IC96
Spoilsport !
Peace

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I am a Gents and not a Ladies.

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Originally posted by trueman

Sr members,

i have been here for almost 3 years on PR status and have a debt of $35,000 to pay, which I am unalbe to.

please share your experince.

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You are not the one paying the debt, the bank is paying for giving bad loan..


If someone has his back against the wall i dont think it is a good idea to work and payoff some amount that could take years to repay..

Some times it is better to swallow pride rather than break ones back trying to save it...

Governments bail out financial institutions , big auto companies.. So once in a while someone getting a helping hand in the form of bankruptcy is not such a bad thing.

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Originally posted by Rajagopal

Quote:

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Originally posted by trueman

Sr members,

i have been here for almost 3 years on PR status and have a debt of $35,000 to pay, which I am unalbe to.

please share your experince.

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Mr. Trueman:

1) Lending is an act of good faith that the borrower will pay back the amount at some point. You are planning to 'jump' without giving the money back.

2) The 35,000$ debt you leave behind has to be paid by someone ultimately. That will be me, CD's on this board and everyone staying back in Canada.

3) It is ironical that CD's are giving you tips and examples on cases of defrauding the system. IMHO, 'pakistani friends' are not the best examples to be followed.

My advice to you is, work hard, pay-off the debt and walk back home with head held high, free of guilt conscience.

Good luck,

Rajagopal.

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Originally posted by IndoCanadian96

Pregnant mom in US arrested after forgetting to pay for eaten sandwich; state takes daughter

HONOLULU, Hawaii - Nicole Leszczynski couldn't imagine that two chicken salad sandwiches would land her and her husband in jail and her 2-year-old daughter in state custody. But it happened five days ago, when the 30-weeks-pregnant woman forgot to pay for her snack while shopping.

Leszczynski, 28, and her husband Marcin, 33, were handcuffed, searched then released on $50 bail each. Their ordeal at the police station lasted a few hours, but their daughter Zofia spent the night away from her parents in a case that has sparked nationwide outrage and forced the Safeway supermarket chain to review the incident. "It was the most ridiculous chain of events that happened," she said while sobbing Monday. "It's still hard to believe what happened."

The family had moved to an apartment near downtown Honolulu from California two weeks ago. Still settling in, they ventured out Wednesday to stock up on groceries, took the bus, got lost, and ended up at a Safeway supermarket. Famished, the former Air Force staff sergeant picked up the two sandwiches that together cost $5. She openly munched on one while they shopped, saving the wrapper to be scanned at the register later. But they forgot to pay for the sandwiches as they checked out with about $50 worth of groceries. "When the security guard questioned us, I was really embarrassed, I was horrified," she said. They were led upstairs, where the couple expected to get a lecture, pay for the sandwiches, and be allowed on their way. But store managers wouldn't allow them to pay for the sandwiches, she said. "I asked to talk to a manager and he said it was against their policy to pay for items that left the store," she said. "The security guard said we were being charged with shoplifting." Four hours later, a police officer arrived and read them their rights. A woman from the state Child Welfare Services arrived to take Zofia away.

The pregnant mother said she tried to keep her composure until Zofia, who turns 3 in December, left the store. "I didn't want Zofia to be scared because she's never spent a night away from us. She didn't have her stuffed animal. She didn't have her toothbrush." But as soon as her daughter left, "I got completely hysterical. I went to the bathroom and I threw up," she recalled. A police spokeswoman said it was procedure to call Child Welfare Services if a child is present when both parents are arrested. The store's management did not know the girl would be taken away, Houghton said.
The national supermarket chain said it was looking into the incident. "It was never our intent to separate a mother from her child. That was a very unfortunate consequence to this situation," said Susan Houghton, a spokeswoman for the California-based supermarket chain. "We understand the outrage. We are concerned about how this was handled." Leszczynski called the incident "so horrifying, it seemed to escalate and no one could say, 'this is too much.'"

The couple was handcuffed and driven separately to police headquarters a few blocks away, where they were searched, had their mug shots taken and then released after paying bail. A police officer escorted them back to the store — which banned them for a year, Leszczynski said — where they picked up their groceries and walked home just before midnight. "We basically stared at each other all night. We woke up at the crack of dawn and called (the state child welfare office)," Leszczynski said. While they waited, Leszczynski vented about the experience on babycenter.com and contacted a lawyer for help with being reunited with Zofia. At the lawyer's suggestion, they took their story to the media. Zofia was returned after an 18-hour separation from her parents. The couple is charged with fourth-degree theft, a petty misdemeanour, and has a court date on Nov. 28, according to the city prosecutor's office. The family hasn't decided whether it will pursue legal action against Safeway. Houghton said the company will review the police report and store security footage before deciding whether to press charges.

This happened just for $5 mistake and imagine for your $35,000. Law is a law and must be followed and respected. Every day the world is becoming closer and closer through internet and many employers are demanding credit check and criminal record. It is better to pay the debt and leave the country with a clean record.

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Trueman more you listen more you will hear conflicting suggestions and ideas. Better use your cool head and decide.

http://www.gcs-group.com/debt_collection.php

Trueman,
I understand u have no intention of paying your debt back. It is question of Declaring bankruptcy or running away. The above link group collects debt internationally. Generally Collection agency charge 25% amount. 35k Dollar may be small or big for your bank. I don’t know.
Someone may run away to Pakistan and hide in Peshawar or something. But you will not able to hide in Delhi. That I can assure you. Now it is question of whether your banks will pursue the matter or not. Google search and see if people get trapped internationally by your bank.

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infocan

Trueman,

Nobody can predict and answer correctly whether you will be chased or not. See your compulsions and act accordingly.

on different note,
So many CDs showed concerns abt your issue, they deserve to know more. Pls share the complete story behind debt, when was it taken? , what was initial amt? did it increase over a period of time? what was the purpose ? did you do business ? Apart from no job what are other compulsions behind going back ?

I am sure if you elaborate your situation, you will get valuable suggestions and who knows you will see more options than going back.