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New Guy
Member since: Oct 04

Posts: 87
Location: KSA
Post ID: #PID

Posted on: 14-02-05 02:41:24

Hi Folks:

My one year old son has a minor medical problem. He is undergoing treatment since last 6 months and doctor in Dubai asked to continue the medicine he prescribed till he becomes 3 yrs. At two months interval he needs to undergo blood test to see whether the medication is in effect. We are landing on Feb. 3rd week and we do have all the medical reports. This problem was diagnosed few months after the medical check up for immigration.

Can anyone in this forum advise me for my following queries:

1. I must buy insurance to cover 90 days waiting time of OHIP and I would like to show all the documents to insurer. Do they cover for my child if the case is of minor type but pre-existing?

2. How I can communicate to OHIP about this problem, considering I don't like to hide anything and I have full detailed medical history.

3. Do OHIP will cover this case or I have to cover the expenses of this treat ment till end ?

I would highly appreciate any advice in this regard.

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New Guy
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rajcanada
Member since: Jul 03

Posts: 2713
Location: Kitchener, ON
Post ID: #PID

Posted on: 14-02-05 16:05:49

Quote:

...
1. I must buy insurance to cover 90 days waiting time of OHIP and I would like to show all the documents to insurer. Do they cover for my child if the case is of minor type but pre-existing?

2. How I can communicate to OHIP about this problem, considering I don't like to hide anything and I have full detailed medical history.

3. Do OHIP will cover this case or I have to cover the expenses of this treat ment till end ?

I would highly appreciate any advice in this regard.

1. Private insurance is unlikely to cover any pre-existing illness. For more accurate information, you can ask one of your friends to contact an insurance company by e-mail/call with details of your child's case. Companies could record your name and other information even while enquiring.

Private insurance companies during waiting period for OHIP.

http://www.canadiandesi.com/read.php?TID=6441&page=1#35022

2. OHIP does not cover outpatient medications. Only when you are admitted in hospital, medications are covered under OHIP. Has immigration authorities asked you to contact OHIP in this regard?

3. OHIP does not cover outpatient medications.

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New Guy
Member since: Oct 04

Posts: 87
Location: KSA
Post ID: #PID

Posted on: 15-02-05 00:23:14

Hi Rajcanada:

Thanx for your reply. Immigration authority does not know this development as it was detected 3 months after the medical test. I am carrying the medicine recommended by the doc. in Dubai but I would like to consult a doctor over there in Canada for a second opinion. I guess that will not be covered by insurance.

I didn't inform this development to immigration authority as we did get our visas stamped long before this development arise. Should I?

Any advice how I should proceed further!

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New Guy
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We can always do better!

jago_desi
Member since: Sep 04

Posts: 591
Location: canada
Post ID: #PID

Posted on: 15-02-05 08:54:40

Quote:
Orginally posted by New Guy

it was detected 3 months after the medical test

If you do not have problem in discribing complication developed with your child that requires regular medication but could not be detected during medicals. Did they not take blood & urine sample during medicals.
If your child requireg prescription drugs then you have to visit doctor on regular basis in Canada. There are few facilities arranged by OHIP for children but have to be found by speaking to them. I believe once you are here, it will be easier for you to find out of the services / facilties from OHIP. It is better to come with insurance and then talk to OHIP as it starts after 3months of arrival.

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New Guy
Member since: Oct 04

Posts: 87
Location: KSA
Post ID: #PID

Posted on: 16-02-05 00:07:36

Thanks a lot jago desi, understood.

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telkikar
Member since: Jul 05

Posts: 36
Location:
Post ID: #PID

Posted on: 04-04-06 14:31:23

Hi,
I have a very bad experience with visitor medical insurance in US and I think they are same in Canada.
They are interested in taking premium checks and when it comes to pay they will point out either not covered or pre-existing.

Nilesh

ramrao
Member since: Apr 06

Posts: 124
Location:
Post ID: #PID

Posted on: 10-04-06 17:15:10

I agree

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Contributors: New Guy(3) ramrao(2) raajen(1) nimesh patel(1) diamond_n(1) rajcanada(1) ayaskant(1) jago_desi(1) telkikar(1)

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