CAR ACCIDENT IN BLACKICE.


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happy2004   
Member since: Jun 04
Posts: 176
Location:

Post ID: #PID Posted on: 28-12-06 13:18:05

Hi,

I got an accident due to BlackIce. The car I hitted was already made an accident and she did not have an insurance and I hitted her car becasue could not brake it.

Can anybody help me how this effect to my insurance and my driving record, though i have full insurance ?

Thank you.



cdn_dude   
Member since: Dec 05
Posts: 942
Location:

Post ID: #PID Posted on: 28-12-06 14:40:01

Talk to the lawyer. (I think) you should not have to pay for the other car's damage - because the other driver should not even be on the road, since he did not have the insurance policy..


Quote:
Originally posted by happy2004

Hi,

I got an accident due to BlackIce. The car I hitted was already made an accident and she did not have an insurance and I hitted her car becasue could not brake it.

Can anybody help me how this effect to my insurance and my driving record, though i have full insurance ?

Thank you.




Garvo Gujarati   
Member since: Nov 01
Posts: 3118
Location:

Post ID: #PID Posted on: 28-12-06 16:09:59


Is the othe car driver want the damage to be covered by you? If yes, there is no way she can do anything as she does not have insurance and she was driving ilegally.

Also if you car is not damaged, I would prefer not to do anything. Evenif you report a claim without your fault, some of the insurance companies are notorious.

Also read your insurance policy. What does it says about damage to another vehicle that does not have insuracne.



-----------------------------------------------------------------
A Proud Indian Canadian


happy2004   
Member since: Jun 04
Posts: 176
Location:

Post ID: #PID Posted on: 29-12-06 10:37:18

Thank you all.

I have TD Meloche Monnex full insurance with 500$ deductable. That lady already had one accident before I hit her car in the rear corner. More damaged on my car as she had playmouth Ven and I have Corolla. I do not know is she claim to my insurance ? But I am worried about my record and my insurance.



Garvo Gujarati   
Member since: Nov 01
Posts: 3118
Location:

Post ID: #PID Posted on: 29-12-06 10:39:21

So did you gave her your insurance information at the time of accident? If so and if she has insurance, she must have notified her insurance company about it.

But as you are saying she did not had insurance she can not do anything. (or she might have lied to you)


-----------------------------------------------------------------
A Proud Indian Canadian


happy2004   
Member since: Jun 04
Posts: 176
Location:

Post ID: #PID Posted on: 29-12-06 11:06:00

Hi,

When I got policed record in which he mention 2 parties name and insurance company and I checked with her name police wrote NO INSURANCE. So i am sure she did not have the insurance. But in this case I do not know How TD will do to me ?



chandresh   
Member since: Mar 03
Posts: 2606
Location: Toronto

Post ID: #PID Posted on: 29-12-06 11:28:45

If you saw it on police record, it might mean she was not carrying her insurance certificate with her - not necessarily that she does not have insurance.


-----------------------------------------------------------------
Chandresh

Advice is free – lessons I charge for!!


Contributors: happy2004(4) Garvo Gujarati(3) sudesingh(1) cdn_dude(1) chandresh(1) jake3d(1)



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