Kid born before OHIP renewal

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Originally posted by mukeshn

Hi,

I hope that I am posting my question on the correct section.

I am an Indian Citizen on a Work Permit. I and my spouse are covered under OHIP(Ontario). I also have Standard Life Insurance from my Employer.

We are expecting a kid in the time while I am waiting on my work permit renewal. My OHIP will be expirING (ed) in that time waiting for work permit renewal.

My question is to understand if I should be expecting non claimable major expenses on my pocket?

I understand that Standard Life Insurance coverage should have answer to this question. But I ask this to hear if anyone has gone through similar experience and what it is like?

Thank You,
Mukesh N.

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People who are here in Ontario (Canada) on Temporary Work Permit, normally apply for the renewal well in advance and the employer co-operates with and by applying for the same gets all of the paper work done for you. They also keep you employed while this renewal process is progressing. These are all formalities that you go through. Please do confirm that you are currently employed here in Ontario. Then may be you will get proper answers to your query.

Also there are numbers beneath this posting to contact and obtain all of the correct answers from them. So, please follow the leads provided. It will provide you with a peace of mind.

I do not foresee any such out of pocket expenses for OHIP. But you have to provide us with a specific event and a scenario to provide you with proper answer. And you be the judge of such an event prior to your posting it here.

Life Insurance and your Health Coverage is provided to you by your employer in a policy and you have to read the same or consult the Human Resources section there at work and obtain all of the answers to the situation you are experiencing and they will have all of the answers to them.

In one word, you are 'covered' for all of the expenses. (Minus the annual deductible MENTIONED IN THE POLICY)

FH.

""Temporary Foreign Workers Closed and Open Work Permits.""

Temporary foreign workers who hold a valid work permit may be eligible for OHIP coverage. The worker must be employed full-time for an employer in Ontario for a minimum of 6 months and :

Maintain their primary place of residence in Ontario; and
Be physically present in Ontario for at least 153 days in any 12-month period, and
Be physically present in Ontario for 153 of the first 183 days immediately after establishing residency in the province

Document Requirements

In order to satisfy the above criteria, foreign workers applying for OHIP coverage must present their work permit as well as provide documentation confirming their full-time employment in Ontario for a period of at least 6 months. Additional document requirements may be necessary. Please refer to the Ontario Health Coverage Document List (form 9998E-82)) for further information.
Document Requirements - Family Members of Temporary Foreign Workers

Please see item #4 : http://find.gov.on.ca/index.php?q=form+9998E-82&page=1&owner=moh&lang=EN&Search.x=19&Search.y=13

Family members of OHIP-eligible temporary foreign workers may be eligible for OHIP coverage (this includes family members of OHIP-eligible open work permit holders and OHIP-eligible closed work permit holders) provided they are legally entitled to stay in Canada. Family members must provide the following :

OHIP-eligible Foreign Worker's Work Permit
and one of the following:
The eligible foreign worker's Canadian Immigration document identifying the accompanying family member(s); or
The individual family member's immigration document as issued by CIC; or
Family member's passport with an admission stamp cross-referenced to the foreign worker's work permit.

Additional document requirements may be necessary. Please refer to the Ontario Health Insurance Coverage Document List for further information.

If you have questions about your eligibility for OHIP coverage under the new policies, please contact Infoline at 1 800 268-1154 or visit your local ServiceOntario centre. Go to ServiceOntario.ca/findservices to find the centre nearest you.

Additional Information. : For more detailed information about OHIP eligibility, refer to:

Fact sheet on OHIP Eligibility
Questions & Answers on OHIP
Regulation 552 of Ontario's Health Insurance Act (can be viewed online at http://www.e-laws.gov.on.ca)" rel="nofollow">LINK

The above is only a summary of the OHIP eligibility provisions of Regulation 552. You should consult the actual regulation for the specific requirements applicable to you. The provisions in Regulation 552 prevail over this summary.

December 2011L
For More Information

Call ServiceOntario, Infoline at:
1-866-532-3161 (Toll-free in Ontario only)
TTY 1-800-387-5559.
In Toronto, TTY 416-327-4282
Hours of operation : 8:30am - 5:00pm


FH