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Orginally posted by dp_jain

Bring your Indian Driving Licence to get local driving licence earliest possible. For any help write or call.

Good luck.

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Pramod Chopra
Senior Mortgage Consultant
Mortgage Alliance Company of Canada

thnaks all.
ulkesh

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Ulkesh

"Faith Can move mountains"

Hi Ulkesh,

Welcome to Canada, and all the best. I am also in Toronto for little over 3 yrs. Very happy to have come here. Pl feel free to ask any Q. Some TIPS for you:

1: Make list of all your jewellery, other costly belongings etc. When you clear the immigration, present this list to CUSTOM officer (KEEP A copy for you as well). If you do so, you can bring it to CANADA anytime, when you go back. If you do not declare these items, and then try to bring them in Canada, you'll end up paying duty and taxes on that.

2: Apart from managing your luggage, you may have to get some change for the carts. You have to put in 1 loonie for one cart. A loonie is ONE CANADIAN DOLLAR COIN. Once you have loaded the luggage in your car, pl remeber to take the cart back to proper cart return area, so you can get your LOONIE back. You can ask THOMAS COOK to give you some loonies in exch of US $ that you may be carrying. This was 3 yrs back.

3: Be very positive, confident. Almost everybody who come here, get settled, sooner or later. You just need to give some time.

4: If you have your friends living here, and if they are coming to p/u from airport, that's great, or else, if you are landing on weekend, let me know thru a PM, if possible, I'll try to come.

5: Apply for SIN card the very next day. Don't wait or DELAY. To open a bank acct you have to have your SIN card. There were times, when banks used to open acct based on the fact that a person has applied for SIN card, but since last 6 months, things have changed in ON. There are some very strict rules and compliance issues that one has to follow. When you do get a chance, apply for a SECURED credit card ASAP. Start using this credit card for as many things as possible. Even if your bill is like $5, and the merchant is willing to accept payt with a credit card, DO IT. Make sure to pay it off in full every month before due date. You will end up creating your crdit history very soon, And in 6 months time, you'll start receiving letters from various banks sending you PRE APPROVED applications. If you are coming with you wife, make sure to get one for her as well. Because you want to create credit history for both of you. If you need any help in opening a bank acct, you can contact me.

6: Try to minimise your expenses in the beginning. Here the sales persons are very aggresive and pushy. Even if you go to malls, they display the items on the shelves in such a nice manner that everybody is allured to buy the same. Have a habit of saying "NO" to a sales person.

7: DO NOT BUY ANYTHING ON THE PHONE. DO NOT SAY "YES" ON THE PHONE.

There are so many things that I can write here. If you need any help, pl feel free to contact me.

Wish you all the best. Call me after few days. 416-743-4223 X 253

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Let's help each other to grow & prosper in Canada