Fraud

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You know you are a desi when ........ You spew forth the virtues of India, but don't want to live there...............You've never had a tanning salon membership

Gopalpai,
A smart lady like you who in fact had been dealing with programs like Amway, it does not sound very reasonable to ask the question if this is a fraud. A title of "beware of such emails" would have been appropriate.
But again I may be wrong in questioning your innocence or assuming your smartness.