How to maximize / utilize Employer's health benefits


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cdn_dude   
Member since: Dec 05
Posts: 942
Location:

Post ID: #PID Posted on: 04-03-08 16:51:32

Quote:
Originally posted by kumar8881

sorry to say......everyone who replied here is one of us.




What's the point you are trying to make here? Using a loophole is different than doing something illegal; and what you have posted (trying to get receipts without getting the service) IS ILLEGAL!



Aashu   
Member since: Nov 04
Posts: 1353
Location: Vaughan

Post ID: #PID Posted on: 04-03-08 16:57:10

Well all i want to add is do not think it is free and that it does not cost you to use benefits, every year based on your usage (co. claims) , your insurance premium goes up and you / your co. has to pay it and directly / indirectly affects you.



G13   
Member since: Jul 06
Posts: 602
Location: Amidst a glow in the sky.

Post ID: #PID Posted on: 04-03-08 17:16:43

Quote:
Originally posted by Aashu

Well all i want to add is do not think it is free and that it does not cost you to use benefits, every year based on your usage (co. claims) , your insurance premium goes up and you / your co. has to pay it and directly / indirectly affects you.



I don't think your insurance premiums go up or down if you are in a group insurance paid by your employer.


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905Desi   
Member since: Feb 08
Posts: 279
Location: Greater Toronto Arena

Post ID: #PID Posted on: 04-03-08 17:22:44

Quote:
Originally posted by G13

Quote:
Originally posted by Aashu

Well all i want to add is do not think it is free and that it does not cost you to use benefits, every year based on your usage (co. claims) , your insurance premium goes up and you / your co. has to pay it and directly / indirectly affects you.



I don't think your insurance premiums go up or down if you are in a group insurance paid by your employer.



but the insurer will come see your employer and say "we paid out way too much to your staff this year, so your premiums all go up"


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happily holi day!


G13   
Member since: Jul 06
Posts: 602
Location: Amidst a glow in the sky.

Post ID: #PID Posted on: 04-03-08 18:22:20

Quote:
Originally posted by 905Desi

Quote:
Originally posted by G13

Quote:
Originally posted by Aashu

Well all i want to add is do not think it is free and that it does not cost you to use benefits, every year based on your usage (co. claims) , your insurance premium goes up and you / your co. has to pay it and directly / indirectly affects you.



I don't think your insurance premiums go up or down if you are in a group insurance paid by your employer.



but the insurer will come see your employer and say "we paid out way too much to your staff this year, so your premiums all go up"



OK, this is new to me. Perhaps it holds true for small companies.


-----------------------------------------------------------------
No trees were killed by this post, but a large number of electrons were terribly inconvenienced.
__________________________________
George Malley: Hey, would you, uh, love me the rest of my life?
Lace Pennamin: No. I'm gonna love you for the rest of mine.
__________________________________
None of us knows God until someone introduces us - Life of Pi


HelloG   
Member since: Jan 08
Posts: 338
Location: vasudhev kutumbkam

Post ID: #PID Posted on: 04-03-08 20:19:47

Quote:
Originally posted by binal

Don't just immigrant.. Immigrant mind..view



What do you have to say about people(we can also debate on who in Canada is not an immigrant except the aboriginals) who have been here forever and are cheapskates .
They put in less change(trick the conductor by using one cent coins for $2.75 fare) in TTC buses! People of all colour and age have been caught doing that.
They shoplift in various ways and have mastered the thing. I have seen white & black people do that.
A white lady with 2 kids gets on the bus and asks the conductor if it goes to Place A and when told that it doesn't..gets down at the next stop without paying any fare.( she did that regularly at different times until she was checked and warned after a tip from some regular pessengers).
So don't just label or generalise the whole community...AND i strongly beleive most immigrants are more concious and alert not to do anything for which they may be confronted or pointed at!
Note: I am not arguing in favour of getting receipts for nothing and make money.Never do that!( here or anywhere)



Contributors: kumar8881(2) G13(2) cdn_dude(2) bingo123(1) CANSTAR27(1) Aashu(1) 905Desi(1) tamilkuravan(1) HelloG(1) sudesingh(1)



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