Posted on: 06-07-10 16:41:32
Quote:
Originally posted by pratickm
I don't know if this holds true only for some of the US states or for all.
Makes sense..
I was reading some of the posts... car insurance in SK and manitoba are like 10 times cheaper than around Toronto. This seems like private companies are exploiting poor customer who have no choice but to buy insurance. Very disappointing... and there is huge difference as I move away from Toronto and GTA. I am wondering this is something govt should definitely keep a check on.
Quote:That changes the dynamics of the situation slightly.
Originally posted by microbhai
The reason I am considering being in Ontario is because the employer is located here and after sometime (may be the minimum is one year) I will be applying for PR.
It is not temporary any longer - you plan to make Canada permanent home.
Therefore, you must familiarize yourself with bigger cities and centers of commerce like Toronto because chances are that's where you will end up living.
Had it been strictly for a short period of time, you could go hide in Manitoba and have cheap cost of living, including auto insurance.
You can still live in a smaller town outside of the GTA, but you have to come to terms with higher insurance costs in Ontario compared to where you live now.
Some of the towns you can consider are Barrie, Cambridge, Stratford, London, Kingston, Aurora, etc.
All these are within driving distance of downtown Toronto.
Insurance rates will be slightly cheaper than Toronto (GTA), however, keep in mind that the further out you go, the less your options for other things like shopping, entertainment, social life, etc.
Towns just north and west of GTA could provide you a good balance.
-----------------------------------------------------------------
"Mah deah, there is much more money to be made in the destruction of civilization than in building it up."
-- Rhett Butler in "Gone with the Wind"
Apart from driving record (from DMV/MTO) these blood suckers will ask for your previous/current insurance record and if they see claims, no matter how clean your driving history is they will still raise your rates. So even if you get rid of driving history for the purpose of insurance these vultures will find wasy to raise premiums.
not sure if this is a better alternative but surrender US licence and get a new licence in Canada. (G1, G2, G etc)
Quote:
Originally posted by microbhai
I wasn't expecting such quick replies... so Thank you all, this forum is a definite must go place for all Indians (others too...) thinking about reaching Canada... happy to see such responses... and the rich experience of you folks benefiting new-comers
No worries you will find lots of folks like me with no real job, always hanging around this forum and eager to help new or old immigrants
Welcome to Canada (from US),
DesiTiger over to you! Share your rich experiences.
Quote:He would have to do that anyway.
Originally posted by manserwadekar
not sure if this is a better alternative but surrender US licence and get a new licence in Canada. (G1, G2, G etc)
He can't get Canadian plates without Canadian driving license.
And he'd have to have Canadian insurance as well (since US insurers won't insure a Canadian plated car).
Since he plans to become PR, he'd have to do this anyway.
It's all interconnected.
There is no escape
-----------------------------------------------------------------
"Mah deah, there is much more money to be made in the destruction of civilization than in building it up."
-- Rhett Butler in "Gone with the Wind"
Quote:
Originally posted by pratickm
(since US insurers won't insure a Canadian plated car).
this is incorrect.
You have to have a US driving license to get US insurance. I did had US insurance on my Canadian license plate for 6/7 month in 2005.
Later I decided to change to US plate as my sticker expired and I was not able to get it from MOT by mail.
-----------------------------------------------------------------
Regards,
