Auto accident: advice needed


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guptamik   
Member since: Mar 05
Posts: 277
Location: Toronto

Post ID: #PID Posted on: 07-01-09 20:17:06

Do give me a call if u get a chance... You have my number right?

Quote:
Originally posted by delhigirl


Thank you very much guptamik and Fido, for taking time and suggesting exactly what I need right now.

You are right I am going to stop blaming myself and start thinking differently.

Based on suggestions so far, this is what i think i should do:

- go to collusion center and report the facts (my version, as suggested by fido and guptamik) . In this process, i will also find out if he has lodged any complaint. if he has, my statement is not going to work against me. If he has not, then i think i have got a strong case.
- come back and take his car to my guy.
- if he says he doesnt like that guy or place, i will say this is what i can do.
- if my guy finds out that there are more damages to the car than a minor hit can cause, i will tell this guy that you had these damages prior to the hit. so i am not going to have it fixed. do what you can do.

i hope collusion centers do acknowledge reports after a gap of 1 week.

thank you guys once again.




delhigirl   
Member since: Oct 05
Posts: 24
Location:

Post ID: #PID Posted on: 07-01-09 20:38:48

Quote:
Originally posted by guptamik

Do give me a call if u get a chance... You have my number right?





sure i will give you a call in a few minutes.

thanks



chandresh   
Member since: Mar 03
Posts: 2606
Location: Toronto

Post ID: #PID Posted on: 08-01-09 17:11:16

So delhigirl, can you update us on the action taken and results - this will help all of us.

For others' benefit, here are a few links:

http://www.torontopolice.on.ca/traffic/collision.php" target="_blank">http://www.torontopolice.on.ca/traffic/collision.php</a>

This one states one has to report within 24 hours - however, it does not mention any amount.

http://www.owensoundpolice.com/page.php?PageID=18" target="_blank">http://www.owensoundpolice.com/page.php?PageID=18

This one states you must report if the damage is more than $1,000. However this is of Owensound.

http://www.citynews.ca/news/news_6957.aspx" target="_blank">http://www.citynews.ca/news/news_6957.aspx</a>

This one is a City TV report saying the same thing as Toronto Police - but it is worth a read.

When I had tried to report the accident my son had to collision centre, they flatly refused to register a report when I told them that I do not estimate the damage to be more than $1,000. I told them I wanted to go there and put a report but they said they will not register it.


-----------------------------------------------------------------
Chandresh

Advice is free – lessons I charge for!!


delhigirl   
Member since: Oct 05
Posts: 24
Location:

Post ID: #PID Posted on: 08-01-09 21:29:20

Sure I will keep you guys posted with all the developments. it was very busy day for me today.

As for going to collision centre, one friend of mine suggested me not to bother. He is in auto insurance, and he said that once this incidence comes onto police books thats enough for insurance people to bump up your premium at the time of renewal, even if you or other party process no claims through insurance.
He said, so if other guy has not gone to cops yet why do you want to bring it on police record.

His argument made sence to me, and i didnot go. though i am very keen to find out if he actually went to the cops, which i cant find out without going to the cops myself.

anyways now plan is for me to go with him to my mechanic this saturday. will let you guys know how it went.

thanks for your cooperation.



chandresh   
Member since: Mar 03
Posts: 2606
Location: Toronto

Post ID: #PID Posted on: 09-01-09 10:04:16

Quote:
Originally posted by delhigirl


anyways now plan is for me to go with him to my mechanic this saturday. will let you guys know how it went.




Which means that you are indirectly accepting the liability - which again leads to potential further problems (which you are trying to avoid), [even without witnesses!!! What if he claims other damages after repairs to his vehicle? Now he will have a proof that you caused the damage and hid the incident from police and insurance.........

I have experienced first hand people claiming from insurance after having talked to me!


-----------------------------------------------------------------
Chandresh

Advice is free – lessons I charge for!!


guptamik   
Member since: Mar 05
Posts: 277
Location: Toronto

Post ID: #PID Posted on: 09-01-09 10:54:48

Chandresh,

We had recommended that they get a signed and notarized waiver from the guy relieveing them of all future liability before any repairs are made else there shouldn't be any repairs done.

-B



delhigirl   
Member since: Oct 05
Posts: 24
Location:

Post ID: #PID Posted on: 09-01-09 11:45:26

Quote:
Originally posted by chandresh

Which means that you are indirectly accepting the liability - which again leads to potential further problems (which you are trying to avoid), [even without witnesses!!! What if he claims other damages after repairs to his vehicle? Now he will have a proof that you caused the damage and hid the incident from police and insurance.........

I have experienced first hand people claiming from insurance after having talked to me!





It is not illegal not to involve police and insurance in the incidences like this. Threshold is $1000, when one must report the incidence to police. Even then one can decide not to involve insurance and have repair done on its own.

As for him claiming more damages after the repair is done, Guptamik is right, i am going to have him give singed statement relieving me of any liability. I hope that will suffice, I am not sure though.







Contributors: delhigirl(15) guptamik(8) chandresh(5) Fido(4) Desi # 1(1) tamilkuravan(1) rsbagwell(1) ftfl(1)



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