I live in city (toronto) at major intersection , lowest insurance rate i am getting is like $ 370 , i wanna know if i use my relatives address in small town ( 3 hrs from toronto) , will there be any problems, should i change address on driving licence as well ,
pls suggest, auto insurance is just unaffordable if you live in city,
this is very organized corruption in canada
note that i have very clean record , 3 yrs experience, no tickets, no accidents, no claims
Quote:
Originally posted by treeno7
I live in (the) city (of)(toronto) at a major intersection , lowest insurance rate i am getting is like $ 370 (PER MONTH), i wanna know if i (can) use my relatives address in a small town ( 3 hrs from toronto) , will there be any problems, should i change (my) address on driving license as well ,
pls suggest, auto insurance is just unaffordable if you live in city,
this is a very (well) organized group of swindlers (corruption) in Canada
note : (that) i have a very clean record , 3 yrs experience, no tickets, no accidents, no claims
370 looks to be good to me. I am paying 415 in Scarborough.
Treeno7,
You could do that.
Just add your name to your relatives lease or get a dummy lease from them and change your address. Then update your driving license.
your insurance will be cut into half.
This will work as long as you donot run into any problem. Just say for example that you hit a person with your car and he dies. Your insurance is supposed to cover this cost.
This is when the insurance company will really dig into your history and see if you had really lived in this address or whether it was a dummy address. If it is proved that it is a dummy address, then you are in soup.
Again either your relatives or friends can tell the truth to back stab you, at your time of need.
The insurance company says that your address is generally where you park your car at night.
So decide wisely.
Donot try to save pennies and loose pounds.,
Peace
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I am a Gents and not a Ladies.
Anything between 300-400 is normal. sply in Etobicoke/Brampton area. same for scarborough/Toronto. little less in Markham area.
Everybody is getting killed, you are not alone. I use public transport though can afford 2 cars in home. Just protesting !
Move out West. I am paying $370 for two cars(2009 and 1998 models). Insurance was enough to scare me away from the GTA. Was paying $350 for one car myself when in GTA a couple of months ago.
It SIMPLY sucks!
Quote:
Originally posted by febpreet
Move out West. I am paying $370 for two cars(2009 and 1998 models). Insurance was enough to scare me away from the GTA. Was paying $350 for one car myself when in GTA a couple of months ago.
It SIMPLY sucks!
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