rajtem

It will affect the insurance it appears. I got a ticket in April for speeeding in a school zone above 15 km and was charged $85. Going to court helped me reduce the amount to $40/- but it is showing on my record( I pleaded guilty). I came to know about this when I called the insurance (state farm) agent about my acquiring 'G' licence last month. I thought I would get my insurance premium lowered with a 'G' but they told me that it might increase due to the ticket instead of a reduction.

Contributors: bhootnath(3) rajtem(3) rsk12(1) jigz787(1) Desi # 1(1) san-hugo(1) nazim747(1)

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