Posted on: 17-09-09 08:29:42
Hi Desi,s
I came to know from credit report y'day that amount of $8000 standing against me from year 2006 in citimastercard. Card got expired in dec,2006. I never got any statement or any related paper from card company. When i pulled out my scrap card from old files and contacted citicard cust. service They said they sent this acct. to collection agency and most imp. thing is the addrress citimaster card have in their system is where i never lived i.e some where in downtown. Whats ur suggestions now in this scenrio.Advice me pls.
Thanks
v.v
Quote:
Originally posted by v.v
Hi Desi,s
I came to know from credit report y'day that amount of $8000 standing against me from year 2006 in citimastercard. Card got expired in dec,2006. I never got any statement or any related paper from card company. When i pulled out my scrap card from old files and contacted citicard cust. service They said they sent this acct. to collection agency and most imp. thing is the addrress citimaster card have in their system is where i never lived i.e some where in downtown. Whats ur suggestions now in this scenrio.Advice me pls.
Thanks
v.v
Long time ago I started a thread where I invited everyone on CD to discuss the issue on identity theft. Most of the CDs did not give any strong solution but I posted the solution how to stop identity theft completely.
Unfortunately, most of the people do not understand how dangerous this issue is.
The people who know will just give u the usual suggestions like 1)Keep ur information private,destroy any document u receive from CC company offering u the credit card blah blah..., but they never know ur information which u think is private is easily accessible and every bank employee,ur employer,ur tax consultant etc all know it. I dont't want to go into a long discussion now.
BTW, U should ask the CC company to send the transaction detail as
1. Amount
2. When and where the transaction is done.
3. Who is the merchant?
4. Whether it was online or in the store.
5. If it is in the store then u can ask for the receipt which has ur signature. if it is online then demand for the IP address detail (Which the Internet provider can track down who has been assigned that IP during that period. if it is static IP then u will be lucky)
I still believe that they will hold u responsible for the money u owe as u r the card holder. Any misuse of it will be ur loss.
please let us know the updates on it
I have couple of CC that i dont use, but i will make sure to cancel it on monday.
One more thing to add,
I just got my Credit score report and that time I realised that i have 2 cards that i never used, so it is imp to get credit score report once a year or 6 months
-In your case you can prove that the address is wrong
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