Fitness Club Woodbridge---------Any members who work out there
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Charlie,
It is the other way. If bank spoils your credit rating you cannot spoil their credit. The business can do it if a customer has problems they can go to consumer and file a complaint and fight it out.
I suggest you try calling euifax or trans union and tell them I want to report a credit problem for such and such gym and you will get your anwers.
Quote:
Orginally posted by Mercury
Charlie,
It is the other way. If bank spoils your credit rating you cannot spoil their credit. The business can do it if a customer has problems they can go to consumer and file a complaint and fight it out.
I suggest you try calling euifax or trans union and tell them I want to report a credit problem for such and such gym and you will get your answers.
Mercury,
Recently I hv attended couple on ethical lectures of Canadian Law pertaining to Seller and Customer. They seem to write a lot about consumer rights. Specially in case of transactions below $500 which are normally verbal. But for any service which is not acceptable to either of the party can be objected in reasonable time frame (time frame not defined). In this case Azfaz contracts is being renewed that will be treated as a new contract for membership, which he has objected to and therefore our friend is entitled for his claim of not paying. Secondly GYM cannot prove that he attended to GYM services or they went wasted because they were blocked for his use (unless they have jam packed booked facility). Credit history should not be that easy option and accessible to each and every business on this continent. Try and take a shot. GYM will not be able to spoil credit history.
Azfaz had meeting today, what is the outcome........
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Check for pervert's database here http://www.perverted-justice.com
Location: British Columbia
Posted on: 18-12-05 07:22:56
I think your all missing the point.
Missed 'gym' payments, unless they are sent to the collection agency will not immediately affect a credit score. If he doesnt pay at all, and it goes to collection, it will go on his credit file that he has an outstanding debt. Usually it is credit cards and utilities where if you miss one payment it automatically goes directly to your credit score.
Secondly, he is obligated to pay..he signed the contract willingly and if a gym has a policy about automatic rollover into a new membership(as most gyms do!) then thats what they will do to everyone. He isnt being singled out here.
I dont agree that gyms are 'crooks'. No one is forced to join one. It sounds like if one doesnt want to accept responsibility for their actions, they just blame.
Azazf: You dont need to pull all ur pre authorized payments...there is no need to be worried. You should be checking your statements every month to ensure that the correct amount of money is being withdrawn.
Next time: Buyer beware !
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~ Morning rain
Quote:
Orginally posted by morning_rain
Secondly, he is obligated to pay..he signed the contract willingly and if a gym has a policy about automatic rollover into a new membership(as most gyms do!) then thats what they will do to everyone. He isnt being singled out here.
They are obligated to inform/contact me when the first payment they tried to take out of account did not go through becuase of expired credit card within reasonable amount of time
Quote:
I dont agree that gyms are 'crooks'. No one is forced to join one. It sounds like if one doesnt want to accept responsibility for their actions, they just blame.
I'll leave that for you to think on your own.
The outcome of the meeting I had on saturday wasnt very good and I wasnt expecting otherwise. The guy says he will reduce the amount to 210 from 400(5 months membership fees and 25 every month for service charges).
When I asked him why it took them almost 6 months to get a hold of me the answer was I dont know.
For Morning rain: So if they had contacted me after 10 years and asked me for a million dollars what am I supposed to do. In case if you have been missing my point so far this is what I am fighting.
I made it clear to the person incharge that it is reasonable enough for me to pay for two months and that should be it. If they want that amount they can have it otherwise they can go to collections and then to small court claims.
I came home and I put aside a grand incase things dont go in my favour and I have to pay.
Now I have a question and this is for someone who actually knows the answer.........just dont start taking shots and I think and I guess answers.
If you lose in small court claims and the judge asks you to pay the outstanding amount, do you just pay the outstanding amount or also the fees for the opposing parties lawyers and processing fees and all.
Secondly if they send my case to collections do I have to pay the processing fees that the gym would be paying them if I decide to settle it out with collections.
I am also going to be seeing a lawyer today so I'll see what his opinion is.
The reason I want to fight this and see through the end of it is becuase certainly this is the first time it has happened to me but there is no guarantee it might not happen again in other situation.
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"Progress comes from deviation".
On a side note if anybody finds my comments or posts offensive or irritating please ignore it and if that still bothers you; please write to me and I will demonstrate.
HERE IS MY STORY WITH GYMS.
MY PROBLEM WAS WITH A GYM IN ONTARIO. WE JOINED AND CANCELLED IN TIME AS PER CONTRACT. ALL THIS WAS DONE IN WRITING. THE GYM CONTINUED TO CHARGE FOR MONTHS ON END. THE VISA DEPARTMENT KEPT ON GIVING ME CREDITS BUT I HAD TO CALL IN EACH MONTH TO EXPLAIN THE SITUATION. THEY HAD MY MESSAGE ON THE SYSTEM AFTER THE FIRST CALL AND AS SOON AS I CALLED THEY KNEW WHAT TO DO.
AFTER A FEW MONTHS VISA CALLED TO SAY THAT THEY HAD MANY COMPLAINTS AND IF I COULD HELP THEM WITH SENDING MY PAPERWORK TO THEM. THE VISA GUYS ALSO INFORMED ME THAT THERE WERE MANY SIMILLAR COMPLAINTS AGAINST THIS PERTICULAR COMPANY AND THAT NOW AFTER MANY COMPLAINTS THE VISA WAS TRYING TO DISCONTINUE THE SERVICE TO THIS COMPANY. (I FIND THIS HARD TO BELIEVE BECAUSE VISA GETS A CUT FROM EACH BILLING) I DID AND AFTER SOMETIME I GOT A CALL FROM THE GYM COMPLAINING ABOUT MY COMPLAINT TO THE VISA! AT THE SAME TIME THEY GAVE MY FILE TO A CREDIT COLLECTION AGENCY WHO THREATENINED TO SPOIL MY CREDIT. I ASKED THEM TO SEND THIS IN WRITING TO ME AND I OFFER TO GIVE THEM THE NAME OF MY EMPLOYER (I OWN THE COMPANY) IN CASE THEY WANTED TO GARNISH MY WAGES!! THEY FELL FOR THE TRAP AND WROTE TO ME. I SENT THESE IN TO THE VISA INVESTAGATIONS.
SOON AFTER THAT I GOT A COMPLIMENTRY PASS FOR LIFE FROM THE GYM. THE HEADOFICE OF THE GYM IS IN BURLINGTON. THEY KEEP CHANGING THEIR NAMES EVERY FEW MONTHS AND THIS WAS REFELECTED ON MY VISA BILL.
THE VISA INVESTATION ASKED ME IF I WANTED TO WITHDRAW MY COMPLAINTS. I WILL NOW FORWARD THEM YOUR COMPLAINT TO SEE IF IT THE SAME SET OF PEOPLE.
MY CREDIT WAS NOT TOUCHED BY THE COLLECTION AGENCY
(UNLESS THEY GOT IT OFF BEFORE I CHECKED IT THE LAST TIME) CREDIT COLLECTION AGENCIES ARE GOVERNED BY CREDIT COLLECTION ACT OF ONTARIO (IN ONTARIO) AND IS MONITORED BY fsco OR FINANCIAL SERVICES COMMISSION OF ONTARIO. (416 250 7250 AND THEY TAKE ALL COMPLAINTS VERY SERIOUSLY.
THE PHONE # FOR VISA CHARGE BACK/INVESTGATION THAT HELPED ME WAS 416 308 0552 OR 416 308 1402
GOODLUCK.
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Please see classified for my wife's car for sale (She's laid off from work)
and a one bedroom apartment for rent in Toronto/downtown)
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S. kanji
I may not agree with your opinions, but I will fight to death for you be able to air your views.
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Please see classified for my wife's car for sale (She's laid off from work)
and a one bedroom apartment for rent in Toronto/downtown)
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I like this innovative style Kanji...
Jokes apart, I hope you can do something for Azazf, unless his credit card is not a VISA...
Every now and then we have news of marketing agencies / companies taking advantage of unassuming clients...
Hiren.
Earlier the topic read as Coned by GYM.
Hiren
