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Originally posted by tamilkuravan

Blue_Peafowl,
Sorry. Missed mentioning you in the post.
I would not recommend montreal due to the cold climate and the need to know french. As they are Anglo Indian's may be they might adapt to french culture but still cold is a strong detterent.
Though I admit, Montreal is a lovely town and also has cheap rentals apart from good social programmes.

Murali

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'Some goals are so worthy, it's glorious even to fail.' (Param Vir Chakra awardee Lt. Manoj Pandey)

Quote:

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Originally posted by tamilkuravan

INCOME :

2. Immediately inform Canada that she is a single mother and get the $ 1147 per month assistance.
3. Children will get around $ 380 in child care assistance (I assume based on 2009 rates. Now someone told me that each child will get $ 380 per month. Kinldy advise).
4. Get HST credit of around $ 120 per month

EXPENSES :

5. Since woman is not going to work,
6. Basement rent : 1 bedroom - $ 900 (CD's to confirm)

7. Food - $ 300 per month (incl milk.) They are Non vegetarian

8. Cellphone / TV/ Bus travel/ Internet - $ 150

9. Entertainment / recreation - $ 50

10. School expenses / cloths change - $ 50

Conclusion :
Income - $ 1650 / month Expenses - $ 1450. Saving for a rainly day $ 200 per month.

She is thinking about my advice. I am helping her without taking any charge.

Murali

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Unable to understand most of you if not all of you.

Discussing as if you are sending a courier package, whether to send it by DHL or FedEx. Aren't they human beings with emotions, wanting to do their things their own way.

For the mother the utmost priority now must be to see through the next 7 or 8 years of the girls. Already at a disadvantage because of the absence of her husband, the last thing she wants would be for someone to point out that because her husband died the children did not get the right direction.

Better for them to stay in India itself till the children complete their education and then decide for themselves, whether to settle down in India or countries like NZ, Australia or Canada.

Whatever negative campaign the media have unleashed, India would give them best protection. The empathy the mother receives from her friends, relatives and well-wishers is much more valuable than dollars she could save.

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Esteemed gentlemen.... I am of the opinion that all of this empathy, sympathy, condolences and the well wishes etc., does not cut the mustard. In this current world that we live in it does call for a payment either in Rupees or Dollars to have a roof over their heads and a loaf of bread on the table and it will be much appreciated if we limit our discussions to some extent with a little bit of help to make her life and her children's also a glorious one with some concrete suggestions with a positive responses and with some good directions to follow. If all of the above sums mentioned comes upto a nice chunk of dollars, say $2,000/month and she being a Canadian, surely merits it and it will go a long way in getting them settled. I will say, try and help her in getting such an amount and with the current education system being free here till the level of grade level 12, it will be appropriate that the children also enjoy the same on a continuing basis and move on in life here in Canada.I wish them all the best of luck and all the success that they deserve.

Indian Government does not help anyone nor the relatives, unless all of them are well off and do have a large sum at their disposal and the lady who will be joining us here in Canada also has a windfall from the Gulf to supplement her stay here.

In continuation from my previous post, she may have to submit an Income Tax Return for her husband, who is now deceased and that should provide her with the Governmental supplement and since she also has the CCTB and the other benefits, should ask the FEDS for its continuation, which will go a long way in getting her settled where ever she chooses to make her residence. I am sure she can also get the death benefit for her husband too after landing here. She can also obtain a One time benefit for moving her residence from where ever she lived here in Canada to BC. That will also be a nice chunk of money to settle down there.

We only have a vague idea and the onus is on the OP to take it upon himself and explore these grants, subsidies et all if he has any idea about them.

I am sure all the help with the tips, however small, will surely go a long way after we compile them and get organized. The next step is to find the address to the location where she should apply and seek to obtain them.

Let us point this discussion in the right direction for the starters.

Great going.


FH.

Assumptions, Assumptions and Assumptions.
Please donot assume anything of your own. Situations can be different.
The family is leading a decent life in India as of now (with their limited savings) but the cost of living is more in India and I am worried that the children's (normal students) mother may not be able to support them for higher education and subsequent marriage. They also donot have trusted relatives.

Yes. Initially she will be on welfare (may be for a few years or months) and once the children reach the ages of 15 or 16 (when they can stay alone in the house), the lady will explore her options to work.

You canot expect the lady to start working as soon as she lands in Canada. She has to be on welfare and be at the house, till the children grow up and when she will have the time to do a job.

We will only advise and present her with the options. Decision will be hers.

Murali

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I am a Gents and not a Ladies.

gktaurus

You hit in on the head!!!

At this day and age, we see OP posting as follows: "I also advised my client that since both were girls, she should think of the future. In Canada, schooling is free, university education can be had by a loan and marriage is mostly love marriage or dowry / jewellery free. She is thinking about my advice. I am helping her without taking any charge."

"They also donot have trusted relatives".

"You canot expect the lady to start working as soon as she lands in Canada. She has to be on welfare and be at the house, till the children grow up and when she will have the time to do a job."


While his intentions to help are good, he is far removed from reality. With this mindset, no wonder he continues to contribute to CD posts sitting in India and talking about Canadian life....matter of sour grapes.

When options are presented with a narrow view point...it will be limited.

No one is looking at what she can do....whether she is interested in doing or willing to do. What her skill sets are? What the implications are when she goes on welfare? Is that the lifestyle she and her daughters want?

Senior CDs let us broaden our thinking....

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Best regards

Lali

Its going to be hard for her to go to work ( assuming she gets a job in the first place ) & take care of her kids at the same time.

The day care expenses etc are going to be ridiculous , she will have nothing left over from her job after paying all the day care expenses..not much for food, rent etc ..its a LOT LOT harder if she is alone.

Remember she is a SINGLE parent, so the advice given by TK is practical & feasible , even if its unpopular. Maybe after the kids grow up & don't need day care, supervision etc , she can do something else.

Good advice TK ..if someone else wants to give this woman a good job , baby sit her kids , give her a nice place to settle down in , please fell free to do so..otherwise TK your advice is great

TK is back in full form ..Je Suis TK !

1.TK ..why did you include $ 300 for food ? Get rid of that..you can get FREE food in Food Banks & Gurudwara

2.Why did you include Internet & TV ? ..FREE internet available in libraries and lot of FREE Wi Fi spots everywhere.
Also with a FREE TV antennae you can get 10-15 HD channels for free & its totally legal too