Posted on: 26-03-09 10:09:45
did u take any private or visitor's insurance before coming??( I am guessing not...but pls clarify)
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Pooja
Quote:
Originally posted by Pooja
did u take any private or visitor's insurance before coming??( I am guessing not...but pls clarify)
Visitors insurance does not cover pre-existing conditions, so if she was pregnant before getting insurance, it will not cover.
Also, it is highly likely that insurance will not cover prgnancy expenses, although ths needs to be clarified.
yeh i do hav the visitorz insurance but ofcourse it doesnt cover the pregnancy expenses.....
I don't really see an easy way around this.
You won't get OHIP until you are out of visitor status and your sponsorship could take a while.
Even after that, you have to wait 3 mo. for OHIP to kick in.
Your US insurance won't cover you here for pregnancy.
You essentially have two options -
- Pay for health care out-of-pocket. I had estimated some expenses in the previous post.
- Go back to the US for your delivery and then come back.
Your baby will be a US citizen so bringing him/her to Canada won't be an issue.
If you are financially not able to pay for the expenses in Canada, then your best option is to go to the US for delivery.
I'm assuming that since you said you are from the US, you are either a US citizen or GC holder and I assume you have the necessary health insurance there, correct?
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"Mah deah, there is much more money to be made in the destruction of civilization than in building it up."
-- Rhett Butler in "Gone with the Wind"
In addition to what Pratick offered above, I would suggest :
- First contact your nearest immigration settlement agency. Request the settlement agent to refer you to your local social service worker.
- Call and setup an appointment with the social service worker and see what are your options based on your current status and medical condition.
Canada is very generous and in the case of special and really needy people, they will help you out with the cheapest possible option. If they advice there is nothing they can offer, your only option will be to return to US or your home country for the delivery till your sponsorship is approved - if you cannot bear the expenses as pointed out by Pratick in an earlier post.
Good luck and take care.
Hiren
u said i shud go to US for my delivery ok if i will go thr n wen ill cum bak after the delivery wat abt the baby .... he or she wont hav ne status here.... n no OHIP as well.... n obv the baby wud need sum medical attention then wat????
Quote:
Originally posted by pratickm
I don't really see an easy way around this.
You won't get OHIP until you are out of visitor status and your sponsorship could take a while.
Even after that, you have to wait 3 mo. for OHIP to kick in.
Your US insurance won't cover you here for pregnancy.
You essentially have two options -
- Pay for health care out-of-pocket. I had estimated some expenses in the previous post.
- Go back to the US for your delivery and then come back.
Your baby will be a US citizen so bringing him/her to Canada won't be an issue.
If you are financially not able to pay for the expenses in Canada, then your best option is to go to the US for delivery.
I'm assuming that since you said you are from the US, you are either a US citizen or GC holder and I assume you have the necessary health insurance there, correct?
Quote:I would suggest that you come back once you have received your PR papers based on your husband's sponsorship.
Originally posted by ashina
u said i shud go to US for my delivery ok if i will go thr n wen ill cum bak after the delivery wat abt the baby .... he or she wont hav ne status here.... n no OHIP as well.... n obv the baby wud need sum medical attention then wat????
In fact, your husband should probably wait until after the delivery and sponsor both you and the baby together.
Then you can all come together and have OHIP coverage after 3 months.
I understand your desire to be together with your family and have the baby here.
In such a case, you have to bear the responsibility to paying out-of-pocket for delivery expenses.
It's a simple trade-off.
There /may/ be non-profit agencies that help people in need who don't have health coverage - you can try contacting them.
There are settlement agencies for new immigrants, however, you are not an immigrant yet.
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"Mah deah, there is much more money to be made in the destruction of civilization than in building it up."
-- Rhett Butler in "Gone with the Wind"
