If we dont pay a cell phone bill ???


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despremi   
Member since: Apr 05
Posts: 130
Location: Toronto

Post ID: #PID Posted on: 23-09-05 20:27:08

Quote:
Orginally posted by scorps
......He was 'SUING' a rogers phone and he got a bill of 500$ ....



It it a typo ? Do you mean he was 'USING' :(

Regardless, IMHO your friend should not run away from it....



pratickm   
Member since: Feb 04
Posts: 2831
Location: Toronto

Post ID: #PID Posted on: 23-09-05 21:52:31

Quote:
Orginally posted by scorps
My firnd have a problem which he wanna solve soon. He was suing a rogers phone and he got a bill of 500$

Were the charges justified i.e. did he actually use services worth $500?
Or were the charges mostly unjustified?
Cell phone companies are notorious for piling on rip-off charges and fees.
Quote:
and it got accumulates to a huge bill...
How did it accumulate?
As interest/fines on unpaid amount?
Quote:
he didnt pay it and left. He is an international student. He is in doubt wether it will affect him while he apply for PR or when he go bak to india and come bak, will it be a problem at the airport..pls help
AFAIK, credit history and/or unpaid bills haven't been a problem for immigration.
At least, I haven't ever heard of anybody being refused immigration or being denied entry at the airport because of unpaid bills.

However, the main issue is how he wants to deal with this when he is starting a new life in a new country.
Does he want to start off on a wrong foot with ceditors and collection companies hounding him?

OTOH, if the charges were unjustified and the cell phone company is simply trying to rip him off, he should fight tooth-and-nail, including complaining to telecom regulation authorities and the local BBB.
I'm not sure what regulation authority oversees cell phone operators (equivalent to US FCC), but a quick Internet search should reveal that information.


-----------------------------------------------------------------
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peace   
Member since: May 05
Posts: 61
Location: Canada

Post ID: #PID Posted on: 20-11-05 11:48:59

I had problem with Rogers too..When I switched over to the plan at that time the CSR told me that i have free incoming and ougoing calls. And obviously I made unlimited calls during day time too and they billed me for 200 bucks. When I told them that your CSR gave me wrong information then they said that its not their fault and they cant do anythign about it. I kept calling them but none of them was willing to negotiate and then I blasted them off and told that I want to terminate the contract..So they said u have to pay 200 more. But i kept on fighting with them and ultimately they credited bak my account and apologized for whatever happened.

I am also an international student and i was aware of the bad credit hsitory stuff and all. But since I was not at fault I kept on yelling at them and forced them to agree on it. I think ur friend should also have fought back rather than leaving the matter unsolved.I am realizing here ,over the period of time, that these companies can become really shameless for petty things. And that we have to always raise our voice rather than escaping from the situation.

Peace


Quote:
Orginally posted by scorps

Hello

My firnd have a problem which he wanna solve soon. He was suing a rogers phone and he got a bill of 500$ and it got accumulates to a huge bill...he didnt pay it and left. He is an international student. He is in doubt wether it will affect him while he apply for PR or when he go bak to india and come bak, will it be a problem at the airport..pls help



lali   
Member since: Apr 05
Posts: 173
Location: Toronto

Post ID: #PID Posted on: 20-11-05 15:15:18

hi scorps

From my experience, if your friend settles / negotiates with Rogers at an amount less that what he owes, the balance money will be considered a \"charge off\" and show on the credit report and will remain on the credit report for the next 7 years. This will surely affect his financial needs once he becomes a PR.

Hence it is strongly recommended to face the situation, pay the money if it is rightfully due or establish the what is rightfully due, not run away or negotiate a settlement.




-----------------------------------------------------------------
Best regards

Lali


soberflier   
Member since: Aug 04
Posts: 228
Location:

Post ID: #PID Posted on: 22-11-05 08:38:14

Every service provider has a department called Escalations......when your friend calls the Rogers call centre, ask to speak to Escalations or a supervisor. Explain what happened...tell them that you are willing to pay what you really do owe....however tell them that you need a reconciliation statement and detailed billing. Let them give you that. If you find any charges which are wrong, call them again and create a dispute, else pay the bill. If you ceate a dispute it takes them usually upto two weeks to research your bill, and get back to you.
If you dont pay, the account will go on a collection agency path, who are going to make your friend's life very miserable,,,,,,,chances are that he will pay them. They arent very polite people. US have strict laws about collection agency approaching people, however they arent as elaborate here in Canada. They will make sure that each of his friends, co workers if any, college knows of the outstanding bill- which makes it embarassing for any person.
If the payment is not received, in full (whether right or wrong), the collection agency will send derogatory information to your credit bureau file, which is cross indexed, and sits there for 7 years. Btw, the file being cross referenced means it also has your date of birth indexed with the last and first name. So your SIN may get changed, will you be changing the date of birth too, with the last name?
If the bill is wrong, then contest it now. If you friend is merely trying to avoid paying, and is wondering about the immigration, which may really not be affected by this, its only a matter of time he gets tempted to do something like this again. what then?
Sorry if i appeared rude, it is not my inention to be.
Give it a thought, and do whats right and not whats easy to do
Take care

Regards



MadammeX   
Member since: Sep 05
Posts: 132
Location: Mississauga

Post ID: #PID Posted on: 25-11-05 13:55:35

Quote:
Orginally posted by soberflier

Every service provider has a department called Escalations......when your friend calls the Rogers call centre, ask to speak to Escalations or a supervisor. Explain what happened...tell them that you are willing to pay what you really do owe....however tell them that you need a reconciliation statement and detailed billing. Let them give you that. If you find any charges which are wrong, call them again and create a dispute, else pay the bill. If you ceate a dispute it takes them usually upto two weeks to research your bill, and get back to you.
If you dont pay, the account will go on a collection agency path, who are going to make your friend's life very miserable,,,,,,,chances are that he will pay them. They arent very polite people. US have strict laws about collection agency approaching people, however they arent as elaborate here in Canada. They will make sure that each of his friends, co workers if any, college knows of the outstanding bill- which makes it embarassing for any person.
If the payment is not received, in full (whether right or wrong), the collection agency will send derogatory information to your credit bureau file, which is cross indexed, and sits there for 7 years. Btw, the file being cross referenced means it also has your date of birth indexed with the last and first name. So your SIN may get changed, will you be changing the date of birth too, with the last name?
If the bill is wrong, then contest it now. If you friend is merely trying to avoid paying, and is wondering about the immigration, which may really not be affected by this, its only a matter of time he gets tempted to do something like this again. what then?
Sorry if i appeared rude, it is not my inention to be.
Give it a thought, and do whats right and not whats easy to do
Take care

Regards






Well said!



Mercury   
Member since: Aug 05
Posts: 234
Location:

Post ID: #PID Posted on: 21-12-05 11:32:25

Quote:
Orginally posted by peace

I had problem with Rogers too..When I switched over to the plan at that time the CSR told me that i have free incoming and ougoing calls. And obviously I made unlimited calls during day time too and they billed me for 200 bucks. When I told them that your CSR gave me wrong information then they said that its not their fault and they cant do anythign about it. I kept calling them but none of them was willing to negotiate and then I blasted them off and told that I want to terminate the contract..So they said u have to pay 200 more. But i kept on fighting with them and ultimately they credited bak my account and apologized for whatever happened.

I am also an international student and i was aware of the bad credit hsitory stuff and all. But since I was not at fault I kept on yelling at them and forced them to agree on it. I think ur friend should also have fought back rather than leaving the matter unsolved.I am realizing here ,over the period of time, that these companies can become really shameless for petty things. And that we have to always raise our voice rather than escaping from the situation.

Peace


Quote:
Orginally posted by scorps

Hello

My firnd have a problem which he wanna solve soon. He was suing a rogers phone and he got a bill of 500$ and it got accumulates to a huge bill...he didnt pay it and left. He is an international student. He is in doubt wether it will affect him while he apply for PR or when he go bak to india and come bak, will it be a problem at the airport..pls help





---------------------------------------

It wil ruin his credit score( file) and will be difficult to qualify for any borrowing in Canada ( may have to pay higher interest or disqualification depending on the case). This is not related to immigration or customs. Can apply for PR peacefully.



Contributors: scorps(2) charles3(2) sudesingh(1) MadammeX(1) LD(1) Mercury(1) despremi(1) Azazf(1) pratickm(1) morning_rain(1) peace(1) Charlie(1) ashish30(1) lali(1) soberflier(1)



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