Let us discuss identity theft issue


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web2000   
Member since: May 06
Posts: 849
Location:

Post ID: #PID Posted on: 25-10-07 10:14:56

Quote:
Originally posted by Maharaj

Quote:
Originally posted by web2000
On what basis u r commenting if u did not read the thread completely?

Well, I don't mind even if you treat my solution like a joke. Either you have hard time understanding it(You picked a right 'Avatar') or you don't want to.

My main concern to put my ideas was to get input from smart people who honestly can pin point the flaw.

90% of the people even don't know how to define an identity of a person.


I won't talk for others - but I am not one of those Smart people around you. "Its not You, Its Me". Don't deter from your Path. You'll find right ears & eyes.

I didn't have a say in the way current system is running. I don't have a choice but to accept it, understand it and protect myself.

Your system has flaws but I am out of it when you say it is 100% and Hackers cannot break everything. But that does not mean that you drop your ideas - keep pursuing it. People did laugh at Newtons also but everybody now knows what he did & what he meant.




There is a contradiction in your statement. If you are not smart then why u say that the system has flaws? Truely speaking, I don't want to miss your input. Tell me what flaws you have seen.

Quote:

I don't have a choice but to accept it, understand it and protect myself



That means you agree that current system is wrong and you have no choice other than accepting it because you have no authority to change it.



hchheda   
Member since: Aug 05
Posts: 2245
Location: Woodbridge

Post ID: #PID Posted on: 25-10-07 11:19:33

WEB2000,

First, on a public forum and especially when you are asking people's opinion for flaws in your logic/solution, you need to be more tolerant and open to criticism. Some comments may have merit others may be fooling around, you have to take all this within your stride. The moment you are 100% sure your solution is 100% accurate and foolproof, you are closing yourself to discussion and then there is no point in anyone wasting thier time to review your logic/solution. Also, it is time you get this solution patented and sell it to an interested buyer. Its all in your belief.

Coming to the issue of identity threat, the most common issue is with use/misuse of Credit cards. Please verify how much loss is there due to CC issued to an imposter and what is the loss due to misuse of an already validated/activated CC. Please comment if that is a valid reason to go to all that length.

The second and more damaging issue is the RE transactions be it purchase/sale of property or issue of mortgage loans against someone else's property. Here, instead of creating millions of NEW identity records for ALL the people who may or may not need anything of the RE market, it will be sheer waste of time and $$. Instead, to get just the buyer and seller photographed and stored electronically with the document, will kill 99.9% of the imposters. This is limited to only those transaction which go for registration and hence 'others' are not troubled.

I dont have time to go into length for other possible misuse of Identity theft, but I believe that above 2 represent the most serious cases.

Once again, I hope you are open to discussion and keep your cool while reviewing this post.

All the best.

Hiren



Maharaj   
Member since: Oct 02
Posts: 1721
Location: Brampton

Post ID: #PID Posted on: 25-10-07 13:49:10

Quote:
Originally posted by hchheda
The moment you are 100% sure your solution is 100% accurate and foolproof, you are closing yourself to discussion and then there is no point in anyone wasting thier time to review your logic/solution. Also, it is time you get this solution patented and sell it to an interested buyer. Its all in your belief.


WEB2000, Above is the very reason I said "I am out of here" ... No mater what I say & ask you to improve - you can't better your 100%.

I'll try to answer some of your queries -
Quote:

There is a contradiction in your statement. If you are not smart then why u say that the system has flaws?


My words were "but I am not one of those Smart people around you".

Quote:

That means you agree that current system is wrong


I never said, current system is 100% Secure. That's why the whole debate. I would not have participated otherwise.

Quote:

You picked a right 'Avatar'


At least you got this part. This was my way of expressing. Yes, I changed my Avatar after you claimed that "It will protect u 100% not 99%" and "BTW, I tell you that hackers cannot break everything." I would have pressed "Mute" button on phone, if were talking at that time.



-----------------------------------------------------------------
Mumbai Maazi Ladki ...


web2000   
Member since: May 06
Posts: 849
Location:

Post ID: #PID Posted on: 25-10-07 13:53:00

Quote:
Originally posted by hchheda

WEB2000,

First, on a public forum and especially when you are asking people's opinion for flaws in your logic/solution, you need to be more tolerant and open to criticism. Some comments may have merit others may be fooling around, you have to take all this within your stride. The moment you are 100% sure your solution is 100% accurate and foolproof, you are closing yourself to discussion and then there is no point in anyone wasting thier time to review your logic/solution. Also, it is time you get this solution patented and sell it to an interested buyer. Its all in your belief.

Coming to the issue of identity threat, the most common issue is with use/misuse of Credit cards. Please verify how much loss is there due to CC issued to an imposter and what is the loss due to misuse of an already validated/activated CC. Please comment if that is a valid reason to go to all that length.

The second and more damaging issue is the RE transactions be it purchase/sale of property or issue of mortgage loans against someone else's property. Here, instead of creating millions of NEW identity records for ALL the people who may or may not need anything of the RE market, it will be sheer waste of time and $$. Instead, to get just the buyer and seller photographed and stored electronically with the document, will kill 99.9% of the imposters. This is limited to only those transaction which go for registration and hence 'others' are not troubled.

I dont have time to go into length for other possible misuse of Identity theft, but I believe that above 2 represent the most serious cases.

Once again, I hope you are open to discussion and keep your cool while reviewing this post.

All the best.

Hiren



I feel very happy when someone criticize. But there are people who say that there is a flaw in the solution but they don't want to tell you. That is not criticism. My intention will be to make my solution 100% accurate. That is why I invited you to prove it less accurate. If I say it is 99% accurate that means I already know that there is 1% flaw. So far I don't know if there is any flaw and claimed it to be 100% accurate. You people have to challenge my solution.
I feel that it is my duty to pay back something (Even if it is an idea) to the community. I have no intention of selling it.

Misuse of credit card is not an identity theft(In such case, I did not provide any kind of protection, I will raise this issue in future). Getting a credit card/loan by using someone else information is an identity theft(My solution provides protection in such case)
I am not proposing creating a new identity, but to append extra information with the already existing identities. Tell me if there is anyone living in Canada without SIN. Everybody has identity information which is already stored somewhere ( I don't know why u r thinking of creating a separate identity for RE transactions..)



web2000   
Member since: May 06
Posts: 849
Location:

Post ID: #PID Posted on: 26-10-07 10:30:53

Quote:
Originally posted by Maharaj

Quote:
Originally posted by hchheda
The moment you are 100% sure your solution is 100% accurate and foolproof, you are closing yourself to discussion and then there is no point in anyone wasting thier time to review your logic/solution. Also, it is time you get this solution patented and sell it to an interested buyer. Its all in your belief.


WEB2000, Above is the very reason I said "I am out of here" ... No mater what I say & ask you to improve - you can't better your 100%.

I'll try to answer some of your queries -
Quote:

There is a contradiction in your statement. If you are not smart then why u say that the system has flaws?


My words were "but I am not one of those Smart people around you".

Quote:

That means you agree that current system is wrong


I never said, current system is 100% Secure. That's why the whole debate. I would not have participated otherwise.

Quote:

You picked a right 'Avatar'


At least you got this part. This was my way of expressing. Yes, I changed my Avatar after you claimed that "It will protect u 100% not 99%" and "BTW, I tell you that hackers cannot break everything." I would have pressed "Mute" button on phone, if were talking at that time.





The very first reason I said that it is 100% correct, is that I feel it is 100% correct. Why don't you make your effort to disprove my point. If I say that it is 99% then I have to explain 1% flaw(Which I don't know),

BTW, Pressing a mute button does not change the reality(Whether u accept it or not, who cares)

It is not only you, but there are millions who have habit of saying a lot but never able to prove thier words.






Warrior   
Member since: Jun 05
Posts: 153
Location: Cow Town

Post ID: #PID Posted on: 26-10-07 12:26:35

Mr. Web2000, Can you please show us a 100% fool proof solution to anything in the world. (No, your solution doesnt count for this qn)

To my humble knowledge, there is nothing 100% fool proof or definite.

Just the fact that u claim/feel/whatever your solution is 100% fool proof is something to be looked upon.

And, making something foolproof maynot be the solution or even desired upon. If that was the case, we would be living like robots...with everything and every action pre-defined and calculated.

I would personally prefer convenience, minimum time and minimum interaction over something that will take away these. I once applied for a credit card by a bank and mistakenly they had my cell number,. So when I called to activate, they asked me to go to a branch with identification. Guess what happened, I was denied, even after showing them my SIN, drivers license, passport, PR card, other credit cards etc..... just because I had shaved my head and nobody in the branch could identify me from the pics. Even my signature won't do. Appearance is not a definite proof, it can change drastically over time. It took me over two weeks to get that card activated. What a horrible waste of time and mental pain. (This incident is being quoted here as an example only)

I would personally prefer tough laws to deal with identity theft than to implement something that would inconvenience people.

And btw, i'm not going to spend anymore time replying to you, just because your reading comprehension lacks even the basic skills.

If you feel passionate about your work, there are lot of avenues to publish it, even a letter to your local newspaper will do the trick.

PS: Identity theft does covers a lot more area than your proposed solution targets, as you are already aware. So just to target a small part of it, and claim to be the one and all solution, is just immature...IMHO.



web2000   
Member since: May 06
Posts: 849
Location:

Post ID: #PID Posted on: 26-10-07 14:53:23

Quote:
Originally posted by Warrior

Mr. Web2000, Can you please show us a 100% fool proof solution to anything in the world. (No, your solution doesnt count for this qn)

To my humble knowledge, there is nothing 100% fool proof or definite.

Just the fact that u claim/feel/whatever your solution is 100% fool proof is something to be looked upon.

And, making something foolproof maynot be the solution or even desired upon. If that was the case, we would be living like robots...with everything and every action pre-defined and calculated.

I would personally prefer convenience, minimum time and minimum interaction over something that will take away these. I once applied for a credit card by a bank and mistakenly they had my cell number,. So when I called to activate, they asked me to go to a branch with identification. Guess what happened, I was denied, even after showing them my SIN, drivers license, passport, PR card, other credit cards etc..... just because I had shaved my head and nobody in the branch could identify me from the pics. Even my signature won't do. Appearance is not a definite proof, it can change drastically over time. It took me over two weeks to get that card activated. What a horrible waste of time and mental pain. (This incident is being quoted here as an example only)

I would personally prefer tough laws to deal with identity theft than to implement something that would inconvenience people.

And btw, i'm not going to spend anymore time replying to you, just because your reading comprehension lacks even the basic skills.

If you feel passionate about your work, there are lot of avenues to publish it, even a letter to your local newspaper will do the trick.

PS: Identity theft does covers a lot more area than your proposed solution targets, as you are already aware. So just to target a small part of it, and claim to be the one and all solution, is just immature...IMHO.



It is your problem that you make your appearance different. OK, In the bank I can say, It is my account but I don't know how to sign, It is my debit card but I don't what the PIN is? What should be the reaction of the bank employee?
Change your appearance and see if you can travel,drive your vehicle. You are trying to say that there is no use of the photograph.
According to your thinking that Bank employees can trust you what u say on the phone but not when you visit the bank yourself (Man, I have hard time understanding your point). You are trying to prove that we are more safe if we remain invisible but not when we try to make the system transparent.

There is no point of discussing it further.
















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