Posted on: 21-02-05 15:40:10
What should I do in this situation..........?
I left my car in the parking lot ,came back after 20 mts to find a handwritten note and a business card underneath the wipers ,note says your Bumper has been broken by a van and the plate number of that van was this this ...
I went to workshop which says 800-1000 dollors to repair
What is to be done in this situation go to police or insurance co?
Would this effect my insurance in anyways
Any Experience
Quote:
Orginally posted by Mohanjeet
What should I do in this situation..........?
I left my car in the parking lot ,came back after 20 mts to find a handwritten note and a business card underneath the wipers ,note says your Bumper has been broken by a van and the plate number of that van was this this ...
I went to workshop which says 800-1000 dollors to repair
What is to be done in this situation go to police or insurance co?
Would this effect my insurance in anyways
Any Experience
I am not an expert in this but i think you should do the following:
1. Report to "Collision Reporting Center" . You will have to fill a form which will have all the details about the accident. They will give an estimate on how much it will cost to fix that
2. Call your insurance agent and let him know about the accident. This is a no fault zone and your insurance premium should not go high because of this.
3. Insurance company will pay you the amount ( Repair Cost - Deductible) . Usually we have $500 deductible.. so you will have to pay the $500 urself i think.
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Your attitude, not your aptitude, will determine your altitude.
Two years ago, while playing cricket in the park in a apt building, my friend's son broke the windscreen of a car. My friend decided that he was responsible for it since it was a parked car. He left a note on the windscreen giving his contact details and offering to pay for the repairs.
May be the person who left the business card and van number wants to pay you for the damages. Try and contact him before you take any action.
Chandresh
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Chandresh
Advice is free – lessons I charge for!!
Quote:
Orginally posted by chandresh
Two years ago, while playing cricket in the park in a apt building, my friend's son broke the windscreen of a car. My friend decided that he was responsible for it since it was a parked car. He left a note on the windscreen giving his contact details and offering to pay for the repairs.
May be the person who left the business card and van number wants to pay you for the damages. Try and contact him before you take any action.
Chandresh
No he is the one who saw the van which did this to my car ,and he left the info about that van , he is the witness.
The same exact thing happened to me a couple of years back. Here's what I did
1) Contacted the person who left the note, thanked him profusely and got some more details from him. Took a photocopy of the note he's written.
2) Went to the police station and filed a report. Asked them to find out the owner of the vehicle based on the license plate number. They won't tell you, however they will contact the other person.
3) Call up the insurance company and relate the whole thing to them. They will ask you to get an estimate from a preferred autoshop. I didn't get anything fixed though before resolving the issue.
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In the end, the guy whose wife actually hit my car contacted me after the police went to his place. I tried to settle it with the guy directly but he turned out to be a wise-ass and tried to question the whole incident and imply that the damage was already there. Needless to say, I told him to take a hike and took it up with the insurance company. In our case, both of us had the same companies so the insurance company paid up after some coaxing.
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Are you there?
Quote:
Orginally posted by BlueLobster
The same exact thing happened to me a couple of years back. Here's what I did
1) Contacted the person who left the note, thanked him profusely and got some more details from him. Took a photocopy of the note he's written.
2) Went to the police station and filed a report. Asked them to find out the owner of the vehicle based on the license plate number. They won't tell you, however they will contact the other person.
3) Call up the insurance company and relate the whole thing to them. They will ask you to get an estimate from a preferred autoshop. I didn't get anything fixed though before resolving the issue.
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LADY BUG
I did the first two things , police officer also inspected the vehicle and i did get a call from the culprit who was a lady ,she apologized and is telling me that she will get me a rental car and get my car repaired from somebody she knows,as she doesnt have a insurance herself as she was driving this van of somebody else who wont cover the insurance for her.
I have not reported this to insurance company yet should i wait for her or should i inform the co...?
Getting away or running away like this ,shouldn't she be charged..?
Quote:
Orginally posted by Mohanjeet
LADY BUG
I did the first two things , police officer also inspected the vehicle and i did get a call from the culprit who was a lady ,she apologized and is telling me that she will get me a rental car and get my car repaired from somebody she knows,as she doesnt have a insurance herself as she was driving this van of somebody else who wont cover the insurance for her.
I have not reported this to insurance company yet should i wait for her or should i inform the co...?
Getting away or running away like this ,shouldn't she be charged..?
If she is charged by the police she will have to pay minimum of $5,000 fine. I don't know what happens to people who are unable to pay fines because of financial condition. If you report this to your insurance company, they will probably first try to get the money from the lady by threatening to go to police.
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