Our landing Experience


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Our landing Experience
By: G9

We (myself, wife and 4 yr old son) landed in Toronto's Pearson Airport on 7th June'05.We had planned to stay in Canada for two weeks and go back to Kuwait and use the 3 years time we have to build up our savings. We did a lot of research on the Internet before we landed and it really paid off. We felt well prepared and confident.

We flew KLM from Kuwait and since we had over 7 hours at the Amsterdam's Schipol Airport , we took a guided city tour from the Airport itself. It was a three hour bus tour that covered major landmarks in Amsterdam.

After about 20 hours of travelling we were quite exhausted when we landed at the airport and anxious to get the whole thing over with. We were guided to the section where all new immigrants were waiting after we were given a number. We waited for about half an hour and then realised that the officials in this section had no idea that we were given numbers. It turned out that people were going in out of turn. Anyway, we protested and when it was our turn, the officer just called me, as I was a principal applicant and processed our papers. We were given a copy of the Record of Landing paper.

Next we were handed out forms for SIN/OHIP/Child Tax benefit etc along with pamphlets and a general guide as to what newcomers must expect initially. We had already downloaded these forms through the respective websites and had filled them up accordingly to save time and energy later on.

Next is the Canadian Border Authorities...here we had to present our Goods To Follow List. They also made some kind of Currency Report. They just asked us the total figure/amount that we were carrying for this. They did not check our drafts/cash. Our four year old started discussing cartoon movies with the lady officer and they were quite friendly.

We stayed at the Ryerson Student residences at ILLC (international Living and learning Centre) Accommodations were very decent at 57$ a night .We had a room with en-suite bathroom, pull out sofa cum bed, and TV, Phone, daily housekeeping(free) . Moreover it is located at 5 min walk from Eaton Centre which considered centre of downtown Toronto. The Dundas Station is about the same distance. We used the subway through the entire stay and in the process saved a lot of money and discovered the place easily.

Before you go to apply for the SIN you can actually go to their website, type in your postal code at where you plan to stay and it will tell you the nearest office. Ours was at St.Clairs, which is a subway stop too .Fares for an adult on the subway is 2.5 $ for a day and you can take transfers if you need to change and travel on buses and streetcars. On weekends and holidays, one can purchase a Family pass for 8$ which enables a family of 2 adults and 4 kids to travel unlimited the whole day on TTC. It is a good deal. Anyway SIN took 20 min and we proceeded to open a bank account with TD which gives landed immigrants a secured credit card. a lot of landed immigrants ts are disappointed when their application for a credit card is refused. At TD we opened an account where they would block a certain amount and give us a credit limit for the same amount. We got temporary bank access cards immediately.

Next we went to apply for a temporary G1 licence .I recommend you buy a Drivers Handbook and go through it before you apply. Again you can check on the net which is the closest store you can buy it from by keying in your postal code. You pay 85$ to register for the exam. I did not clear it the first time so I paid an additional 10$ the next day and proceeded to clear my exam.

Our son wanted to go to the zoo so we did that. We used the subway till Don Mills and then took a bus that took us straight to the zoo. We thoroughly enjoyed it. We also went to a Flea Market to get an idea of prices and took a day trip to the Niagara Falls.

We also took the VIA rail to Montreal for a three day trip. We stayed at the Montreal Youth Hostel in a private room with an attached bath. We paid 65$ including taxes.

We also visited a few friends all immigrants with different backgrounds in Toronto and got very positive feedback from them about their life in Canada. Coming from the Middle East we loved the cheap International Calling rates. We loved the fact that people are generally nice to you and are not judgemental immediately at the first instance (based on your nationality).Government Officials do not behave as if they are doing you a big favour. We walked a lot and my wife was particularly happy with the freedom she felt. We are looking forward to moving permanently to Canada.




article.php?id=304
G9   
Member since: Mar 05
Posts: 9
Location: Kuwait

Post ID: #PID Posted on: 01-07-05 14:55:22

Hi!

To each his own.We opened a bank account because we plan to start our savings in Canada and we needed the credit card so we can build up the credit history by using it.

Job Security in the middle east is never a certainity and my wife may go alone in a year/1.5 yrs to settle initially.I finished all our formalities because I do not want her to do all of it alone at that time in addition to finding a job,daycare,apartment etc.

About how much money to open an account with you can put the bare minimum if you'd like.But in case of secured Credit card you must have the minimum amount that you want to keep as a limit for the credit card.


One does not need to download PR card application as it is done automaticaly as a part of the landing process.One just needs to provide CIC with the address you need the cards to be mailed to.

To find the nearest SIN office go to:
http://www.hrsdc.gc.ca/en/gateways/where_you_live/regions/offices/on.shtml

We lived at ILLC which is in downtown Toronto and not Missisauga you can check them at:
http://www.ryerson.ca/illc


Also for travel through Frankfurt airport pls check the facilities on:
http://www.frankfurt-airport.com/cms/default/rubrik/3/3405.htm

Thanks



chandresh   
Member since: Mar 03
Posts: 2606
Location: Toronto

Post ID: #PID Posted on: 01-07-05 15:17:00

Quote:
Orginally posted by G9

Hi!

We opened a bank account because we plan to start our savings in Canada and we needed the credit card so we can build up the credit history by using it.

Job Security in the middle east is never a certainity and my wife may go alone in a year/1.5 yrs to settle initially.I finished all our formalities because I do not want her to do all of it alone at that time in addition to finding a job,daycare,apartment etc.




So that means you are prepared to pay taxes in Canada on your world income even though you do not live here - or you intend to hide it from the tax authorities here? Assuming that staying in Kuwait you are earning atleast $50k per annum, your tax liability in Canada will be about $10,000 or more per annum. don't you think that it is a very high cost you will be paying for comforting your wife?

Also, if your wife can handle job finding, day care and apartment etc, opening a bank account, applying for SIN etc (finishing up all formalities that is) are not even 1% of the effort compared to the other tasks that you are leaving for her!

Chandresh


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Chandresh

Advice is free – lessons I charge for!!


Manasvi   
Member since: Sep 03
Posts: 733
Location: Bahrain

Post ID: #PID Posted on: 02-07-05 08:48:15

I was just 2 mins away from the bank counter and tempted 2 open a bank a/c when the guy @ the counter informe d me that it didnt take any money ....... But fortunately Providence stepped in and I thought otherwise . Later I realised the complication it wud have caused.

Advise 2 those who r going in 4 landing purposes only - avoid opening a bank account !

Thanks G9 4 the wonderful inputs u ve provided esp regarding the accomodations .I think I read elsewhere also that Youth YWCA / YMCA accomodations r available in most places around the world and 1 should check them out . However I ve personally never done that .

Hey off the shoot but does any1 know some reasonable accomodation in London - UK -- I wud be visitng in August .

Manasvi.



IceCream   
Member since: Jun 05
Posts: 63
Location:

Post ID: #PID Posted on: 02-07-05 15:29:05

Hi G9,

I will apprecite if you could post the URL's(Links) for all the forms.

Did you send your passport to London for the RP???

How long does it take??


Thanks and Regards,



Timon   
Member since: Mar 04
Posts: 297
Location: Greater Toronto Area

Post ID: #PID Posted on: 02-07-05 15:35:31

Chandresh,
A question... If a canadian citizen (who has been filing returns and pays taxes in canada) moves to Middle east, what is the tax implications? I think since the income is earned out of canada and the individual is a non-resident , he doesnot have to pay taxes in canada

Pls clarify

Thanks

T



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"The grass is not, in fact, always greener on the other side of the fence. Fences have nothing to do with it. The grass is greenest where it is watered. When crossing over fences, carry water with you and tend the grass wherever you may be"


Manasvi   
Member since: Sep 03
Posts: 733
Location: Bahrain

Post ID: #PID Posted on: 03-07-05 00:46:14

Although the q is directed @ Chandresh , he may kindly confirm my knowledge and add further .

1. Any Canadian citizen / PR having "ties with Canada" is expected 2 declare his world income and pay tax on it.

2. He can claim exemption / deductions if he has paid taxes(or no taxes in ME) in the country that he is resident and that country has a pact for exempting tax with Canada.

3. Alternatively if u r planning 2 leave for a long period say 2 years disconnect ur "ties with Canada" if u dont come in point 2 above. Close all bank accoiunts , credit accounts etc.

Manasvi.



chandresh   
Member since: Mar 03
Posts: 2606
Location: Toronto

Post ID: #PID Posted on: 03-07-05 10:16:41

That is right.

Quote:
Orginally posted by Manasvi

Although the q is directed @ Chandresh , he may kindly confirm my knowledge and add further .

1. Any Canadian citizen / PR having "ties with Canada" is expected 2 declare his world income and pay tax on it.

2. He can claim exemption / deductions if he has paid taxes(or no taxes in ME) in the country that he is resident and that country has a pact for exempting tax with Canada.

3. Alternatively if u r planning 2 leave for a long period say 2 years disconnect ur "ties with Canada" if u dont come in point 2 above. Close all bank accoiunts , credit accounts etc.

Manasvi.


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Chandresh

Advice is free – lessons I charge for!!




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