How important is a Insurance certificate?


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sumjo   
Member since: Jun 04
Posts: 351
Location: Mississauga

Post ID: #PID Posted on: 11-08-05 22:00:50

Hi Friends,

Today I passed the G1 road test and now the real test of buying a suitable used car begins. Need some feedbacks on the following:

- Does a insurance certificate from any of the driving schools make any impact on the amount of discount for a used car insurance?

- What is the cost of the insurance certificate? I have observed that the rates quoted by the driving schools varies widely from school to school.

- How to make out whether the cert. offered by a school is valid or not/whether it has any value in the insurance market or not?

What is more advisable - buy an used car from a dealer, or from a private party, and what are the checkpoints while doing so (for both)?

Thanks


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sumjo


rajcanada   
Member since: Jul 03
Posts: 2713
Location: Kitchener, ON

Post ID: #PID Posted on: 13-08-05 15:49:29

Quote:
Orginally posted by sumjo

Hi Friends,

Today I passed the G1 road test and now the real test of buying a suitable used car begins. Need some feedbacks on the following:

- Does a insurance certificate from any of the driving schools make any impact on the amount of discount for a used car insurance?

- What is the cost of the insurance certificate? I have observed that the rates quoted by the driving schools varies widely from school to school.

- How to make out whether the cert. offered by a school is valid or not/whether it has any value in the insurance market or not?

What is more advisable - buy an used car from a dealer, or from a private party, and what are the checkpoints while doing so (for both)?

Thanks



List of approved driving schools

http://www.mto.gov.on.ca/english/dandv/driver/gradu/approve.htm

Insurance certificate does reduce the insurance cost.

Don't buy cheap cars on "as is basis" from dealers. Chances are it is a junk trade-in. Buy only certified if you want to buy from dealers.




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